<!-- Swiftype Variables -->

White Papers

To spend or not to spend?

20 years into retirement, most retirees have spent only 20% of their nest eggs.

Our latest research explores the expectations and behavioral biases that have shaped how current retirees have spent and invested their assets. We also consider whether decades of access to traditional pensions may partially explain the resilience of their retirement savings – and why the changing landscape may force the next generation of retirees to make very different spending decisions.

This paper offers a critical starting point for plan sponsors to help them understand the retirement income decisions their participants will face.


Anne Ackerley, Managing Director, Head of BlackRock's US and Canada Defined Contribution Group; Nick Nefouse, Managing Director, CFA, Head of Defined Contribution Investment and Product Strategy; Dagmar Nikles, Managing Director, CFA, Head of Defined Contribution Plan Strategy

Your download will start shortly. If your download does not start within 15 seconds, please click the link below to start your download.

  view more white papers

By downloading a white paper, you are agreeing to have your contact information shared with the content sponsor, who may then contact you.

All white papers posted were created by the listed authors who are solely responsible for the research, finding and all materials contained therein. Pensions & Investments has not verified or edited the materials (other than for length and style) and does not necessarily agree or disagree with the analysis and positions expressed by the authors. Reference to any company, product or service does not imply recommendation or sponsorship by Pensions & Investments.

For more information on submitting a white paper, please contact Richard Scanlon at rscanlon@pionline.com or 212-210-0157.