Top performing managers by category: commingled accounts, 1st Quarter 2019



Large Blend 1 year gross return 1 year net return
FIAM Focused Large Cap Growth Pool 13.84 13.00
Amalgamated Bank LongView 1500 Mk Idx CF 11.57 11.51
Pioneer Large Cap Core Equity Trust - T2 11.01 10.46
Amalgamated Bank LongView Quant. LC CF 10.35 10.02
Amalgamated Bank LongView LC Qtv VEBA Fd 10.29 9.96
BlackRock Equity Index F 9.57 9.57
Blackrock Eq Idx Fund CF 9.55 9.54
BNYM Mellon NSL Dynamic U.S. Equity Fund 9.98 9.52
BNYM Mellon SL Stock Index Fund Instl 9.52 9.51
Spartan 500 Index Pool A 9.50 9.50
Source: Morningstar Separate Account/CIT Fund Database


Large Blend 5 year gross return 5 year net return
BNYM Mellon NSL Dynamic U.S. Equity Fund 13.48 13.04
Blackrock Russ 1000 Alpha Tilts CF 11.60 11.60
Blackrock Alpha Tilts Fund CF 11.33 11.33
Amalgamated Bank LongView Quant. LC CF 11.58 11.25
RhumbLine Russell 1000 Pooled Index 11.22 11.22
Amalgamated Bank LongView 1500 Mk Idx CF 11.19 11.13
Amalgamated Bank LongView LC Qtv VEBA Fd 11.42 11.09
Blackrock Eq Idx Fund CF 10.97 10.97
BlackRock Equity Index F 0.00 10.96
State St S&P 500ˆ® Indx SL Cl I 13.43 10.91
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Blend 1 year gross return 1 year net return
Burgundy US Small/Mid Cap Fund 10.01 9.00
Blackrock US Eq Mkt Fund CF 8.86 8.83
Blackrock Russ 3000 Alpha Tilts CF 7.99 7.99
Blackrock Extended Mkt Fund CF 5.30 5.28
State St Russell Sm/Mid Cpˆ® Indx SL Cl I 9.73 5.14
State St Russell Sm/Mid Cpˆ® Indx NL Cl A 0.00 5.06
BNYM Mellon SL Market Completion Fund 5.06 4.99
BlackRock Mid-Cap Equity Index F 2.66 2.65
BNYM Mellon DB SL Mid Cap SIF 2.70 2.65
BNYM Mellon SL Mid Cap Stock Index Fund 2.68 2.63
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Blend 5 year gross return 5 year net return
Blackrock Russ 3000 Alpha Tilts CF 11.28 11.28
Blackrock US Eq Mkt Fund CF 10.43 10.42
BNYM Mellon SL Mid Cap Stock Index Fund 9.23 9.18
BNYM Mellon SL Mid Cap SIF UC2 9.18 9.11
Burgundy US Small/Mid Cap Fund 10.02 9.03
Amalgamated Bank Longview Qnt Mid Cap CF 9.45 8.86
BlackRock Mid-Cap Equity Index F 0.00 8.36
State St S&P MidCapˆ® Indx SL Cl I 12.74 8.34
State St S&P Midcapˆ® Indx SL Cl II 12.75 8.33
BNYM Mellon DB SL Mid Cap SIF 8.37 8.32
Source: Morningstar Separate Account/CIT Fund Database


Small Blend 1 year gross return 1 year net return
Wellington CIF II Small Cap Opps 10.77 9.87
Blackrock Russell 2000 Alpha Tilts Fd A 4.95 4.95
Victory Small Cap Value Collective Fund 3.63 2.55
BNYM Mellon SL Small Cap SIF Instl 2.26 2.25
State St Russell Sm Capˆ® Indx SL Cl I 4.14 2.24
BNYM Mellon SL Small Cap SIF 2.26 2.19
BNYM Mellon NSL Small Cap SIF Instl 2.11 2.10
NT R2000 Index Fund - NL 2.10 2.10
Blackrock Russell 2000 Index Fund A 2.10 2.09
State St Russell Sm Capˆ® Indx NL Cl S 17.67 2.08
Source: Morningstar Separate Account/CIT Fund Database


Small Blend 5 year gross return 5 year net return
Wellington CIF II Small Cap Opps 10.96 10.06
Victory Small Cap Value Collective Fund 9.65 8.50
Amalgamated Bank LongView 600 SC Idx CF 8.44 8.38
Rothschild & Co US Small/Mid-Cap Co Cl 2 0.00 8.35
Rothschild & Co US Small/Mid-Cap Co Cl 1 0.00 8.24
RhumbLine S&P 600 Sm-Cap Pooled Index 8.16 8.16
Blackrock Russell 2000 Alpha Tilts Fd A 7.88 7.88
State St Russell Sm Capˆ® Indx SL Cl I 14.50 7.31
State St Russell Sm Capˆ® Indx NL Cl S 12.51 7.10
Blackrock Russell 2000 Index Fund A 7.09 7.09
Source: Morningstar Separate Account/CIT Fund Database


Large Growth 1 year gross return 1 year net return
PGI CIT Blue Chip Equity Fund 18.09 17.57
BNYM Mellon NSL US Large Cap Grwth Eq Fd 17.30 16.66
Ivy Investments LgCap Growth CIT Class 2 15.18
Ivy Large Cap Growth CIT Class 1 15.93 15.14
Wellington CIF II Growth S2 15.01 14.50
Wellington CIF II Diversified Growth S2 14.33
Wellington CIF II Diversified Growth S1 14.80 14.20
State St Nasdaq-100 Indxˆ® NL Cl A 27.48 13.35
State St Nasdaq-100 Indxˆ® NL Cl C 27.46 13.34
BlackRock Russell 1000ˆ® Growth R 12.86 12.81
Source: Morningstar Separate Account/CIT Fund Database


Large Growth 5 year gross return 5 year net return
State St Nasdaq-100 Indxˆ® NL Cl A 20.01 16.80
State St Nasdaq-100 Indxˆ® NL Cl C 0.00 16.76
Wellington CIF II Growth S2 15.66 15.16
Ivy Investments LgCap Growth CIT Class 2 13.52
Ivy Large Cap Growth CIT Class 1 13.51
BlackRock Russell 1000ˆ® Growth R 13.50
State St Russell Lg Cap Grˆ® Indx SL Cl I 13.49
BNYM Mellon NSL Large Cap Growth SIF 13.53 13.46
State St Russell Lg Cap Grˆ® Indx NL Cl C 13.44
Blackrock Eq Gr Fund CF 13.30 13.27
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Growth 1 year gross return 1 year net return
Kayne Anderson Rudnick SC Sust Gr CIT 1 27.51 26.56
Champlain Mid Cap Collective Fund 4 16.55 16.57
Champlain Mid Cap Collective Fund 5 16.53 15.66
Champlain Mid Cap Collective Fund 16.58 15.54
CastleArk Small Company Growth CIT 13.17 12.41
PGI CIT Mid-Cap Equity Fund A 12.27
Kayne Anderson Rudnick SC Core CIT 1 12.78 11.94
PGI CIT Mid-Cap Equity Fund 12.39 11.72
KAR Small-Mid Cap Core Cl 1 9.25 8.49
Wellington CIF II MdCap Opportunities S3 8.52 7.93
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Growth 5 year gross return 5 year net return
Champlain Mid Cap Collective Fund 4 14.31 14.29
Champlain Mid Cap Collective Fund 5 13.40
Champlain Mid Cap Collective Fund 13.29
PGI CIT Mid-Cap Equity Fund A 11.98
PGI CIT Mid-Cap Equity Fund 12.36 11.70
Wellington CIF II MdCap Opportunities S3 11.42
Wellington CIF II MdCap Opportunities S2 11.79 11.25
Wellington CIF II MdCap Opportunities S1 11.81 11.05
Voya Mid Cap Growth Trust 10.26 9.49
CastleArk Small Company Growth CIT 8.80
Source: Morningstar Separate Account/CIT Fund Database


Small Growth 1 year gross return 1 year net return
Wellington CIF II Small Cap 2000 S1 7.11 6.03
FIAM Small Cap Core Class B 5.51 4.85
FIAM Small Cap Core Commingled Pool P 5.46 4.84
FIAM Small Company Class B 5.48 4.83
FIAM Small Company Class C 5.48 4.82
FIAM Small Cap Core Class O 5.45 4.80
FIAM Small Cap Core Class D 5.45 4.72
FIAM Small Company Pool 5.48 4.64
FIAM Small Cap Core Pool 5.47 4.63
State St Russell Sm Capˆ® Gr Indx NL Cl C 3.72
Source: Morningstar Separate Account/CIT Fund Database


Small Growth 5 year gross return 5 year net return
Wellington CIF II Small Cap 2000 S1 10.14 9.18
FIAM Small Company Class B 9.46 8.78
FIAM Small Company Class C 9.46 8.77
FIAM Small Company Pool 9.46 8.59
FIAM Small Cap Core Class B 9.11 8.44
FIAM Small Cap Core Class O 9.06 8.39
FIAM Small Cap Core Class D 9.06 8.30
State St Russell Sm Capˆ® Gr Indx NL Cl C 8.30
FIAM Small Cap Core Pool 9.06 8.20
Frontegra Small Cap Core Fund 7.73 7.04
Source: Morningstar Separate Account/CIT Fund Database


Large Value 1 year gross return 1 year net return
American Century US Value Yield Eq Tr 2 10.97 10.55
American Century US Value Yield Eq Tr 1 11.01 10.37
Macquarie US Lrg Cap Val Eq Tst CIT 50 9.20 8.73
Macquarie US Lrg Cap Val Eq Tst CIT 55 9.21 8.66
Beutel Goodman American Equity Fund 8.43 7.79
Invesco Diversified Dividend CL I 7.76 7.33
Blackrock Eq Val Fund CF 5.95 5.95
Russell 1000ˆ® Value Fund F 5.88
Blackrock Russ 1000 Val Idx CF 5.86 5.85
BlackRock Russell 1000ˆ® Value R 5.86 5.81
Source: Morningstar Separate Account/CIT Fund Database


Large Value 5 year gross return 5 year net return
American Century US Value Yield Eq Tr 2 10.32
American Century US Value Yield Eq Tr 1 10.11
Beutel Goodman American Equity Fund 9.99 9.34
Macquarie US Lrg Cap Val Eq Tst CIT 50 9.20
Macquarie US Lrg Cap Val Eq Tst CIT 55 9.19
Wellington CIF II Quality Value S1 8.59 7.98
Russell 1000ˆ® Value Fund F 7.84
Blackrock Russ 1000 Val Idx CF 7.84 7.84
BlackRock Russell 1000ˆ® Value R 7.79
State St Russell Lg Cp Valˆ® Indx SL Cl I 7.79
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Value 1 year gross return 1 year net return
Ceredex Mid-Cap Value Equity Trust 7.51 6.60
Speece Thorson Value Fund 7.00 5.99
PGI CIT SMID Cap Value Equity Fund 3.10 2.38
American Century US Mid Cap Value Eq Tr 1.83 1.19
WEDGE Mid Cap Value INSTL -1.17
WEDGE Mid Cap Value C -1.93
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Value 5 year gross return 5 year net return
American Century US Mid Cap Value Eq Tr 8.53
PGI CIT SMID Cap Value Equity Fund 8.69 7.83
Ceredex Mid-Cap Value Equity Trust 7.59
WEDGE Mid Cap Value INSTL 7.17
Speece Thorson Value Fund 7.46 6.43
WEDGE Mid Cap Value C 0.00
Source: Morningstar Separate Account/CIT Fund Database


Small Value 1 year gross return 1 year net return
State St Russell Sm Cpˆ® Val Indx NL Cl C 0.23
American Century US Small Cap Val Eq Tr -1.89 -2.71
Invesco US Quantitative Sm Value Trust -2.28 -3.02
Brandywine Diversified Sm Cap Select BIT -8.67 -9.41
Brandywine Diversified Small Cap BIT -9.10 -9.83
Brandywine Diversified Small Cap GT -9.10 -9.84
Source: Morningstar Separate Account/CIT Fund Database


Small Value 5 year gross return 5 year net return
American Century US Small Cap Val Eq Tr 6.30
State St Russell Sm Cpˆ® Val Indx NL Cl C 5.56
Brandywine Diversified Small Cap BIT 5.68 4.84
Brandywine Diversified Small Cap GT 5.58 4.75
Brandywine Diversified Sm Cap Select BIT 5.47 4.64
Invesco US Quantitative Sm Value Trust 5.23 4.45
Source: Morningstar Separate Account/CIT Fund Database


Natural Resources 1 year gross return 1 year net return
KBI Global Resources Solutions Cl A 0.77 -0.08
Source: Morningstar Separate Account/CIT Fund Database


Natural Resources 5 year gross return 5 year net return
KBI Global Resources Solutions Cl A 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Real Estate 1 year gross return 1 year net return
Cohen & Steers U.S. Realty Fund Class C 21.19 20.59
Cohen & Steers U.S. Realty Fund Class B 21.17 20.50
Cohen & Steers U.S. Realty CIT Class A 21.22 20.44
Blackrock US Real Estate Sec Idx 19.79 19.77
AEW Real Estate Securities Divers Trust 20.43 19.71
BNYM Mellon NSL REIT Index Fund Instl 19.68 19.67
BNYM Mellon NSL REIT Index Fund 19.72 19.59
PIMCO RealEstatePLUS CIT I 19.92 19.35
FIAM U.S. Real Estate Invest Tr CIT 19.64 18.94
American Century U.S. Real Estate Sec Tr 19.47 18.63
Source: Morningstar Separate Account/CIT Fund Database


Real Estate 5 year gross return 5 year net return
Invesco US REITs Trust 9.21
Blackrock US Real Estate Sec Idx 8.92 8.92
AEW Real Estate Securities Divers Trust 8.89
American Century U.S. Real Estate Sec Tr 8.84
FIAM U.S. Real Estate Invest Tr CIT 9.43 8.78
BNYM Mellon NSL REIT Index Fund 8.78 8.65
Cohen & Steers U.S. Realty Fund Class C 0.00 0.00
Cohen & Steers U.S. Realty Fund Class B 0.00 0.00
Cohen & Steers U.S. Realty CIT Class A 0.00 0.00
BNYM Mellon NSL REIT Index Fund Instl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Aggressive Allocation 1 year gross return 1 year net return
FIAM Pension Journey 70/30 Commingled Pl 4.20 4.20
BCM DynamicBelay Growth (QDIA) -0.02 -1.51
Source: Morningstar Separate Account/CIT Fund Database


Aggressive Allocation 5 year gross return 5 year net return
FIAM Pension Journey 70/30 Commingled Pl 0.00 0.00
BCM DynamicBelay Growth (QDIA) 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Bank Loan 1 year gross return 1 year net return
Shenkman Capital Mgt High Yld Bank Loan 3.40 2.76
Voya Senior Loan Trust 3.06 2.63
Source: Morningstar Separate Account/CIT Fund Database


Bank Loan 5 year gross return 5 year net return
Voya Senior Loan Trust 3.89 3.43
Shenkman Capital Mgt High Yld Bank Loan 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Small Value 1 year gross return 1 year net return
State St Russell Sm Cpˆ® Val Indx NL Cl C 0.23
American Century US Small Cap Val Eq Tr -1.89 -2.71
Invesco US Quantitative Sm Value Trust -2.28 -3.02
Brandywine Diversified Sm Cap Select BIT -8.67 -9.41
Brandywine Diversified Small Cap BIT -9.10 -9.83
Brandywine Diversified Small Cap GT -9.10 -9.84
Source: Morningstar Separate Account/CIT Fund Database


Small Value 5 year gross return 5 year net return
American Century US Small Cap Val Eq Tr 6.30
State St Russell Sm Cpˆ® Val Indx NL Cl C 5.56
Brandywine Diversified Small Cap BIT 5.68 4.84
Brandywine Diversified Small Cap GT 5.58 4.75
Brandywine Diversified Sm Cap Select BIT 5.47 4.64
Invesco US Quantitative Sm Value Trust 5.23 4.45
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Value 1 year gross return 1 year net return
Ceredex Mid-Cap Value Equity Trust 7.51 6.60
Speece Thorson Value Fund 7.00 5.99
PGI CIT SMID Cap Value Equity Fund 3.10 2.38
American Century US Mid Cap Value Eq Tr 1.83 1.19
WEDGE Mid Cap Value INSTL -1.17
WEDGE Mid Cap Value C -1.93
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Value 5 year gross return 5 year net return
American Century US Mid Cap Value Eq Tr 0.00 8.53
PGI CIT SMID Cap Value Equity Fund 8.69 7.83
Ceredex Mid-Cap Value Equity Trust 0.00 7.59
WEDGE Mid Cap Value INSTL 0.00 7.17
Speece Thorson Value Fund 7.46 6.43
WEDGE Mid Cap Value C 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Large Value 1 year gross return 1 year net return
American Century US Value Yield Eq Tr 2 10.97 10.55
American Century US Value Yield Eq Tr 1 11.01 10.37
Macquarie US Lrg Cap Val Eq Tst CIT 50 9.20 8.73
Macquarie US Lrg Cap Val Eq Tst CIT 55 9.21 8.66
Beutel Goodman American Equity Fund 8.43 7.79
Invesco Diversified Dividend CL I 7.76 7.33
Blackrock Eq Val Fund CF 5.95 5.95
Russell 1000ˆ® Value Fund F 0.00 5.88
Blackrock Russ 1000 Val Idx CF 5.86 5.85
BlackRock Russell 1000ˆ® Value R 5.86 5.81
Source: Morningstar Separate Account/CIT Fund Database


Large Value 5 year gross return 5 year net return
American Century US Value Yield Eq Tr 2 0.00 10.32
American Century US Value Yield Eq Tr 1 0.00 10.11
Beutel Goodman American Equity Fund 9.99 9.34
Macquarie US Lrg Cap Val Eq Tst CIT 50 0.00 9.20
Macquarie US Lrg Cap Val Eq Tst CIT 55 0.00 9.19
Wellington CIF II Quality Value S1 8.59 7.98
Russell 1000ˆ® Value Fund F 0.00 7.84
Blackrock Russ 1000 Val Idx CF 7.84 7.84
BlackRock Russell 1000ˆ® Value R 0.00 7.79
State St Russell Lg Cp Valˆ® Indx SL Cl I 0.00 7.79
Source: Morningstar Separate Account/CIT Fund Database


Small Growth 1 year gross return 1 year net return
Wellington CIF II Small Cap 2000 S1 7.11 6.03
FIAM Small Cap Core Class B 5.51 4.85
FIAM Small Cap Core Commingled Pool P 5.46 4.84
FIAM Small Company Class B 5.48 4.83
FIAM Small Company Class C 5.48 4.82
FIAM Small Cap Core Class O 5.45 4.80
FIAM Small Cap Core Class D 5.45 4.72
FIAM Small Company Pool 5.48 4.64
FIAM Small Cap Core Pool 5.47 4.63
State St Russell Sm Capˆ® Gr Indx NL Cl C 3.72
Source: Morningstar Separate Account/CIT Fund Database


Small Growth 5 year gross return 5 year net return
Wellington CIF II Small Cap 2000 S1 10.14 9.18
FIAM Small Company Class B 9.46 8.78
FIAM Small Company Class C 9.46 8.77
FIAM Small Company Pool 9.46 8.59
FIAM Small Cap Core Class B 9.11 8.44
FIAM Small Cap Core Class O 9.06 8.39
FIAM Small Cap Core Class D 9.06 8.30
State St Russell Sm Capˆ® Gr Indx NL Cl C 8.30
FIAM Small Cap Core Pool 9.06 8.20
Frontegra Small Cap Core Fund 7.73 7.04
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Growth 1 year gross return 1 year net return
Kayne Anderson Rudnick SC Sust Gr CIT 1 27.51 26.56
Champlain Mid Cap Collective Fund 4 16.55 16.57
Champlain Mid Cap Collective Fund 5 16.53 15.66
Champlain Mid Cap Collective Fund 16.58 15.54
CastleArk Small Company Growth CIT 13.17 12.41
PGI CIT Mid-Cap Equity Fund A 12.27
Kayne Anderson Rudnick SC Core CIT 1 12.78 11.94
PGI CIT Mid-Cap Equity Fund 12.39 11.72
KAR Small-Mid Cap Core Cl 1 9.25 8.49
Wellington CIF II MdCap Opportunities S3 8.52 7.93
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Growth 5 year gross return 5 year net return
Champlain Mid Cap Collective Fund 4 14.31 14.29
Champlain Mid Cap Collective Fund 5 0.00 13.40
Champlain Mid Cap Collective Fund 0.00 13.29
PGI CIT Mid-Cap Equity Fund A 8.40 11.98
PGI CIT Mid-Cap Equity Fund 12.36 11.70
Wellington CIF II MdCap Opportunities S3 0.00 11.42
Wellington CIF II MdCap Opportunities S2 11.79 11.25
Wellington CIF II MdCap Opportunities S1 11.81 11.05
Voya Mid Cap Growth Trust 10.26 9.49
CastleArk Small Company Growth CIT 0.00 8.80
Source: Morningstar Separate Account/CIT Fund Database


Large Growth 1 year gross return 1 year net return
PGI CIT Blue Chip Equity Fund 18.09 17.57
BNYM Mellon NSL US Large Cap Grwth Eq Fd 17.30 16.66
Ivy Investments LgCap Growth CIT Class 2 0.00 15.18
Ivy Large Cap Growth CIT Class 1 15.93 15.14
Wellington CIF II Growth S2 15.01 14.50
Wellington CIF II Diversified Growth S2 0.00 14.33
Wellington CIF II Diversified Growth S1 14.80 14.20
State St Nasdaq-100 Indxˆ® NL Cl A 27.48 13.35
State St Nasdaq-100 Indxˆ® NL Cl C 27.46 13.34
BlackRock Russell 1000ˆ® Growth R 12.86 12.81
Source: Morningstar Separate Account/CIT Fund Database


Large Growth 5 year gross return 5 year net return
State St Nasdaq-100 Indxˆ® NL Cl A 20.01 16.80
State St Nasdaq-100 Indxˆ® NL Cl C 0.00 16.76
Wellington CIF II Growth S2 15.66 15.16
Ivy Investments LgCap Growth CIT Class 2 0.00 13.52
Ivy Large Cap Growth CIT Class 1 0.00 13.51
BlackRock Russell 1000ˆ® Growth R 0.00 13.50
State St Russell Lg Cap Grˆ® Indx SL Cl I 0.00 13.49
BNYM Mellon NSL Large Cap Growth SIF 13.53 13.46
State St Russell Lg Cap Grˆ® Indx NL Cl C 0.00 13.44
Blackrock Eq Gr Fund CF 13.30 13.27
Source: Morningstar Separate Account/CIT Fund Database


Small Blend 1 year gross return 1 year net return
Wellington CIF II Small Cap Opps 10.77 9.87
Blackrock Russell 2000 Alpha Tilts Fd A 4.95 4.95
Victory Small Cap Value Collective Fund 3.63 2.55
BNYM Mellon SL Small Cap SIF Instl 2.26 2.25
State St Russell Sm Capˆ® Indx SL Cl I 4.14 2.24
BNYM Mellon SL Small Cap SIF 2.26 2.19
BNYM Mellon NSL Small Cap SIF Instl 2.11 2.10
NT R2000 Index Fund - NL 2.10 2.10
Blackrock Russell 2000 Index Fund A 2.10 2.09
State St Russell Sm Capˆ® Indx NL Cl S 17.67 2.08
Source: Morningstar Separate Account/CIT Fund Database


Small Blend 5 year gross return 5 year net return
Wellington CIF II Small Cap Opps 10.96 10.06
Victory Small Cap Value Collective Fund 9.65 8.50
Amalgamated Bank LongView 600 SC Idx CF 8.44 8.38
Rothschild & Co US Small/Mid-Cap Co Cl 2 0.00 8.35
Rothschild & Co US Small/Mid-Cap Co Cl 1 0.00 8.24
RhumbLine S&P 600 Sm-Cap Pooled Index 8.16 8.16
Blackrock Russell 2000 Alpha Tilts Fd A 7.88 7.88
State St Russell Sm Capˆ® Indx SL Cl I 14.50 7.31
State St Russell Sm Capˆ® Indx NL Cl S 12.51 7.10
Blackrock Russell 2000 Index Fund A 7.09 7.09
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Blend 1 year gross return 1 year net return
Burgundy US Small/Mid Cap Fund 10.01 9.00
Blackrock US Eq Mkt Fund CF 8.86 8.83
Blackrock Russ 3000 Alpha Tilts CF 7.99 7.99
Blackrock Extended Mkt Fund CF 5.30 5.28
State St Russell Sm/Mid Cpˆ® Indx SL Cl I 9.73 5.14
State St Russell Sm/Mid Cpˆ® Indx NL Cl A 0.00 5.06
BNYM Mellon SL Market Completion Fund 5.06 4.99
BlackRock Mid-Cap Equity Index F 2.66 2.65
BNYM Mellon DB SL Mid Cap SIF 2.70 2.65
BNYM Mellon SL Mid Cap Stock Index Fund 2.68 2.63
Source: Morningstar Separate Account/CIT Fund Database


Mid-Cap Blend 5 year gross return 5 year net return
Blackrock Russ 3000 Alpha Tilts CF 11.28 11.28
Blackrock US Eq Mkt Fund CF 10.43 10.42
BNYM Mellon SL Mid Cap Stock Index Fund 9.23 9.18
BNYM Mellon SL Mid Cap SIF UC2 9.18 9.11
Burgundy US Small/Mid Cap Fund 10.02 9.03
Amalgamated Bank Longview Qnt Mid Cap CF 9.45 8.86
BlackRock Mid-Cap Equity Index F 0.00 8.36
State St S&P MidCapˆ® Indx SL Cl I 12.74 8.34
State St S&P Midcapˆ® Indx SL Cl II 12.75 8.33
BNYM Mellon DB SL Mid Cap SIF 8.37 8.32
Source: Morningstar Separate Account/CIT Fund Database


Large Blend 1 year gross return 1 year net return
FIAM Focused Large Cap Growth Pool 13.84 13.00
Amalgamated Bank LongView 1500 Mk Idx CF 11.57 11.51
Pioneer Large Cap Core Equity Trust - T2 11.01 10.46
Amalgamated Bank LongView Quant. LC CF 10.35 10.02
Amalgamated Bank LongView LC Qtv VEBA Fd 10.29 9.96
BlackRock Equity Index F 9.57 9.57
Blackrock Eq Idx Fund CF 9.55 9.54
BNYM Mellon NSL Dynamic U.S. Equity Fund 9.98 9.52
BNYM Mellon SL Stock Index Fund Instl 9.52 9.51
Spartan 500 Index Pool A 9.50 9.50
Source: Morningstar Separate Account/CIT Fund Database


Large Blend 5 year gross return 5 year net return
BNYM Mellon NSL Dynamic U.S. Equity Fund 13.48 13.04
Blackrock Russ 1000 Alpha Tilts CF 11.60 11.60
Blackrock Alpha Tilts Fund CF 11.33 11.33
Amalgamated Bank LongView Quant. LC CF 11.58 11.25
RhumbLine Russell 1000 Pooled Index 11.22 11.22
Amalgamated Bank LongView 1500 Mk Idx CF 11.19 11.13
Amalgamated Bank LongView LC Qtv VEBA Fd 11.42 11.09
Blackrock Eq Idx Fund CF 10.97 10.97
BlackRock Equity Index F 0.00 10.96
State St S&P 500ˆ® Indx SL Cl I 13.43 10.91
Source: Morningstar Separate Account/CIT Fund Database


Long/Short Equity 1 year gross return 1 year net return
Blackrock Alpha Advantage 500 8.60 8.60
Source: Morningstar Separate Account/CIT Fund Database


Long/Short Equity 5 year gross return 5 year net return
Blackrock Alpha Advantage 500 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


World Stock 1 year gross return 1 year net return
American Century Glbl Grwth Eq Tr Tier 2 8.70 8.07
Hardman Johnston Glb Equity Group Trust 7.81 7.11
Artisan Global Equity Trust, Tier 1 7.14 6.23
FIAM Global Low Volatility Eq Pool 5.65 5.38
Burgundy Global Focused Opportunities 4.34 3.40
Artisan Global Opportunity Trust, Tier 3 4.11 3.34
Artisan Global Opportunity Trust, Tier 1 4.10 3.22
Wellington CIF Global Research Equity 3.42 2.65
FIAM Select Global CIT D 1.92 1.31
FIAM Select Global CIT 1.89 1.18
Source: Morningstar Separate Account/CIT Fund Database


World Stock 5 year gross return 5 year net return
Hardman Johnston Glb Equity Group Trust 12.62 11.90
Artisan Global Opportunity Trust, Tier 3 11.28 10.46
Artisan Global Opportunity Trust, Tier 1 11.27 10.33
American Century Glbl Grwth Eq Tr Tier 2 0.00 8.41
Wellington CIF Global Research Equity 8.49 7.68
Wellington CIF II Global Equities 6.14 5.98
FIAM Global Core 6.82 5.97
Burgundy Global Focused Opportunities 6.69 5.86
Thornburg Global Equity Income Fund CIT 0.00 5.61
FIAM Select Global CIT D 0.00 5.59
Source: Morningstar Separate Account/CIT Fund Database


Foreign Large Value 1 year gross return 1 year net return
Mondrian International Equity CIT VIII -1.94 -2.34
Mondrian International Eq CIT IX -1.93 -2.40
Mondrian International Equity CIT I -1.61 -2.64
LongView Intl. Value Eq Coll Fund -6.00 -3.62
Templeton International Equity CIT 1 -5.69 -6.18
KBI EAFE Markets Equity CIT A -5.94 -6.72
KBIGI EAFE Developed Equity Strategy -6.31 -6.93
Pictet International Equity Fund LLC -6.30 -7.09
Templeton Intl Equity CIT CF -6.90 -7.33
Systematic Financial Mgt Int Eq CIT CL I -7.36 -7.91
Source: Morningstar Separate Account/CIT Fund Database


Foreign Large Value 5 year gross return 5 year net return
Pictet International Equity Fund LLC 3.28 2.40
LSV Asset Mgt Intl Lg Cap Val Eq Trust 2.48 1.74
LongView Intl. Value Eq Coll Fund 1.08 1.04
KBIGI EAFE Developed Equity Strategy 1.15 0.50
Templeton Intl Equity CIT CF 0.79 0.25
Mondrian International Equity CIT VIII 0.00 0.00
Mondrian International Eq CIT IX 0.00 0.00
Mondrian International Equity CIT I 0.00 0.00
Templeton International Equity CIT 1 0.00 0.00
KBI EAFE Markets Equity CIT A 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Foreign Large Blend 1 year gross return 1 year net return
Blackrock Curr Hedged EAFE Idx CF 5.84 5.81
Altrinsic International Equity Collectiv 0.62 -0.31
Spartan Developed International Idx Pl A -3.12 -3.12
BNYM Mellon DB SL International SIF -3.15 -3.26
BNYM Mellon SL MVP International SIF -3.23 -3.29
Acadian Intl Eq Managed Vol M -3.11 -3.38
State St Intl Indx SL Cl I 7.23 -3.56
State St Intl Indx NL Cl A 7.20 -3.59
BNYM Mellon SL International SIF -3.55 -3.63
State St Intl Indx NL Cl C 7.20 -3.63
Source: Morningstar Separate Account/CIT Fund Database


Foreign Large Blend 5 year gross return 5 year net return
Blackrock Curr Hedged EAFE Idx CF 7.29 7.28
Blackrock Intl Alpha Tilt CF 4.02 4.02
Wellington CIF II Intl Opps 0.00 3.73
Wellington CIF II Intl Opps S1 0.00 3.13
EARNEST Partners Intl 0.00 3.12
PGI CIT Diversified International Eq Fd 3.62 3.00
State St Gbl All Cp Eq ex-US Idx NL Cl A 0.00 2.93
State St Gbl Eq ex US Indx NL Cl A 6.24 2.81
BlackRock MSCI ACWI ex-U.S. Index R 0.00 2.79
BNYM Mellon DB NSL ACWI ex-U.S. Fund 2.83 2.72
Source: Morningstar Separate Account/CIT Fund Database


Foreign Large Growth 1 year gross return 1 year net return
Fiera International Equity 1 5.21 4.61
MFS Heritage International Growth 02 13.63 4.55
Capital Group Int'l Equity DB Fund 2.72 2.01
Capital Group Intl All Countries Eq DB 2.58 1.86
Capital Group Intl All Countries Eq DC-T 2.50 1.79
Capital Group Intl Equity DC Unit T 1.72 1.01
Vontobel Quality Growth Intl Equity CIT 1.07 0.38
Addenda Capital International Eq CIT A 0.60 0.10
Artisan International Growth Trust - T3 -0.46 -1.26
Artisan International Growth Trust - T1 -0.46 -1.34
Source: Morningstar Separate Account/CIT Fund Database


Foreign Large Growth 5 year gross return 5 year net return
Hardman Johnston Intl Equity Group Trust 7.73 6.96
MFS Heritage International Growth 02 0.00 6.74
Capital Group Intl All Countries Eq DB 6.08 5.35
Capital Group Intl All Countries Eq DC-T 6.02 5.28
Vontobel Quality Growth Intl Equity CIT 5.12 4.45
Capital Group Int'l Equity DB Fund 5.08 4.35
Capital Group Intl Equity DC Unit T 5.08 4.35
Invesco International Growth Cl I 0.00 3.49
Fisher Investments All Foreign Equity 0.00 3.40
William Blair International Growth CIT 4.05 3.25
Source: Morningstar Separate Account/CIT Fund Database


Foreign Small/Mid Value 1 year gross return 1 year net return
Templeton International Smaller Co CF -8.50 -9.20
Segall Bryant & Hamill Int Sm Cp Fndrs + -16.27 -16.85
Segall Bryant & Hamill Int SC Inst Plus -16.32 -17.02
Segall B & H Intl Sml Cap Founders -16.32 -17.02
Segall Bryant & Hamill Int SC InstUnits -16.33 -17.04
Source: Morningstar Separate Account/CIT Fund Database


Foreign Small/Mid Value 5 year gross return 5 year net return
Templeton International Smaller Co CF 4.57 3.82
Segall Bryant & Hamill Int Sm Cp Fndrs + 0.00 0.00
Segall Bryant & Hamill Int SC Inst Plus 0.00 0.00
Segall B & H Intl Sml Cap Founders 0.00 0.00
Segall Bryant & Hamill Int SC InstUnits 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Foreign Small/Mid Growth 1 year gross return 1 year net return
Rainier Small Cap International Equity L -10.58 -11.29
Rainier Small Cap International Equity A -10.62 -11.55
Source: Morningstar Separate Account/CIT Fund Database


Foreign Small/Mid Growth 5 year gross return 5 year net return
Rainier Small Cap International Equity L 0.00 6.95
Rainier Small Cap International Equity A 0.00 6.68
Source: Morningstar Separate Account/CIT Fund Database


Europe Stock 1 year gross return 1 year net return
FIAM Europe Growth Pool -4.36 -5.03
Source: Morningstar Separate Account/CIT Fund Database


Europe Stock 5 year gross return 5 year net return
FIAM Europe Growth Pool 0.68 -0.03
Source: Morningstar Separate Account/CIT Fund Database


Diversified Emerging Mkts 1 year gross return 1 year net return
Artisan Developing World Trust Tier 1 4.99 3.90
Mondrian All Countrs Wld ex US EqTier V 12.82 -3.38
Capital EM Total Opportunities DB Fund -2.55 -3.48
Templeton Intl Emg Mkt CF -2.74 -3.77
City of London Global Emg Mkts Fund -5.22 -6.19
EARNEST Partners Emerging Markets Fund -5.90 -6.83
Blackrock MSCI Emg Mrkt Free Idx -7.34 -7.36
BNYM Mellon NSL Emerging Mkt SIF Instl -7.31 -7.39
FIAM Emerging Markets Commingled Pool -7.40 -7.40
BNYM Mellon NSL Emerging Mkt SIF -7.31 -7.44
Source: Morningstar Separate Account/CIT Fund Database


Diversified Emerging Mkts 5 year gross return 5 year net return
FIAM Select Emerging Markets Class D 6.26 5.52
FIAM Select Emerging Markets Class A 6.25 5.51
EARNEST Partners Emerging Markets Fund 0.00 3.99
Templeton Intl Emg Mkt CF 5.03 3.82
Fisher Investments Emerging Markets Eq 2 0.00 3.79
BlackRock Emerging Markets Index F 0.00 3.71
Fisher Investments Emerging Markets Eq 1 0.00 3.69
FIAM Emerging Markets Commingled Pool 3.64 3.64
William Emerging Markets Growth CIT 4.44 3.61
State St Emg Mkts Indx NL Cl A 4.93 3.59
Source: Morningstar Separate Account/CIT Fund Database


Global Real Estate 1 year gross return 1 year net return
DWS RREEF Glb Real Estate Sec Cmgld Fund 14.46 26.31
AEW Gl Property Secs Master Tr-DC Plan B 14.94 14.48
AEW Gl Property Secs Master Tr-DC Plan A 14.91 14.40
Cohen & Steers Global Realty CIT B 14.87 14.07
Cohen & Steers Global Realty CIT 14.83 13.97
DWS RREEF Global Real Estate Sec CF-A 13.72 13.71
PGI CIT Global Real Estate Securities Fd 14.10 13.31
Invesco Global REITs Trust 13.93 13.03
Voya Global Real Estate 11.61 10.61
Blackrock Ex-US Real Estate Idx 7.73 7.66
Source: Morningstar Separate Account/CIT Fund Database


Global Real Estate 5 year gross return 5 year net return
DWS RREEF Glb Real Estate Sec Cmgld Fund 8.29 10.43
PGI CIT Global Real Estate Securities Fd 8.80 8.05
AEW Gl Property Secs Master Tr-DC Plan B 0.00 7.64
AEW Gl Property Secs Master Tr-DC Plan A 0.00 7.56
DWS RREEF Global Real Estate Sec CF-A 7.50 7.50
Invesco Global REITs Trust 0.00 6.45
Voya Global Real Estate 5.92 5.03
Cohen & Steers Global Realty CIT B 0.00 0.00
Cohen & Steers Global Realty CIT 0.00 0.00
Blackrock Ex-US Real Estate Idx 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


World Bond 1 year gross return 1 year net return
FIAM Tactical Bond Pool 5.43 5.43
Wellington CIF II World Bond S2 5.81 5.37
MacKay Shields Core Fixed Inc CIT Cl 3 4.49 4.33
PIMCO Global Advantage Strategy CIT II 2.74 2.16
PIMCO Global Advantage Strategy III CIT 2.75 2.02
Franklin Templeton Global Bond Plus (CF) 2.43 1.85
Brandywine Global Fixed Income BGIMT -4.47 -4.90
Brandywine Global Fixed Income GT -4.38 -4.91
Brandywine Global Fixed Income BIT -4.66 -5.18
Brandywine Global Opportun Fxd BGIMT -5.38 -5.89
Source: Morningstar Separate Account/CIT Fund Database


World Bond 5 year gross return 5 year net return
FIAM Tactical Bond Pool 4.58 4.58
Franklin Templeton Global Bond Plus (CF) 2.25 1.73
Brandywine Global Opportun Fxd BGIMT 2.15 1.59
Brandywine Global Fixed Income BIT 1.80 1.25
Brandywine Global Fixed Income GT 1.80 1.24
Brandywine Global Fixed Income BGIMT 1.66 1.21
PIMCO Global Advantage Strategy CIT II 0.00 1.15
PIMCO Global Advantage Strategy III CIT 0.00 1.03
Brandywine Intl Opportunistic Fxd BIT 0.87 0.31
Brandywine International Fixed Inc BIT 0.41 -0.14
Source: Morningstar Separate Account/CIT Fund Database


High Yield Bond 1 year gross return 1 year net return
Fort Washington High Yield Fixed Inc CF 6.68 6.68
BNYM Mellon DB SL High Yield Beta Fund 6.35 5.83
MacKay Shields High Yld Bond CIT Class 1 5.93 5.56
Wellington CIF II High Yield Bond S1 5.92 5.47
Shenkman Capital Mgt Primus HighYield CF 6.22 5.39
FIAM High Yield Bond Commingled Pool 5.69 5.17
DDJ Total Return Credit I Composite 4.59 4.16
Loomis Sayles HYCSV CIT 4.57 4.05
Shenkman Capital Four Pts Multi-Strat Fd 4.65 3.82
Capital Group Global High-Income Opp DB 3.23 2.51
Source: Morningstar Separate Account/CIT Fund Database


High Yield Bond 5 year gross return 5 year net return
DDJ Total Return Credit I Composite 8.02 6.87
BNYM Mellon DB SL High Yield Beta Fund 5.03 4.71
Wellington CIF II High Yield Bond S1 4.81 4.38
Fort Washington High Yield Fixed Inc CF 4.27 4.27
FIAM High Yield Bond Commingled Pool 4.61 4.09
Loomis Sayles HYCSV CIT 4.61 4.03
Capital Group Global High-Income Opp DB 4.10 3.38
MacKay Shields High Yld Bond CIT Class 1 0.00 0.00
Shenkman Capital Mgt Primus HighYield CF 0.00 0.00
Shenkman Capital Four Pts Multi-Strat Fd 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Intermediate Government 1 year gross return 1 year net return
Diversified Ret Interm Govt/Credit Tr 4.24 4.03
FIAM Target Date Govt Bd Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Intermediate Government 5 year gross return 5 year net return
Diversified Ret Interm Govt/Credit Tr 0.00 2.00
FIAM Target Date Govt Bd Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Intermediate-Term Bond 1 year gross return 1 year net return
Blackrock Govt/Credit Bond Idx CF 4.62 4.60
FIAM U.S. Bond Index Pool 4.60 4.57
Blackrock US Debt Idx Fund CF 4.59 4.56
State St US Bnd Indx SL Cl I 4.56
U.S. Debt Index Fund F 4.58 4.56
FIAM Broad Market Duration Pool 4.76 4.50
State St US Bnd Indx NL Cl A 4.50
State St US Bnd Indx NL Cl C 4.48
Amalgamated Bank Longview Core Bond Idx 4.58 4.45
BNYM Mellon SL Agg Bond Index Fund 4.50 4.45
Source: Morningstar Separate Account/CIT Fund Database


Intermediate-Term Bond 5 year gross return 5 year net return
FIAM Broad Market Duration Pool 3.33 3.08
Blackrock US Debt Idx Fund CF 2.86 2.85
U.S. Debt Index Fund F 2.85 2.85
Amalgamated Bank Longview Core Bond Idx 2.92 2.80
State St US Bnd Indx SL Cl I 2.78
State St US Bnd Indx NL Cl A 2.75
State St US Bnd Indx NL Cl C 2.71
BNYM Mellon DB SL Agg Bond Index Fd 2.75 2.67
BNYM Mellon SL Agg Bond Index Fund 2.72 2.66
AFL-CIO Housing Inv Trust AFL-CIO CF 3.09 2.66
Source: Morningstar Separate Account/CIT Fund Database


Short Government 1 year gross return 1 year net return
Blackrock 1-3 Yr Govt Bond Idx CF 2.84 2.83
Source: Morningstar Separate Account/CIT Fund Database


Short Government 5 year gross return 5 year net return
Blackrock 1-3 Yr Govt Bond Idx CF 1.15 1.14
Source: Morningstar Separate Account/CIT Fund Database


Short-Term Bond 1 year gross return 1 year net return
FIAM Target Date Short Credit Cmgld Pool 3.57 3.57
FIAM Short Duration Pool 3.35 3.14
Voya Short Duration High Quality Trust 3.31 3.09
BNYM Mellon SL 1-3 Yr G/C Bond Index Fd 3.02 3.00
BNYM Mellon NSL 1-3 Yr G/C BI Fd Instl 2.99 2.98
Amalgamated Ultra Construction Loan -3.05 -4.02
Source: Morningstar Separate Account/CIT Fund Database


Short-Term Bond 5 year gross return 5 year net return
Amalgamated Ultra Construction Loan 3.75 2.72
Voya Short Duration High Quality Trust 1.70 1.46
FIAM Short Duration Pool 1.65 1.41
FIAM Target Date Short Credit Cmgld Pool 0.00 0.00
BNYM Mellon SL 1-3 Yr G/C Bond Index Fd 0.00 0.00
BNYM Mellon NSL 1-3 Yr G/C BI Fd Instl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Ultrashort Bond 1 year gross return 1 year net return
FIAM Leveraged Loan Pool 3.55 3.04
FIAM Target Date Trs Bill Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Ultrashort Bond 5 year gross return 5 year net return
FIAM Leveraged Loan Pool 4.16 3.64
FIAM Target Date Trs Bill Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Long Government 1 year gross return 1 year net return
FIAM Long U.S. Treasury STRIPS Pool Idx 7.58 7.46
FIAM Target Date LT Treas Idx Cmgld Pool 6.61 6.61
Blackrock 20+ Treas Bond Idx CF 6.34 6.29
NT Long-Term Gov Bd Idx - DC - NL-Tier J 6.24 6.24
State St US Lg Gov Bnd Indx SL Cl I 6.23
BNYM Mellon DB SL Long Term Govt BI Fd 6.25 6.20
Blackrock - 20+ Treas Bond Idx R 6.33 6.18
Blackrock Long Govt Bond Idx Fund CF -4.44 -4.46
Source: Morningstar Separate Account/CIT Fund Database


Long Government 5 year gross return 5 year net return
Blackrock 20+ Treas Bond Idx CF 5.87 5.83
State St US Lg Gov Bnd Indx SL Cl I 5.47
NT Long-Term Gov Bd Idx - DC - NL-Tier J 5.42 5.42
BNYM Mellon DB SL Long Term Govt BI Fd 5.46 5.40
Blackrock Long Govt Bond Idx Fund CF 2.30 2.29
FIAM Long U.S. Treasury STRIPS Pool Idx 0.00 0.00
FIAM Target Date LT Treas Idx Cmgld Pool 0.00 0.00
Blackrock - 20+ Treas Bond Idx R 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Long-Term Bond 1 year gross return 1 year net return
FIAM Long Duration CIT 5.90 5.64
Wellington CIF II Long Bond 0.00 5.42
Blackrock Long Corp Bond Idx CF 4.67 4.63
BNYM Mellon DB SL Long Term Credit BI Fd 4.58 4.53
Source: Morningstar Separate Account/CIT Fund Database


Long-Term Bond 5 year gross return 5 year net return
Wellington CIF II Long Bond 0.00 5.70
BNYM Mellon DB SL Long Term Credit BI Fd 5.45 5.39
FIAM Long Duration CIT 5.58 5.32
Blackrock Long Corp Bond Idx CF 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Multisector Bond 1 year gross return 1 year net return
BlackRock CorePlus Bond 5.51 5.51
Blackrock CoreActive Bond Fund 5.09 5.04
Loomis Sayles MSFD CIT 4.15 3.56
Pioneer Multi-Sector F/I - T3 3.69 3.52
Pioneer Multi-Sector F/I - T2 3.72 3.25
Source: Morningstar Separate Account/CIT Fund Database


Multisector Bond 5 year gross return 5 year net return
Loomis Sayles MSFD CIT 4.50 3.91
BlackRock CorePlus Bond 3.32 3.32
Pioneer Multi-Sector F/I - T3 0.00 3.28
Blackrock CoreActive Bond Fund 3.22 3.21
Pioneer Multi-Sector F/I - T2 0.00 3.02
Source: Morningstar Separate Account/CIT Fund Database


High Yield Bond 1 year gross return 1 year net return
Fort Washington High Yield Fixed Inc CF 6.68 6.68
BNYM Mellon DB SL High Yield Beta Fund 6.35 5.83
MacKay Shields High Yld Bond CIT Class 1 5.93 5.56
Wellington CIF II High Yield Bond S1 5.92 5.47
Shenkman Capital Mgt Primus HighYield CF 6.22 5.39
FIAM High Yield Bond Commingled Pool 5.69 5.17
DDJ Total Return Credit I Composite 4.59 4.16
Loomis Sayles HYCSV CIT 4.57 4.05
Shenkman Capital Four Pts Multi-Strat Fd 4.65 3.82
Capital Group Global High-Income Opp DB 3.23 2.51
Source: Morningstar Separate Account/CIT Fund Database


High Yield Bond 5 year gross return 5 year net return
DDJ Total Return Credit I Composite 8.02 6.87
BNYM Mellon DB SL High Yield Beta Fund 5.03 4.71
Wellington CIF II High Yield Bond S1 4.81 4.38
Fort Washington High Yield Fixed Inc CF 4.27 4.27
FIAM High Yield Bond Commingled Pool 4.61 4.09
Loomis Sayles HYCSV CIT 4.61 4.03
Capital Group Global High-Income Opp DB 4.10 3.38
MacKay Shields High Yld Bond CIT Class 1 0.00 0.00
Shenkman Capital Mgt Primus HighYield CF 0.00 0.00
Shenkman Capital Four Pts Multi-Strat Fd 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Intermediate Government 1 year gross return 1 year net return
Diversified Ret Interm Govt/Credit Tr 4.24 4.03
FIAM Target Date Govt Bd Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Intermediate Government 5 year gross return 5 year net return
Diversified Ret Interm Govt/Credit Tr 0.00 2.00
FIAM Target Date Govt Bd Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Intermediate-Term Bond 1 year gross return 1 year net return
Blackrock Govt/Credit Bond Idx CF 4.62 4.60
FIAM U.S. Bond Index Pool 4.60 4.57
Blackrock US Debt Idx Fund CF 4.59 4.56
State St US Bnd Indx SL Cl I 4.56
U.S. Debt Index Fund F 4.58 4.56
FIAM Broad Market Duration Pool 4.76 4.50
State St US Bnd Indx NL Cl A 4.50
State St US Bnd Indx NL Cl C 4.48
Amalgamated Bank Longview Core Bond Idx 4.58 4.45
BNYM Mellon SL Agg Bond Index Fund 4.50 4.45
Source: Morningstar Separate Account/CIT Fund Database


Intermediate-Term Bond 5 year gross return 5 year net return
FIAM Broad Market Duration Pool 3.33 3.08
Blackrock US Debt Idx Fund CF 2.86 2.85
U.S. Debt Index Fund F 2.85 2.85
Amalgamated Bank Longview Core Bond Idx 2.92 2.80
State St US Bnd Indx SL Cl I 2.78
State St US Bnd Indx NL Cl A 2.75
State St US Bnd Indx NL Cl C 2.71
BNYM Mellon DB SL Agg Bond Index Fd 2.75 2.67
BNYM Mellon SL Agg Bond Index Fund 2.72 2.66
AFL-CIO Housing Inv Trust AFL-CIO CF 3.09 2.66
Source: Morningstar Separate Account/CIT Fund Database


Short Government 1 year gross return 1 year net return
Blackrock 1-3 Yr Govt Bond Idx CF 2.84 2.83
Source: Morningstar Separate Account/CIT Fund Database


Short Government 5 year gross return 5 year net return
Blackrock 1-3 Yr Govt Bond Idx CF 1.15 1.14
Source: Morningstar Separate Account/CIT Fund Database


Short-Term Bond 1 year gross return 1 year net return
FIAM Target Date Short Credit Cmgld Pool 3.57 3.57
FIAM Short Duration Pool 3.35 3.14
Voya Short Duration High Quality Trust 3.31 3.09
BNYM Mellon SL 1-3 Yr G/C Bond Index Fd 3.02 3.00
BNYM Mellon NSL 1-3 Yr G/C BI Fd Instl 2.99 2.98
Amalgamated Ultra Construction Loan -3.05 -4.02
Source: Morningstar Separate Account/CIT Fund Database


Short-Term Bond 5 year gross return 5 year net return
Amalgamated Ultra Construction Loan 3.75 2.72
Voya Short Duration High Quality Trust 1.70 1.46
FIAM Short Duration Pool 1.65 1.41
FIAM Target Date Short Credit Cmgld Pool 0.00 0.00
BNYM Mellon SL 1-3 Yr G/C Bond Index Fd 0.00 0.00
BNYM Mellon NSL 1-3 Yr G/C BI Fd Instl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Ultrashort Bond 1 year gross return 1 year net return
FIAM Leveraged Loan Pool 3.55 3.04
FIAM Target Date Trs Bill Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Ultrashort Bond 5 year gross return 5 year net return
FIAM Leveraged Loan Pool 4.16 3.64
FIAM Target Date Trs Bill Idx Cmgld Pl 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Long Government 1 year gross return 1 year net return
FIAM Long U.S. Treasury STRIPS Pool Idx 7.58 7.46
FIAM Target Date LT Treas Idx Cmgld Pool 6.61 6.61
Blackrock 20+ Treas Bond Idx CF 6.34 6.29
NT Long-Term Gov Bd Idx - DC - NL-Tier J 6.24 6.24
State St US Lg Gov Bnd Indx SL Cl I 6.23
BNYM Mellon DB SL Long Term Govt BI Fd 6.25 6.20
Blackrock - 20+ Treas Bond Idx R 6.33 6.18
Blackrock Long Govt Bond Idx Fund CF -4.44 -4.46
Source: Morningstar Separate Account/CIT Fund Database


Long Government 5 year gross return 5 year net return
Blackrock 20+ Treas Bond Idx CF 5.87 5.83
State St US Lg Gov Bnd Indx SL Cl I 0.00 5.47
NT Long-Term Gov Bd Idx - DC - NL-Tier J 5.42 5.42
BNYM Mellon DB SL Long Term Govt BI Fd 5.46 5.40
Blackrock Long Govt Bond Idx Fund CF 2.30 2.29
FIAM Long U.S. Treasury STRIPS Pool Idx 0.00 0.00
FIAM Target Date LT Treas Idx Cmgld Pool 0.00 0.00
Blackrock - 20+ Treas Bond Idx R 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Long-Term Bond 1 year gross return 1 year net return
FIAM Long Duration CIT 5.90 5.64
Wellington CIF II Long Bond 0.00 5.42
Blackrock Long Corp Bond Idx CF 4.67 4.63
BNYM Mellon DB SL Long Term Credit BI Fd 4.58 4.53
Source: Morningstar Separate Account/CIT Fund Database


Long-Term Bond 5 year gross return 5 year net return
Wellington CIF II Long Bond 0.00 5.70
BNYM Mellon DB SL Long Term Credit BI Fd 5.45 5.39
FIAM Long Duration CIT 5.58 5.32
Blackrock Long Corp Bond Idx CF 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Multisector Bond 1 year gross return 1 year net return
BlackRock CorePlus Bond 5.51 5.51
Blackrock CoreActive Bond Fund 5.09 5.04
Loomis Sayles MSFD CIT 4.15 3.56
Pioneer Multi-Sector F/I - T3 3.69 3.52
Pioneer Multi-Sector F/I - T2 3.72 3.25
Source: Morningstar Separate Account/CIT Fund Database


Multisector Bond 5 year gross return 5 year net return
Loomis Sayles MSFD CIT 4.50 3.91
BlackRock CorePlus Bond 3.32 3.32
Pioneer Multi-Sector F/I - T3 0.00 3.28
Blackrock CoreActive Bond Fund 3.22 3.21
Pioneer Multi-Sector F/I - T2 0.00 3.02
Source: Morningstar Separate Account/CIT Fund Database


Inflation-Protected Bond 1 year gross return 1 year net return
FIAM Inter Infla-Pro Bond Index Pool D 2.85 2.81
U.S. Treasury Inflation Prot Sec Fund F 2.82 2.81
FIAM Int Infl-Prot Bond Index Cmgld Pool 2.85 2.79
Wellington CIF II TIPS S1 2.93 2.79
BNYM Mellon NSL TIPS Index Fund Instl 2.69 2.68
BNYM Mellon SL TIPS Index Fund 2.71 2.63
PIMCO Real Return Strategy Fund 2.94 2.28
PIMCO Real Return Collective Trust II 2.63 2.19
Source: Morningstar Separate Account/CIT Fund Database


Inflation-Protected Bond 5 year gross return 5 year net return
U.S. Treasury Inflation Prot Sec Fund F 2.08 2.08
PIMCO Real Return Strategy Fund 0.00 1.62
Wellington CIF II TIPS S1 1.76 1.56
FIAM Inter Infla-Pro Bond Index Pool D 1.49 1.45
PIMCO Real Return Collective Trust II 0.00 1.43
FIAM Int Infl-Prot Bond Index Cmgld Pool 1.49 1.40
BNYM Mellon NSL TIPS Index Fund Instl 0.00 0.00
BNYM Mellon SL TIPS Index Fund 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Stable Value 1 year gross return 1 year net return
AMP Income Generating – CIT 4.63 3.77
Putnam Stable Value Fund: Gross 2.57 2.57
IBEW NECA Stable Value Tr Bas Category 2.59 2.50
Putnam Stable Value Fund: 10bps 2.57 2.48
Invesco Stable Asset ADPZ 2.63 2.43
Putnam Stable Value Fund: 15bps 2.57 2.43
Invesco Stable Value Retirement Fund CL1 2.52 2.42
Galliard Managed Income Fund 2.27 2.38
Putnam Stable Value Fund: 20bps 2.57 2.37
Invesco Stable Value Retirement Fund CL2 2.52 2.36
Source: Morningstar Separate Account/CIT Fund Database


Stable Value 5 year gross return 5 year net return
Putnam Stable Value Fund: Gross 2.17 2.15
Vantagepoint PLUS Fund R10 2.42 2.11
IBEW NECA Stable Value Tr Bas Category 2.17 2.08
Putnam Stable Value Fund: 10bps 2.17 2.06
Vantagepoint PLUS Fund R9 2.42 2.06
Galliard Managed Income Fund 2.05
Putnam Stable Value Fund: 15bps 2.17 2.02
Vantagepoint PLUS Fund R8 2.42 2.01
Putnam Stable Value Fund: 20bps 2.17 1.97
Vantagepoint PLUS Fund R7 2.42 1.96
Source: Morningstar Separate Account/CIT Fund Database


Convertibles 1 year gross return 1 year net return
Shenkman Capital Mgt Gamma Convert Fund 5.92 5.03
Source: Morningstar Separate Account/CIT Fund Database


Convertibles 5 year gross return 5 year net return
Shenkman Capital Mgt Gamma Convert Fund 4.68 3.83
Source: Morningstar Separate Account/CIT Fund Database


Emerging Markets Bond 1 year gross return 1 year net return
TCW Emerging Markets Fixed Income Cl C 3.37 2.69
TCW Emerging Markets Fixed Income Cl D 3.43 2.62
Wellington CIF II Opportunistic EM DbtS1 0.00 2.30
FIAM Emerging Mkts Debt Commingled Pool 1.25 0.60
Logan Circle Partners Emerg Mkts Debt 2 -1.05 -1.69
Capital Group EM Debt (Broad) DB Fund -2.27 -2.85
Capital Group EM Debt (Broad) DC Unit T -2.31 -2.89
Source: Morningstar Separate Account/CIT Fund Database


Emerging Markets Bond 5 year gross return 5 year net return
FIAM Emerging Mkts Debt Commingled Pool 5.66 4.98
Wellington CIF II Opportunistic EM DbtS1 0.00 4.96
TCW Emerging Markets Fixed Income Cl C 0.00 4.79
TCW Emerging Markets Fixed Income Cl D 0.00 4.76
Capital Group EM Debt (Broad) DB Fund 2.66 2.05
Capital Group EM Debt (Broad) DC Unit T 2.60 1.99
Logan Circle Partners Emerg Mkts Debt 2 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


World Allocation 1 year gross return 1 year net return
PIMCO Diversified Real Asset CIT 6.64 6.21
State St Real Asset NL Cl A 8.78 4.07
State St Real Asset NL Cl C 8.76 3.87
Invesco Balanced Risk Allocation Trust 3.89 3.46
Invesco Balanced Risk Allocation Trust I 3.98 3.39
Wellington CIF II Divers Inflation Hg S1 -2.53 -4.22
Wellington Opportunistic Investment -3.90 -4.97
Source: Morningstar Separate Account/CIT Fund Database


World Allocation 5 year gross return 5 year net return
Invesco Balanced Risk Allocation Trust 5.44 4.97
Wellington Opportunistic Investment 4.06 2.98
State St Real Asset NL Cl A 1.98 0.64
PIMCO Diversified Real Asset CIT 0.00 0.58
State St Real Asset NL Cl C 1.98 0.45
Wellington CIF II Divers Inflation Hg S1 -2.40 -3.46
Invesco Balanced Risk Allocation Trust I 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Conservative Allocation 1 year gross return 1 year net return
FIAM Pension Journey 30/70 Commingled Pl 4.74 4.74
Manning & Napier Pro-Mix Consrv Term S 6.94 4.66
Manning & Napier Pro-Mix Modrte Term S 10.74 4.48
FIAM Pension Journey 50/50 Commingled Pl 4.19 4.19
BCM DynamicBelay Balanced Growth (QDIA) 2.43 0.90
Wellington CIF II Balanced Real Asset S1 0.19 -0.26
Source: Morningstar Separate Account/CIT Fund Database


Conservative Allocation 5 year gross return 5 year net return
Manning & Napier Pro-Mix Modrte Term S 13.16 3.14
Manning & Napier Pro-Mix Consrv Term S 9.72 2.98
Wellington CIF II Balanced Real Asset S1 -0.34 -0.91
FIAM Pension Journey 30/70 Commingled Pl 0.00 0.00
FIAM Pension Journey 50/50 Commingled Pl 0.00 0.00
BCM DynamicBelay Balanced Growth (QDIA) 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Moderate Allocation 1 year gross return 1 year net return
Pioneer U.S. Balanced Trust - T2 6.80 6.29
Manning & Napier Pro-Mix Extend Term S 13.79 4.64
Harris Assoc. Oakmark Eq & Inc Cl 2 1.90 1.71
Harris Oakmark Equity & Income CIT 1.89 1.28
BCM DynamicBelay Conservative Gro(QDIA) 1.66 0.15
BCM DynamicBelay Moderate Growth (QDIA) 0.92 -0.57
FIAM 70/30 Commingled Pool 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Moderate Allocation 5 year gross return 5 year net return
Pioneer U.S. Balanced Trust - T2 0.00 6.93
Harris Assoc. Oakmark Eq & Inc Cl 2 0.00 5.14
Harris Oakmark Equity & Income CIT 0.00 4.87
Manning & Napier Pro-Mix Extend Term S 15.78 3.82
BCM DynamicBelay Conservative Gro(QDIA) 0.00 0.00
BCM DynamicBelay Moderate Growth (QDIA) 0.00 0.00
FIAM 70/30 Commingled Pool 0.00 0.00
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2000-2010 1 year gross return 1 year net return
FIAM Index Target Date 2010 T 4.63 4.56
FIAM Index Target Date 2010 Y 4.58 4.51
FIAM Index Target Date 2010 S 4.56 4.47
FIAM Index Target Date 2010 U 4.56 4.41
FIAM Index Target Date 2005 Y 4.46 4.39
FIAM Index Target Date 2005 T 4.43 4.36
FIAM Index Target Date 2005 S 4.41 4.32
FIAM Index Target Date 2005 U 4.43 4.27
FIAM Blend Target Date 2010 T 3.99 3.75
FIAM Blend Target Date 2010 S 3.95 3.68
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2000-2010 5 year gross return 5 year net return
FIAM Blend Target Date 2010 T 5.22 4.97
FIAM Blend Target Date 2010 S 5.24 4.96
FIAM Blend Target Date 2010 R 5.23 4.91
FIAM Blend Target Date 2010 Y 5.23 4.87
FIAM Blend Target Date 2010 X 5.22 4.85
FIAM Blend Target Date 2010 Q 5.21 4.85
FIAM Blend Target Date 2010 W 5.17 4.75
FIAM Blend Target Date 2010 V 5.22 4.75
FIAM Index Target Date 2010 T 4.73 4.65
FIAM Index Target Date 2010 Y 4.72 4.65
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2011-2015 1 year gross return 1 year net return
Manning & Napier Fi360 ETF 2015 CIT U 7.35 5.30
FIAM Index Target Date 2015 Y 4.75 4.68
FIAM Index Target Date 2015 S 4.76 4.67
FIAM Index Target Date 2015 T 4.73 4.66
Manning & Napier RT 2015 CIT Class I 11.00 4.53
FIAM Index Target Date 2015 U 4.67 4.52
BNYM Mellon SL SmartPath TD2015 Fd 4.51 4.41
Manning & Napier RT 2015 CIT Class S 11.06 4.34
State St Target Ret 2015 SL Cl I 0.00 4.20
State St Target Ret 2015 NL Cl A 0.00 4.18
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2011-2015 5 year gross return 5 year net return
FIAM Blend Target Date 2015 S 5.83 5.55
FIAM Blend Target Date 2015 R 5.75 5.44
FIAM Blend Target Date 2015 Y 5.76 5.40
FIAM Blend Target Date 2015 Q 5.75 5.39
FIAM Blend Target Date 2015 X 5.75 5.37
FIAM Blend Target Date 2015 W 5.75 5.33
FIAM Blend Target Date 2015 V 5.78 5.30
FIAM Index Target Date 2015 Y 5.29 5.21
FIAM Index Target Date 2015 T 5.28 5.21
FIAM Index Target Date 2015 S 5.29 5.20
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2016-2020 1 year gross return 1 year net return
Manning & Napier Fi360 ETF 2020 CIT U 7.52 5.30
FIAM Index Target Date 2020 V 4.88 4.79
FIAM Index Target Date 2020 T 4.82 4.75
FIAM Index Target Date 2020 Y 4.78 4.71
FIAM Index Target Date 2020 S 4.77 4.68
Manning & Napier RT 2020 CIT Class I 12.19 4.65
FIAM Index Target Date 2020 U 4.76 4.61
Manning & Napier RT 2020 CIT Class S 12.25 4.49
BNYM Mellon SL SmartPath TD2020 Fd Instl 4.69 4.29
BNYM Mellon SL SmartPath TD2020 Fd 4.38 4.23
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2016-2020 5 year gross return 5 year net return
FIAM Blend Target Date 2020 S 6.09 5.82
FIAM Blend Target Date 2020 T 6.07 5.81
FIAM Blend Target Date 2020 R 6.08 5.76
FIAM Blend Target Date 2020 Q 6.08 5.71
FIAM Blend Target Date 2020 Y 6.07 5.71
FIAM Blend Target Date 2020 X 6.06 5.68
FIAM Blend Target Date 2020 W 6.08 5.66
FIAM Index Target Date 2020 T 5.67 5.60
FIAM Blend Target Date 2020 V 6.07 5.60
FIAM Index Target Date 2020 Y 5.65 5.58
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2021-2025 1 year gross return 1 year net return
Manning & Napier Fi360 ETF 2025 CIT U 8.85 5.31
FIAM Index Target Date 2025 S 4.89 4.81
FIAM Index Target Date 2025 T 4.88 4.81
FIAM Index Target Date 2025 Y 4.84 4.77
Manning & Napier RT 2025 CIT Class I 14.37 4.74
FIAM Index Target Date 2025 V 4.81 4.71
FIAM Index Target Date 2025 U 4.83 4.67
Manning & Napier RT 2025 CIT Class S 14.34 4.52
BNYM Mellon SL SmartPath TD2025 Fd Instl 4.21 4.11
BNYM Mellon SL SmartPath TD2025 Fd 4.21 4.10
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2021-2025 5 year gross return 5 year net return
FIAM Blend Target Date 2025 S 6.45 6.17
FIAM Blend Target Date 2025 T 6.39 6.13
FIAM Blend Target Date 2025 R 6.42 6.10
FIAM Blend Target Date 2025 Y 6.40 6.04
FIAM Blend Target Date 2025 Q 6.40 6.03
FIAM Blend Target Date 2025 X 6.40 6.02
FIAM Blend Target Date 2025 W 6.39 5.97
FIAM Index Target Date 2025 T 6.04 5.96
FIAM Index Target Date 2025 Y 6.04 5.96
FIAM Index Target Date 2025 S 6.04 5.95
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2026-2030 1 year gross return 1 year net return
Manning & Napier Fi360 ETF 2030 CIT U 10.41 5.49
Manning & Napier RT 2030 CIT Class I 15.59 4.91
FIAM Index Target Date 2030 Y 4.98 4.91
FIAM Index Target Date 2030 T 4.96 4.89
FIAM Index Target Date 2030 V 4.96 4.86
FIAM Index Target Date 2030 S 4.95 4.86
FIAM Index Target Date 2030 U 4.97 4.82
Manning & Napier RT 2030 CIT Class S 15.56 4.68
BNYM Mellon SL SmartPath TD2030 Fd Instl 4.18 4.00
BNYM Mellon SL SmartPath TD2030 Fd 4.09 3.94
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2026-2030 5 year gross return 5 year net return
FIAM Blend Target Date 2030 T 7.07 6.81
FIAM Blend Target Date 2030 S 7.07 6.79
FIAM Blend Target Date 2030 R 7.08 6.76
FIAM Blend Target Date 2030 Y 7.08 6.71
FIAM Blend Target Date 2030 Q 7.07 6.69
FIAM Blend Target Date 2030 X 7.08 6.69
FIAM Index Target Date 2030 Y 6.76 6.68
FIAM Index Target Date 2030 T 6.76 6.68
FIAM Index Target Date 2030 S 6.76 6.67
FIAM Index Target Date 2030 V 6.76 6.65
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2031-2035 1 year gross return 1 year net return
Manning & Napier RT 2035 CIT Class I 16.78 5.10
Manning & Napier Fi360 ETF 2035 CIT U 11.59 5.00
Manning & Napier RT 2035 CIT Class S 16.86 4.88
FIAM Index Target Date 2035 Y 4.79 4.72
FIAM Index Target Date 2035 S 4.78 4.70
FIAM Index Target Date 2035 T 4.77 4.70
FIAM Index Target Date 2035 V 4.78 4.68
FIAM Index Target Date 2035 U 4.79 4.63
BNYM Mellon SL SmartPath TD2035 Fd Instl 3.92 3.83
BNYM Mellon SL SmartPath TD2035 fd 3.92 3.82
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2031-2035 5 year gross return 5 year net return
FIAM Index Target Date 2035 Y 7.30 7.23
FIAM Blend Target Date 2035 T 7.49 7.23
FIAM Index Target Date 2035 T 7.30 7.22
FIAM Blend Target Date 2035 S 7.50 7.22
FIAM Index Target Date 2035 S 7.30 7.21
FIAM Index Target Date 2035 V 7.29 7.18
FIAM Blend Target Date 2035 R 7.49 7.17
FIAM Blend Target Date 2035 Y 7.51 7.14
FIAM Index Target Date 2035 U 7.30 7.13
FIAM Blend Target Date 2035 Q 7.51 7.13
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2036-2040 1 year gross return 1 year net return
Manning & Napier RT 2040 CIT Class I 18.17 5.33
Manning & Napier RT 2040 CIT Class S 18.12 5.09
FIAM Index Target Date 2040 Y 4.72 4.65
FIAM Index Target Date 2040 T 4.70 4.62
FIAM Index Target Date 2040 S 4.70 4.62
FIAM Index Target Date 2040 V 4.69 4.60
FIAM Index Target Date 2040 U 4.71 4.56
Manning & Napier Fi360 ETF 2040 CIT U 11.64 4.27
BNYM Mellon SL SmartPath TD2040 Fd Instl 3.82 3.73
BNYM Mellon SL SmartPath TD2040 fd 3.82 3.67
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2036-2040 5 year gross return 5 year net return
FIAM Index Target Date 2040 Y 7.30 7.23
FIAM Index Target Date 2040 T 7.31 7.23
FIAM Blend Target Date 2040 T 7.48 7.23
FIAM Index Target Date 2040 S 7.31 7.22
FIAM Blend Target Date 2040 S 7.50 7.22
FIAM Index Target Date 2040 V 7.31 7.20
FIAM Blend Target Date 2040 R 7.49 7.17
FIAM Index Target Date 2040 U 7.31 7.14
FIAM Blend Target Date 2040 Y 7.48 7.12
FIAM Blend Target Date 2040 Q 7.48 7.11
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2041-2045 1 year gross return 1 year net return
Manning & Napier Fi360 ETF 2045 CIT U 13.50 5.73
Manning & Napier RT 2045 CIT Class I 18.84 5.49
Manning & Napier RT 2045 CIT Class S 18.78 5.33
FIAM Index Target Date 2045 S 4.73 4.65
FIAM Index Target Date 2045 T 4.72 4.65
FIAM Index Target Date 2045 V 4.72 4.63
FIAM Index Target Date 2045 Y 4.69 4.62
FIAM Index Target Date 2045 U 4.68 4.52
BNYM Mellon SL SmartPath TD2045 Fd Instl 3.77 3.67
BNYM Mellon SL SmartPath TD2045 fd 3.77 3.67
Source: Morningstar Separate Account/CIT Fund Database


Target Date 2041-2045 5 year gross return 5 year net return
FIAM Index Target Date 2045 T 7.33 7.25
FIAM Index Target Date 2045 Y 7.32 7.25
FIAM Index Target Date 2045 S 7.33 7.24
FIAM Index Target Date 2045 V 7.33 7.22
FIAM Blend Target Date 2045 T 7.48 7.22
FIAM Blend Target Date 2045 S 7.49 7.21
FIAM Blend Target Date 2045 R 7.50 7.18
FIAM Index Target Date 2045 U 7.32 7.15
FIAM Blend Target Date 2045 Q 7.50 7.12
FIAM Blend Target Date 2045 Y 7.49 7.12
Source: Morningstar Separate Account/CIT Fund Database


Retirement Income 1 year gross return 1 year net return
Manning & Napier Fi360 ETF Income CIT U 4.95 5.51
Manning & Napier RT Income CIT Class I 7.03 4.83
Manning & Napier RT Income CIT Class S 7.04 4.61
BNYM Mellon SL SmartPath RetInc Fd Instl 4.49 4.40
BNYM Mellon SL SmartPath Ret Inc Fd 4.49 4.34
FIAM Index Target Date Income Y 4.34 4.27
FIAM Index Target Date Income S 4.33 4.25
FIAM Index Target Date Income T 4.31 4.24
State St Target Ret Income SL Cl I 0.00 4.23
State St Target Ret Income NL Cl A 0.00 4.18
Source: Morningstar Separate Account/CIT Fund Database


Retirement Income 5 year gross return 5 year net return
Manning & Napier Fi360 ETF Income CIT U 0.00 4.32
Voya Target Solution Income Trust 4.73 4.28
BNYM Mellon SL SmartPath Ret Inc Fd 4.36 4.20
FIAM Blend Target Date Income T 3.95 3.70
FIAM Blend Target Date Income S 3.95 3.68
FIAM Blend Target Date Income R 3.94 3.63
State St Target Ret Income SL Cl I 0.00 3.60
State St Target Ret Income NL Cl A 0.00 3.59
FIAM Blend Target Date Income Q 3.95 3.59
FIAM Blend Target Date Income Y 3.95 3.59
Source: Morningstar Separate Account/CIT Fund Database

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