Defined contribution plans of the future will use impact and private markets investments as well as multiple decumulation strategies.
Recent changes in the post-retirement regulations across Europe are creating more options for money managers.
Delivering pan-European personal retirement plans to mobile workers hit an impasse after Europe's regulators sought to increase scrutiny.
Retirement plans in the future will tailor advice, while sponsors may look to shed fiduciary responsibility and band together.
Russell Investments has delineated changes to DC plans that it hopes will become mainstream by 2025.