Resource Guides
An updated resource for defined contribution plan sponsors on the latest research, best practices and implementation steps for lifetime income solutions. It delves into establishing plan objectives, addressing longevity risk in plan design, and evaluating the range of retirement income product offerings, including the benefits of providing lifetime income within the default solution. Key success factors include flexibility, a well-defined framework and solving for individual outcomes, which is detailed in a case study of a successful in-plan implementation.
This informative resource for institutional allocators in fixed income — updated for the 2024 market environment — highlights the attractive all-in yields available across the risk spectrum and shares perspective on market segments that present opportunity for return and diversification. Active management for fixed income is more important today, with the ability to provide custom, flexible approaches that meet the portfolio objectives for different types of allocators.
Corporate pension plans are continuing to pursue PRT transactions for a host of reasons, with more insurers stepping up to meet the demand and deliver on providing retirement security to plan participants. This updated resource explains what’s behind the current developments and offers practical advice to plan sponsors on preparation for a PRT, evaluating an insurance partner, and implementation steps. It also profiles the sponsor’s investment capabilities, capital sourcing strategies and solutions.
The latest themes, investment approaches, regulatory issues, data and benchmarking developments in the evolving universe of ESG and responsible investing — in an annual update that helps keep institutional investors informed on the rapidly evolving issues in this space. Areas of focus include the transition to renewable energy, the biodiversity theme, sustainability across the asset classes, including emerging markets fixed income, and key fiduciary considerations.
Pooled employer plans are gaining traction across the defined contribution industry as a solution that can deliver a high-quality retirement program to employees with lower overall costs, a broader range of plan features and more robust compliance processes — versus managing a standalone DC plan. PEPs today are seeing more innovation and flexibility in approach, leading all types of DC plans to examine them more closely. Continued regulatory support to expand retirement security across the U.S. workforce also underpins PEPs’ future development.
