November 13, 2017 12:00 AM

Top performing managers by category: commingled accounts, 3rd Quarter 2017

Large Blend	1 year gross return	1 year net return
BNY Mellon EB DO Large Cap Core	52.76	51.48
State St Nasdaq-100 Indxˆ® NL Cl A	27.48	24.03
State St Nasdaq-100 Indxˆ® NL Cl C	27.46	23.98
Blackrock Russ 1000 Alpha Tilts CF	23.13	23.13
Fisher Investments U.S. Equity 3	22.62	22.62
Blackrock Alpha Tilts Fund CF	22.08	22.08
Blackrock Alpha Advantage 3000	21.58	21.58
BNY Mellon EB DV Dynamic U.S. Equity	21.30	20.81
QMA US All Cap Core Equity Fund	20.77	20.35
PanAgora US LgCp Stk Selector CF - I	20.43	19.71

Source: Morningstar Separate Account/CIT Fund Database

Large Blend	5 year gross return	5 year net return
BNY Mellon EB DO Large Cap Core	19.13	18.08
State St Nasdaq-100 Indxˆ® NL Cl A	20.01	17.88
State St Nasdaq-100 Indxˆ® NL Cl C	0.00	17.82
BNY Mellon EB DV Dynamic U.S. Equity	17.80	17.35
QMA US All Cap Core Equity Fund	15.77	15.37
QMA US Core Equity Fund	15.64	15.24
Blackrock Russ 1000 Alpha Tilts CF	15.17	15.17
Blackrock Alpha Tilts Fund CF	14.96	14.96
Blackrock Alpha Advantage 3000	14.47	14.47
FIAM Quantitative Large Cap Core Pool	15.13	14.33

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend	1 year gross return	1 year net return
Blackrock Russ 3000 Alpha Tilts CF	22.92	22.92
State St Russell Sm/Mid Cpˆ® Indx SL Cl I	9.73	19.26
Blackrock Extended Mkt Fund CF	19.25	19.25
Iridian Value Opportunity CIT B	20.13	19.23
Iridian Value Opportunity CIT A	20.10	19.14
State St Russell Sm/Mid Cpˆ® Indx NL Cl A	0.00	19.13
BNY Mellon EB DL Mkt Completion	19.15	19.08
Iridian Value Opportunity CIT C	20.16	18.97
Blackrock US Eq Mkt Fund CF	18.81	18.81
Burgundy US Small/Mid Cap Fund	19.92	18.80

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend	5 year gross return	5 year net return
QMA US Mid Cap Core Equity Fund	16.78	16.15
BNY Mellon EB DL Mid Cap Stk Index	15.43	15.36
BNY Mellon EB DL Mid Cap Stk Index UC2	15.40	15.30
Blackrock Russ 3000 Alpha Tilts CF	15.19	15.19
FIAM Small/Mid Cap Core Pool	15.51	14.77
BNY Mellon EB DO Mid Cap Core	15.27	14.58
State St S&P MidCapˆ® Indx SL Cl I	0.00	14.48
State St S&P MidCapˆ® Indx NL Cl A	0.00	14.42
RhumbLine S&P 400 Mid-Cap Pooled Index	14.38	14.38
State St S&P Mid Capˆ® Indx NL Cl C	0.00	14.37

Source: Morningstar Separate Account/CIT Fund Database

Small Blend	1 year gross return	1 year net return
The Boston Small Cap Opp Val Eq Mgt CF	25.99	24.76
RAM Small-Cap Trust	24.99	23.75
Wellington CIF II Small Cap Opps	22.63	21.79
RhumbLine S&P 600 Sm-Cap Pooled Index	21.08	21.08
Rothschild U.S. Small-Cap Core CIT Cl 1	22.11	21.08
State St Russell Sm Capˆ® Indx SL Cl I	4.14	21.03
Blackrock Russell 2000 Alpha Tilts Fd A	20.91	20.91
Blackrock Russell 2000 Index Fund A	20.76	20.76
State St Russell Sm Capˆ® Indx NL Cl S	24.55	20.76
BNY Mellon Small Cap Stock Idx Fnd Instl	20.78	20.76

Source: Morningstar Separate Account/CIT Fund Database

Small Blend	5 year gross return	5 year net return
Wellington CIF II Small Cap Opps	18.25	17.28
Blackrock Russell 2000 Alpha Tilts Fd A	15.63	15.63
RhumbLine S&P 600 Sm-Cap Pooled Index	15.59	15.59
FIAM Small Cap Core Class B	15.96	15.25
FIAM Small Cap Core Class O	15.94	15.22
FIAM Small Cap Core Class D	15.93	15.13
FIAM Small Cap Core Pool	15.93	15.01
State St US Sm Cap Enhanced SL Cl I	0.00	14.91
The Boston Small Cap Opp Val Eq Mgt CF	16.03	14.89
Voya Small Cap Core Trust	15.41	14.55

Source: Morningstar Separate Account/CIT Fund Database

Large Growth	1 year gross return	1 year net return
BNY Mellon Large Cap Growth SIF UC1	22.31	22.26
State St Russell Lg Cap Grˆ® Indx SL Cl I	0.00	21.95
Invesco American Franchise I	22.53	21.93
BlackRock Russell 1000ˆ® Growth R	21.98	21.92
State St Russell Lg Cap Grˆ® Indx NL Cl C	3.64	21.89
BNY Mellon Large Cap Growth SIF Instl	21.70	21.69
Alger Capital Appreciation Series CF R1	22.14	21.34
Wellington CIF II Diversified Growth S1	21.61	20.98
Wellington CIF II Growth S1	21.46	20.76
American Century US Lg Cp Grwth Eq Tr 1	21.17	20.48

Source: Morningstar Separate Account/CIT Fund Database

Large Growth	5 year gross return	5 year net return
Wellington CIF II Growth S1	17.20	16.56
Wellington CIF US Research Equity	16.26	15.57
State St Russell Lg Cap Grˆ® Indx SL Cl I	0.00	15.28
State St Russell Lg Cap Grˆ® Indx NL Cl C	0.00	15.22
Blackrock Eq Gr Fund CF	14.96	14.96
Wellington CIF II Large Cap Research S1	15.54	14.92
FIAM U.S. Total Market Equity CF	15.18	14.61
Eaton Vance EB Large Cap Growth I	15.28	14.53
Voya Large Cap Growth Trust	14.96	14.34
Capital Group U.S. Equity DC Unit T	15.05	14.27

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth	1 year gross return	1 year net return
The Boston US Small-Mid Cap Opp Val EB	23.55	22.46
Westfield All Cap Equity Collective	22.86	21.94
Wellington CIF II Mid Cap Opportunity S2	21.61	21.01
PGI CIT Mid-Cap Equity Fund A	20.97	20.97
Wellington CIF II Mid Cap Opportunity S1	21.58	20.73
PGI CIT Mid-Cap Equity Fund	21.45	20.73
Wellington CIF II Mid Cap Growth S1	11.46	20.24
BNY Mellon Market Completion Fund UC1	19.00	18.91
Champlain Mid Cap Fund, LLC	18.49	17.52
S/M Cp Cor Eq Collective Invmt Fund	18.11	17.36

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth	5 year gross return	5 year net return
Wellington CIF II Mid Cap Opportunity S2	16.57	16.01
Wellington CIF II Mid Cap Opportunity S1	16.57	15.80
Champlain Mid Cap Fund, LLC	16.53	15.57
BNY Mellon Market Completion Fund UC1	13.98	13.90
Wellington CIF II Mid Cap Growth S1	12.30	13.45
Voya Mid Cap Growth Trust	13.38	12.60
The Boston US Small-Mid Cap Opp Val EB	0.00	0.00
Westfield All Cap Equity Collective	0.00	0.00
PGI CIT Mid-Cap Equity Fund A	0.00	0.00
PGI CIT Mid-Cap Equity Fund	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Small Growth	1 year gross return	1 year net return
Wellington CIF II Small Cap 2000 S1	26.21	25.13
Frontegra Small Cap Core Fund	22.78	22.01
State St Russell Sm Capˆ® Gr Indx NL Cl A	3.77	21.05
State St Russell Sm Capˆ® Gr Indx NL Cl C	-1.45	21.01
Champlain Small Company Fund, LLC	20.32	19.15
Voya Small Cap Growth Trust	18.71	17.77
CastleArk Small Company Growth CIT	15.90	15.11
FIAM Small Company Pool	15.53	14.62

Source: Morningstar Separate Account/CIT Fund Database

Small Growth	5 year gross return	5 year net return
Wellington CIF II Small Cap 2000 S1	17.21	16.23
Champlain Small Company Fund, LLC	16.08	14.95
Frontegra Small Cap Core Fund	15.57	14.83
FIAM Small Company Pool	15.55	14.64
State St Russell Sm Capˆ® Gr Indx NL Cl A	0.00	14.25
State St Russell Sm Capˆ® Gr Indx NL Cl C	0.00	14.21
Voya Small Cap Growth Trust	0.00	0.00
CastleArk Small Company Growth CIT	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Large Value	1 year gross return	1 year net return
LSV US Large Cap Value Equity Fund II	0.00	21.12
DePrince, Race & Zollo, Lg-Cap Val CIT	20.28	19.57
QMA Value Equity CF	19.89	19.30
Artisan Value Equity Trust	19.04	18.74
Allianz NFJ Dividend Value CIT	19.20	18.55
Invesco US Quantitative Core Trust	19.12	18.48
The Boston US Dynamic Large Cap Value CF	19.04	18.36
The Boston US Dynamic Large Cap Value EB	18.88	18.25
AB US Strategic Value - CIT V	18.39	17.34
Westwood Mgt Corp. Lg-Cap Eq (EB) CF	17.96	17.34

Source: Morningstar Separate Account/CIT Fund Database

Large Value	5 year gross return	5 year net return
AB US Strategic Value - CIT V	15.96	14.94
AB US Strategic Value - CIT Q	15.96	14.93
The Boston US Dynamic Large Cap Value CF	15.35	14.62
The Boston US Dynamic Large Cap Value EB	15.29	14.58
Wellington CIF II Research Value	14.46	13.90
Macquarie Large Cap Value Trust (CIT 55)	14.31	13.73
American Century US Value Yield Eq Tr 2	13.74	13.31
Blackrock Russ 1000 Val Idx CF	13.28	13.28
DePrince, Race & Zollo, Lg-Cap Val CIT	13.94	13.27
State St Russell Lg Cp Valˆ® Indx SL Cl I	0.00	13.25

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value	1 year gross return	1 year net return
American Century US Mid Cap Value Eq Tr	15.74	15.03
Speece Thorson Value Fund	7.91	6.89

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value	5 year gross return	5 year net return
American Century US Mid Cap Value Eq Tr	16.10	15.38
Speece Thorson Value Fund	11.11	10.06

Source: Morningstar Separate Account/CIT Fund Database

Small Value	1 year gross return	1 year net return
American Century US Small Cap Val Eq Tr	23.86	22.82
Victory Small Cap Value Collective Fund	23.80	22.52
Brandywine Diversified Small Cap BIT	22.04	21.08
Brandywine Diversified Small Cap GT	21.95	20.99
State St Russell Sm Cpˆ® Val Indx NL Cl A	29.24	20.60
State St Russell Sm Cpˆ® Val Indx NL Cl C	-6.00	20.55
Brandywine Diversified Sm Cap Select BIT	21.50	20.55
Invesco US Quantitative Sm Value Trust	20.73	19.89
PGI CIT SMID Cap Value Equity Fund	19.98	18.99
Brandywine Institutional Small Cap BIT	18.80	17.63

Source: Morningstar Separate Account/CIT Fund Database

Small Value	5 year gross return	5 year net return
Brandywine Diversified Small Cap BIT	16.49	15.57
Brandywine Diversified Small Cap GT	16.39	15.48
Victory Small Cap Value Collective Fund	16.50	15.30
Brandywine Diversified Sm Cap Select BIT	16.00	15.09
PGI CIT SMID Cap Value Equity Fund	15.85	14.88
American Century US Small Cap Val Eq Tr	15.35	14.37
Invesco US Quantitative Sm Value Trust	14.24	13.40
State St Russell Sm Cpˆ® Val Indx NL Cl A	12.55	13.25
State St Russell Sm Cpˆ® Val Indx NL Cl C	0.00	13.21
Brandywine Institutional Small Cap BIT	10.76	9.67

Source: Morningstar Separate Account/CIT Fund Database

Real Estate	1 year gross return	1 year net return
Invesco US REITs Trust	2.30	1.62
FIAM U.S. Real Estate Invest Tr CIT	1.85	1.24
PIMCO RealEstatePLUS CIT I	1.20	0.59
AEW Real Estate Securities Divers Trust	0.67	0.05
Blackrock US Real Estate Sec Idx	-0.82	-0.82
BNY Mellon REIT Index Fund Instl	-0.85	-0.86
BNY Mellon REIT Index Fund UC1	-0.83	-0.94
American Century U.S. Real Estate Sec Tr	-0.72	-1.41

Source: Morningstar Separate Account/CIT Fund Database

Real Estate	5 year gross return	5 year net return
FIAM U.S. Real Estate Invest Tr CIT	10.24	9.58
AEW Real Estate Securities Divers Trust	10.17	9.49
Blackrock US Real Estate Sec Idx	9.15	9.15
BNY Mellon REIT Index Fund UC1	9.01	8.89
Invesco US REITs Trust	9.63	8.83
PIMCO RealEstatePLUS CIT I	0.00	0.00
BNY Mellon REIT Index Fund Instl	0.00	0.00
American Century U.S. Real Estate Sec Tr	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Bank Loan	1 year gross return	1 year net return
Shenkman Capital Mgt High Yld Bank Loan	4.99	4.40
Voya Senior Loan Trust	4.52	4.05

Source: Morningstar Separate Account/CIT Fund Database

Bank Loan	5 year gross return	5 year net return
Voya Senior Loan Trust	4.65	3.77
Shenkman Capital Mgt High Yld Bank Loan	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Small Value	1 year gross return	1 year net return
American Century US Small Cap Val Eq Tr	23.86	22.82
Victory Small Cap Value Collective Fund	23.80	22.52
Brandywine Diversified Small Cap BIT	22.04	21.08
Brandywine Diversified Small Cap GT	21.95	20.99
State St Russell Sm Cpˆ® Val Indx NL Cl A	29.24	20.60
State St Russell Sm Cpˆ® Val Indx NL Cl C	-6.00	20.55
Brandywine Diversified Sm Cap Select BIT	21.50	20.55
Invesco US Quantitative Sm Value Trust	20.73	19.89
PGI CIT SMID Cap Value Equity Fund	19.98	18.99
Brandywine Institutional Small Cap BIT	18.80	17.63

Source: Morningstar Separate Account/CIT Fund Database

Small Value	5 year gross return	5 year net return
Brandywine Diversified Small Cap BIT	16.49	15.57
Brandywine Diversified Small Cap GT	16.39	15.48
Victory Small Cap Value Collective Fund	16.50	15.30
Brandywine Diversified Sm Cap Select BIT	16.00	15.09
PGI CIT SMID Cap Value Equity Fund	15.85	14.88
American Century US Small Cap Val Eq Tr	15.35	14.37
Invesco US Quantitative Sm Value Trust	14.24	13.40
State St Russell Sm Cpˆ® Val Indx NL Cl A	12.55	13.25
State St Russell Sm Cpˆ® Val Indx NL Cl C	0.00	13.21
Brandywine Institutional Small Cap BIT	10.76	9.67

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value	1 year gross return	1 year net return
American Century US Mid Cap Value Eq Tr	15.74	15.03
Speece Thorson Value Fund	7.91	6.89

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value	5 year gross return	5 year net return
American Century US Mid Cap Value Eq Tr	16.10	15.38
Speece Thorson Value Fund	11.11	10.06

Source: Morningstar Separate Account/CIT Fund Database

Large Value	1 year gross return	1 year net return
LSV US Large Cap Value Equity Fund II	0.00	21.12
DePrince, Race & Zollo, Lg-Cap Val CIT	20.28	19.57
QMA Value Equity CF	19.89	19.30
Artisan Value Equity Trust	19.04	18.74
Allianz NFJ Dividend Value CIT	19.20	18.55
Invesco US Quantitative Core Trust	19.12	18.48
The Boston US Dynamic Large Cap Value CF	19.04	18.36
The Boston US Dynamic Large Cap Value EB	18.88	18.25
AB US Strategic Value - CIT V	18.39	17.34
Westwood Mgt Corp. Lg-Cap Eq (EB) CF	17.96	17.34

Source: Morningstar Separate Account/CIT Fund Database

Large Value	5 year gross return	5 year net return
AB US Strategic Value - CIT V	15.96	14.94
AB US Strategic Value - CIT Q	15.96	14.93
The Boston US Dynamic Large Cap Value CF	15.35	14.62
The Boston US Dynamic Large Cap Value EB	15.29	14.58
Wellington CIF II Research Value	14.46	13.90
Macquarie Large Cap Value Trust (CIT 55)	14.31	13.73
American Century US Value Yield Eq Tr 2	13.74	13.31
Blackrock Russ 1000 Val Idx CF	13.28	13.28
DePrince, Race & Zollo, Lg-Cap Val CIT	13.94	13.27
State St Russell Lg Cp Valˆ® Indx SL Cl I	0.00	13.25

Source: Morningstar Separate Account/CIT Fund Database

Small Growth	1 year gross return	1 year net return
Wellington CIF II Small Cap 2000 S1	26.21	25.13
Frontegra Small Cap Core Fund	22.78	22.01
State St Russell Sm Capˆ® Gr Indx NL Cl A	3.77	21.05
State St Russell Sm Capˆ® Gr Indx NL Cl C	-1.45	21.01
Champlain Small Company Fund, LLC	20.32	19.15
Voya Small Cap Growth Trust	18.71	17.77
CastleArk Small Company Growth CIT	15.90	15.11
FIAM Small Company Pool	15.53	14.62

Source: Morningstar Separate Account/CIT Fund Database

Small Growth	5 year gross return	5 year net return
Wellington CIF II Small Cap 2000 S1	17.21	16.23
Champlain Small Company Fund, LLC	16.08	14.95
Frontegra Small Cap Core Fund	15.57	14.83
FIAM Small Company Pool	15.55	14.64
State St Russell Sm Capˆ® Gr Indx NL Cl A	0.00	14.25
State St Russell Sm Capˆ® Gr Indx NL Cl C	0.00	14.21
Voya Small Cap Growth Trust	0.00	0.00
CastleArk Small Company Growth CIT	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth	1 year gross return	1 year net return
The Boston US Small-Mid Cap Opp Val EB	23.55	22.46
Westfield All Cap Equity Collective	22.86	21.94
Wellington CIF II Mid Cap Opportunity S2	21.61	21.01
PGI CIT Mid-Cap Equity Fund A	20.97	20.97
Wellington CIF II Mid Cap Opportunity S1	21.58	20.73
PGI CIT Mid-Cap Equity Fund	21.45	20.73
Wellington CIF II Mid Cap Growth S1	11.46	20.24
BNY Mellon Market Completion Fund UC1	19.00	18.91
Champlain Mid Cap Fund, LLC	18.49	17.52
S/M Cp Cor Eq Collective Invmt Fund	18.11	17.36

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth	5 year gross return	5 year net return
Wellington CIF II Mid Cap Opportunity S2	16.57	16.01
Wellington CIF II Mid Cap Opportunity S1	16.57	15.80
Champlain Mid Cap Fund, LLC	16.53	15.57
BNY Mellon Market Completion Fund UC1	13.98	13.90
Wellington CIF II Mid Cap Growth S1	12.30	13.45
Voya Mid Cap Growth Trust	13.38	12.60
The Boston US Small-Mid Cap Opp Val EB	0.00	0.00
Westfield All Cap Equity Collective	0.00	0.00
PGI CIT Mid-Cap Equity Fund A	0.00	0.00
PGI CIT Mid-Cap Equity Fund	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Large Growth	1 year gross return	1 year net return
BNY Mellon Large Cap Growth SIF UC1	22.31	22.26
State St Russell Lg Cap Grˆ® Indx SL Cl I	0.00	21.95
Invesco American Franchise I	22.53	21.93
BlackRock Russell 1000ˆ® Growth R	21.98	21.92
State St Russell Lg Cap Grˆ® Indx NL Cl C	3.64	21.89
BNY Mellon Large Cap Growth SIF Instl	21.70	21.69
Alger Capital Appreciation Series CF R1	22.14	21.34
Wellington CIF II Diversified Growth S1	21.61	20.98
Wellington CIF II Growth S1	21.46	20.76
American Century US Lg Cp Grwth Eq Tr 1	21.17	20.48

Source: Morningstar Separate Account/CIT Fund Database

Large Growth	5 year gross return	5 year net return
Wellington CIF II Growth S1	17.20	16.56
Wellington CIF US Research Equity	16.26	15.57
State St Russell Lg Cap Grˆ® Indx SL Cl I	0.00	15.28
State St Russell Lg Cap Grˆ® Indx NL Cl C	0.00	15.22
Blackrock Eq Gr Fund CF	14.96	14.96
Wellington CIF II Large Cap Research S1	15.54	14.92
FIAM U.S. Total Market Equity CF	15.18	14.61
Eaton Vance EB Large Cap Growth I	15.28	14.53
Voya Large Cap Growth Trust	14.96	14.34
Capital Group U.S. Equity DC Unit T	15.05	14.27

Source: Morningstar Separate Account/CIT Fund Database

Small Blend	1 year gross return	1 year net return
The Boston Small Cap Opp Val Eq Mgt CF	25.99	24.76
RAM Small-Cap Trust	24.99	23.75
Wellington CIF II Small Cap Opps	22.63	21.79
RhumbLine S&P 600 Sm-Cap Pooled Index	21.08	21.08
Rothschild U.S. Small-Cap Core CIT Cl 1	22.11	21.08
State St Russell Sm Capˆ® Indx SL Cl I	4.14	21.03
Blackrock Russell 2000 Alpha Tilts Fd A	20.91	20.91
Blackrock Russell 2000 Index Fund A	20.76	20.76
State St Russell Sm Capˆ® Indx NL Cl S	24.55	20.76
BNY Mellon Small Cap Stock Idx Fnd Instl	20.78	20.76

Source: Morningstar Separate Account/CIT Fund Database

Small Blend	5 year gross return	5 year net return
Wellington CIF II Small Cap Opps	18.25	17.28
Blackrock Russell 2000 Alpha Tilts Fd A	15.63	15.63
RhumbLine S&P 600 Sm-Cap Pooled Index	15.59	15.59
FIAM Small Cap Core Class B	15.96	15.25
FIAM Small Cap Core Class O	15.94	15.22
FIAM Small Cap Core Class D	15.93	15.13
FIAM Small Cap Core Pool	15.93	15.01
State St US Sm Cap Enhanced SL Cl I	0.00	14.91
The Boston Small Cap Opp Val Eq Mgt CF	16.03	14.89
Voya Small Cap Core Trust	15.41	14.55

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend	1 year gross return	1 year net return
Blackrock Russ 3000 Alpha Tilts CF	22.92	22.92
State St Russell Sm/Mid Cpˆ® Indx SL Cl I	9.73	19.26
Blackrock Extended Mkt Fund CF	19.25	19.25
Iridian Value Opportunity CIT B	20.13	19.23
Iridian Value Opportunity CIT A	20.10	19.14
State St Russell Sm/Mid Cpˆ® Indx NL Cl A	0.00	19.13
BNY Mellon EB DL Mkt Completion	19.15	19.08
Iridian Value Opportunity CIT C	20.16	18.97
Blackrock US Eq Mkt Fund CF	18.81	18.81
Burgundy US Small/Mid Cap Fund	19.92	18.80

Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend	5 year gross return	5 year net return
QMA US Mid Cap Core Equity Fund	16.78	16.15
BNY Mellon EB DL Mid Cap Stk Index	15.43	15.36
BNY Mellon EB DL Mid Cap Stk Index UC2	15.40	15.30
Blackrock Russ 3000 Alpha Tilts CF	15.19	15.19
FIAM Small/Mid Cap Core Pool	15.51	14.77
BNY Mellon EB DO Mid Cap Core	15.27	14.58
State St S&P MidCapˆ® Indx SL Cl I	0.00	14.48
State St S&P MidCapˆ® Indx NL Cl A	0.00	14.42
RhumbLine S&P 400 Mid-Cap Pooled Index	14.38	14.38
State St S&P Mid Capˆ® Indx NL Cl C	0.00	14.37

Source: Morningstar Separate Account/CIT Fund Database

Large Blend	1 year gross return	1 year net return
BNY Mellon EB DO Large Cap Core	52.76	51.48
State St Nasdaq-100 Indxˆ® NL Cl A	27.48	24.03
State St Nasdaq-100 Indxˆ® NL Cl C	27.46	23.98
Blackrock Russ 1000 Alpha Tilts CF	23.13	23.13
Fisher Investments U.S. Equity 3	22.62	22.62
Blackrock Alpha Tilts Fund CF	22.08	22.08
Blackrock Alpha Advantage 3000	21.58	21.58
BNY Mellon EB DV Dynamic U.S. Equity	21.30	20.81
QMA US All Cap Core Equity Fund	20.77	20.35
PanAgora US LgCp Stk Selector CF - I	20.43	19.71

Source: Morningstar Separate Account/CIT Fund Database

Large Blend	5 year gross return	5 year net return
BNY Mellon EB DO Large Cap Core	19.13	18.08
State St Nasdaq-100 Indxˆ® NL Cl A	20.01	17.88
State St Nasdaq-100 Indxˆ® NL Cl C	0.00	17.82
BNY Mellon EB DV Dynamic U.S. Equity	17.80	17.35
QMA US All Cap Core Equity Fund	15.77	15.37
QMA US Core Equity Fund	15.64	15.24
Blackrock Russ 1000 Alpha Tilts CF	15.17	15.17
Blackrock Alpha Tilts Fund CF	14.96	14.96
Blackrock Alpha Advantage 3000	14.47	14.47
FIAM Quantitative Large Cap Core Pool	15.13	14.33

Source: Morningstar Separate Account/CIT Fund Database

Leveraged Net Long	1 year gross return	1 year net return
WellsCap Analytic Core Eq Plus (SP500)	15.70	15.19

Source: Morningstar Separate Account/CIT Fund Database

Leveraged Net Long	5 year gross return	5 year net return
WellsCap Analytic Core Eq Plus (SP500)	14.52	14.00

Source: Morningstar Separate Account/CIT Fund Database

World Stock	1 year gross return	1 year net return
Johnston Global Equity Group Trust	27.02	26.25
Thornburg Global Equity Income Fund CIT	26.77	25.95
Fisher Investments All World Equity 3	24.81	24.81
Brandywine Quant Global Value Eq BIT	22.51	21.39
American Century Glbl Grwth Eq Tr Tier 2	21.38	20.68
Artisan Global Equity Trust, Tier 2	20.16	19.98
Wellington CIF Global Contrarian Equity	21.05	19.98
Wellington Opportunistic Equity	21.42	19.93
Artisan Global Opportunity Trust, Tier 2	20.00	19.91
Wellington CIF II Global Equities	19.74	19.44

Source: Morningstar Separate Account/CIT Fund Database

World Stock	5 year gross return	5 year net return
Thornburg Global Equity Income Fund CIT	16.15	15.40
Johnston Global Equity Group Trust	14.86	14.14
Artisan Global Opportunity Trust, Tier 1	14.64	13.67
Wellington CIF Global Research Equity	13.27	12.43
Wellington CIF Global Contrarian Equity	12.75	11.75
Wellington CIF Unconstrained Themes	12.83	11.71
Wellington CIF II Global Equities	11.59	11.44
Brandywine Quant Global Value Eq BIT	12.42	11.37
FIAM Select Global CIT	11.16	10.39
Burgundy Global Focused Opportunities	10.92	10.08

Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Value	1 year gross return	1 year net return
LSV Asset Mgt Intl Lg Cap Val Eq Trust	25.54	24.65
The Boston International CF	21.92	20.96
Macquarie Intl Value Equity (CIT 70)	20.93	20.09
Templeton Intl Equity CF	20.48	19.91
Pictet International Equity Fund LLC	20.68	19.68
Mondrian International Equity CIT	17.67	17.02
Allianz NFJ International Value CIT	17.68	16.74
Invesco International Equity Trust	17.53	16.62

Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Value	5 year gross return	5 year net return
LSV Asset Mgt Intl Lg Cap Val Eq Trust	10.93	10.14
The Boston International CF	10.50	9.62
Pictet International Equity Fund LLC	10.44	9.51
Macquarie Intl Value Equity (CIT 70)	9.39	8.63
Invesco International Equity Trust	8.79	7.93
Templeton Intl Equity CF	7.24	6.63
Allianz NFJ International Value CIT	3.12	2.30
Mondrian International Equity CIT	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Blend	1 year gross return	1 year net return
Blackrock Intl Alpha Tilt CF	24.14	24.14
EARNEST Partners Intl	24.84	23.79
GlobeFlex International All Cap CF	22.69	21.87
PGI CIT Diversified International Eq Fd	21.93	21.04
Blackrock Curr Hedged EAFE Idx CF	20.93	20.93
AQR International Equity World ex US	21.24	20.47
State St Gbl Eq ex US Indx SL Cl I	0.00	19.97
State St Gbl Eq ex US Indx NL Cl A	5.03	19.94
State St Gbl All Cp Eq ex-US Idx NL Cl A	0.00	19.90
BNY Mellon ACWI ex-U.S. Fund Instl	19.76	19.72

Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Blend	5 year gross return	5 year net return
Blackrock Curr Hedged EAFE Idx CF	12.79	12.79
Blackrock Intl Alpha Tilt CF	11.51	11.51
AQR International Equity World ex US	10.82	10.11
GlobeFlex International All Cap CF	10.69	9.91
PGI CIT Diversified International Eq Fd	10.36	9.54
QMA International Core Equity Fund	10.14	9.54
BNY Mellon EB DL Intl Stk Index	9.20	9.10
BNY Mellon EB DL MVP Intl Stk Index	8.85	8.79
Blackrock EAFE Eq Idx Fund CF	8.75	8.75
State St Intl Indx SL Cl I	0.00	8.73

Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Growth	1 year gross return	1 year net return
Fisher Investments Foreign Equity 3	25.12	25.12
Capital Group Intl All Countries Eq DB	24.95	24.09
Fisher Investments Foreign Equity Cl 1	25.03	24.04
Capital Group Intl All Countries Eq DC-T	24.85	23.99
Johnston Intl Equity Group Trust	24.40	23.59
Fisher Investments All Foreign Equity	24.15	23.16
Capital Group Int'l Equity DB Fund	23.97	23.12
Capital Group Intâ€™l Equity DC Unit T	23.74	22.90
MFSˆ® Heritage International Growth 02	19.60	19.15
William Blair International Growth CIT	19.96	19.00

Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Growth	5 year gross return	5 year net return
Johnston Intl Equity Group Trust	11.02	10.25
Capital Group Intâ€™l Equity DC Unit T	9.74	8.99
Capital Group Intl All Countries Eq DB	9.64	8.82
MFSˆ® Heritage International Growth 02	9.23	8.82
Capital Group Intl All Countries Eq DC-T	9.56	8.80
Capital Group Int'l Equity DB Fund	9.55	8.74
William Blair International Growth CIT	9.44	8.57
Artisan International Growth Trust - T1	8.84	7.87
Thornburg Intl Equity Fd (CIT) Tier 1	7.65	6.96
Vontobel International Equity CIT	7.45	6.77

Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Value	1 year gross return	1 year net return
Segall B & H Intl Sml Cap Founders	23.98	22.93
Templeton International Smaller Co CF	22.92	22.06

Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Value	5 year gross return	5 year net return
Templeton International Smaller Co CF	10.81	10.05
Segall B & H Intl Sml Cap Founders	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Growth	1 year gross return	1 year net return
Rainier Small Cap International Equity L	24.04	22.96
Rainier International Small Cap Equity	23.63	22.69

Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Growth	5 year gross return	5 year net return
Rainier International Small Cap Equity	17.08	16.17
Rainier Small Cap International Equity L	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Europe Stock	1 year gross return	1 year net return
FIAM Europe Growth Pool	22.24	21.40

Source: Morningstar Separate Account/CIT Fund Database

Europe Stock	5 year gross return	5 year net return
FIAM Europe Growth Pool	8.72	7.97

Source: Morningstar Separate Account/CIT Fund Database

Pacific/Asia ex-Japan Stk	1 year gross return	1 year net return
NT MSCI AC Asia ex Japan-ND	23.06	22.87

Source: Morningstar Separate Account/CIT Fund Database

Pacific/Asia ex-Japan Stk	5 year gross return	5 year net return
NT MSCI AC Asia ex Japan-ND	7.61	8.12

Source: Morningstar Separate Account/CIT Fund Database

Diversified Emerging Mkts	1 year gross return	1 year net return
FIAM Select Emerging Markets Class A	28.18	27.30
William Emerging Markets Growth CIT	27.67	26.42
State St Actv Emg Mkts NL Cl A	0.00	24.60
Templeton Intl Emg Mkt CF	25.52	24.26
Trilogy Emerging Markets Fund	25.05	23.80
EARNEST Partners Emerging Markets Fund	24.56	23.32
Fisher Investments Emerging Markets Eq 3	23.26	23.26
LSV Asset Mgt Emg Mkts Val Eq Fund LP	24.42	23.24
QMA Emerging Markets Core Equity Fund	23.86	23.08
LMCG Emerging Markets Small Cap Fd 1	23.75	22.97

Source: Morningstar Separate Account/CIT Fund Database

Diversified Emerging Mkts	5 year gross return	5 year net return
FIAM Select Emerging Markets Class A	7.77	7.02
William Emerging Markets Growth CIT	7.29	6.23
State St Actv Emg Mkts NL Cl A	0.00	4.79
EARNEST Partners Emerging Markets Fund	5.67	4.62
LSV Asset Mgt Emg Mkts Val Eq Fund LP	5.36	4.36
State St Emg Mkts Indx NL Cl A	0.00	3.88
Templeton Intl Emg Mkt CF	4.89	3.72
Parametric Emerging Markets Equity (CIT)	4.34	3.71
QMA Emerging Markets Core Equity Fund	4.33	3.65
The Boston Emerging Markets Equity CF	4.03	2.93

Source: Morningstar Separate Account/CIT Fund Database

Global Real Estate	1 year gross return	1 year net return
Blackrock Ex-US Real Estate Idx	4.70	4.70
PGI CIT Global Property Securities Fund	3.99	3.27
Cohen & Steers Global Realty CIT	4.01	3.23
AEW Gl Property Secs Master Tr-DC Plan B	2.47	2.04
AEW Gl Property Secs Master Tr-DC Plan A	2.46	1.98
RREEF Global Real Estate Sec Cmgld Fund	1.38	1.32
RREEF Global Real Estate Sec CF-A	0.13	0.13
Invesco Global REITs Trust	0.81	0.02
Voya Global Real Estate	-0.25	-1.12

Source: Morningstar Separate Account/CIT Fund Database

Global Real Estate	5 year gross return	5 year net return
PGI CIT Global Property Securities Fund	8.86	8.11
RREEF Global Real Estate Sec Cmgld Fund	8.10	8.09
AEW Gl Property Secs Master Tr-DC Plan A	8.28	7.77
RREEF Global Real Estate Sec CF-A	7.22	7.22
Invesco Global REITs Trust	7.23	6.38
Voya Global Real Estate	6.13	5.70
Blackrock Ex-US Real Estate Idx	0.00	0.00
Cohen & Steers Global Realty CIT	0.00	0.00
AEW Gl Property Secs Master Tr-DC Plan B	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

World Bond	1 year gross return	1 year net return
Franklin Templeton Global Bond Plus (CF)	10.59	10.08
Brandywine Global Opportun Fxd BGIMT	6.91	6.33
Brandywine Intl Opportunistic Fxd BIT	6.03	5.45
Brandywine Global Fixed Income BIT	5.43	4.86
Brandywine Global Fixed Income BGIMT	5.13	4.66
Brandywine Global Fixed Income GT	5.11	4.53
Brandywine International Fixed Inc BIT	4.95	4.37
PIMCO Global Advantage Strategy CIT II	4.39	3.79
PIMCO Global Advantage Strategy III CIT	4.31	3.57

Source: Morningstar Separate Account/CIT Fund Database

World Bond	5 year gross return	5 year net return
Brandywine Global Opportun Fxd BGIMT	3.39	2.83
Franklin Templeton Global Bond Plus (CF)	3.22	2.70
Brandywine Intl Opportunistic Fxd BIT	2.92	2.36
Brandywine Global Fixed Income BIT	2.39	1.84
Brandywine Global Fixed Income GT	2.32	1.76
Brandywine Global Fixed Income BGIMT	2.15	1.70
Brandywine International Fixed Inc BIT	1.80	1.24
PIMCO Global Advantage Strategy CIT II	1.22	0.65
PIMCO Global Advantage Strategy III CIT	1.22	0.50

Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond	1 year gross return	1 year net return
DDJ Total Return Credit I Composite	16.40	14.21
Shenkman Capital Four Pts Multi-Strat Fd	10.32	9.41
Capital Group Global High Yield FI DB Fd	9.95	9.19
BNY Mellon EB DV High Yield Beta Fund	9.28	9.00
Fort Washington High Yield Fixed Inc CF	8.73	8.73
Wellington CIF II High Yield Bond S1	9.18	8.72
Loomis Sayles HYCSV CIT	9.03	8.49
FIAM High Yield Core Institutional CF	8.96	8.42
Eaton Vance EB High Yield I	8.25	7.75
Shenkman Capital Mgt Primus HighYield CF	8.19	7.28

Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond	5 year gross return	5 year net return
DDJ Total Return Credit I Composite	9.53	8.02
Eaton Vance EB High Yield I	7.12	6.60
BNY Mellon EB DV High Yield Beta Fund	6.51	6.24
Wellington CIF II High Yield Bond S1	6.25	5.82
FIAM High Yield Core Institutional CF	6.09	5.56
Fort Washington High Yield Fixed Inc CF	5.50	5.36
Capital Group Global High Yield FI DB Fd	5.20	4.47
Shenkman Capital Four Pts Multi-Strat Fd	0.00	0.00
Loomis Sayles HYCSV CIT	0.00	0.00
Shenkman Capital Mgt Primus HighYield CF	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government	1 year gross return	1 year net return
Diversified Ret Interm Govt/Credit Tr	0.50	0.29

Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government	5 year gross return	5 year net return
Diversified Ret Interm Govt/Credit Tr	1.61	1.34

Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond	1 year gross return	1 year net return
Invesco Core Plus Fixed Income Trust	3.74	3.37
Wellington CIF II Core Bond Plus	2.30	2.41
Macquarie Diversified Income (CIT 40)	2.65	2.26
Macquarie Diversified Income (CIT 45)	2.70	2.26
PIMCO Core Plus Bond	2.52	2.13
Wellington CIF II Core Bond Plus S1	0.00	2.12
FIAM Core Plus Class F	2.37	2.11
Invesco Intermediate Bond Trust	2.39	2.09
FIAM Core Plus Pool	2.32	2.02
FIAM Core Plus Class E	2.32	2.02

Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond	5 year gross return	5 year net return
Invesco Core Plus Fixed Income Trust	3.89	3.53
FIAM Core Plus Class F	3.47	3.21
Voya Core Plus Trust	3.52	3.21
FIAM Core Plus Class E	3.47	3.16
FIAM Core Plus Pool	3.45	3.14
FIAM Core Plus Class K	3.45	3.14
Wellington CIF II Core Bond Plus	3.03	2.88
Wellington CIF II Core Bond S1	3.12	2.84
PGI CIT Core Plus Bond Fund	2.85	2.49
PIMCO Total Return Collective Trust	2.94	2.48

Source: Morningstar Separate Account/CIT Fund Database

Short Government	1 year gross return	1 year net return
Smith Breeden High Credit Qual Short Dur	1.16	0.80
Blackrock 1-3 Yr Govt Bond Idx CF	0.48	0.48

Source: Morningstar Separate Account/CIT Fund Database

Short Government	5 year gross return	5 year net return
Blackrock 1-3 Yr Govt Bond Idx CF	0.80	0.80
Smith Breeden High Credit Qual Short Dur	1.19	0.79

Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond	1 year gross return	1 year net return
Fisher Investments U.S. Fixed Income 3	2.63	2.63
Voya Short Duration High Quality Trust	1.51	1.26
FIAM Short Duration Pool	1.28	1.08
BNY Mellon 1-3 Yr Govt/Credit Id Fd UC1	0.58	0.49

Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond	5 year gross return	5 year net return
Voya Short Duration High Quality Trust	1.40	1.68
FIAM Short Duration Pool	1.41	1.18
BNY Mellon 1-3 Yr Govt/Credit Id Fd UC1	0.82	0.74
Fisher Investments U.S. Fixed Income 3	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond	1 year gross return	1 year net return
FIAM Leveraged Loan Pool	5.66	5.13

Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond	5 year gross return	5 year net return
FIAM Leveraged Loan Pool	5.07	4.55

Source: Morningstar Separate Account/CIT Fund Database

Long Government	1 year gross return	1 year net return
Blackrock Long Govt Bond Idx Fund CF	-5.88	-5.88
State St US Lg Gov Bnd Indx SL Cl I	-6.43	-6.11
BNY Mellon EB LT Govt Bond Index	-6.10	-6.15
Blackrock 20+ Treas Bond Idx CF	-6.44	-6.44
FIAM Long U.S. Treasury STRIPS - Pool	-11.13	-11.27

Source: Morningstar Separate Account/CIT Fund Database

Long Government	5 year gross return	5 year net return
Blackrock 20+ Treas Bond Idx CF	3.00	3.00
State St US Lg Gov Bnd Indx SL Cl I	0.00	2.86
BNY Mellon EB LT Govt Bond Index	2.88	2.83
Blackrock Long Govt Bond Idx Fund CF	1.98	1.98
FIAM Long U.S. Treasury STRIPS - Pool	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond	1 year gross return	1 year net return
Loomis Sayles CPFD CIT	4.54	4.07
FIAM Long Corporate Pool	3.26	3.01
Blackrock Long Corp Bond Idx CF	2.97	2.97
BNY Mellon EB LT Credit Bond Index	2.98	2.92
FIAM Long Duration CIT	-0.09	-0.34

Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond	5 year gross return	5 year net return
BNY Mellon EB LT Credit Bond Index	4.81	4.75
FIAM Long Corporate Pool	4.95	4.69
FIAM Long Duration CIT	4.35	4.09
Loomis Sayles CPFD CIT	4.39	3.91
Blackrock Long Corp Bond Idx CF	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond	1 year gross return	1 year net return
Loomis Sayles MSFD CIT	6.79	6.19
Pioneer Multi-Sector F/I - T3	4.29	4.10
Pioneer Multi-Sector F/I - T2	4.28	3.81
FIAM Broad Market Duration Pool	1.01	0.78
BlackRock CorePlus Bond	0.77	0.77
Blackrock CoreActive Bond Fund	0.51	0.51
FIAM U.S. Aggregate Bond Index - Pool	-0.11	-0.21

Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond	5 year gross return	5 year net return
FIAM Broad Market Duration Pool	2.86	2.61
BlackRock CorePlus Bond	2.61	2.61
Blackrock CoreActive Bond Fund	2.48	2.48
FIAM U.S. Aggregate Bond Index - Pool	2.06	1.94
Loomis Sayles MSFD CIT	0.00	0.00
Pioneer Multi-Sector F/I - T3	0.00	0.00
Pioneer Multi-Sector F/I - T2	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond	1 year gross return	1 year net return
DDJ Total Return Credit I Composite	16.40	14.21
Shenkman Capital Four Pts Multi-Strat Fd	10.32	9.41
Capital Group Global High Yield FI DB Fd	9.95	9.19
BNY Mellon EB DV High Yield Beta Fund	9.28	9.00
Fort Washington High Yield Fixed Inc CF	8.73	8.73
Wellington CIF II High Yield Bond S1	9.18	8.72
Loomis Sayles HYCSV CIT	9.03	8.49
FIAM High Yield Core Institutional CF	8.96	8.42
Eaton Vance EB High Yield I	8.25	7.75
Shenkman Capital Mgt Primus HighYield CF	8.19	7.28

Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond	5 year gross return	5 year net return
DDJ Total Return Credit I Composite	9.53	8.02
Eaton Vance EB High Yield I	7.12	6.60
BNY Mellon EB DV High Yield Beta Fund	6.51	6.24
Wellington CIF II High Yield Bond S1	6.25	5.82
FIAM High Yield Core Institutional CF	6.09	5.56
Fort Washington High Yield Fixed Inc CF	5.50	5.36
Capital Group Global High Yield FI DB Fd	5.20	4.47
Shenkman Capital Four Pts Multi-Strat Fd	0.00	0.00
Loomis Sayles HYCSV CIT	0.00	0.00
Shenkman Capital Mgt Primus HighYield CF	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government	1 year gross return	1 year net return
Diversified Ret Interm Govt/Credit Tr	0.50	0.29

Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government	5 year gross return	5 year net return
Diversified Ret Interm Govt/Credit Tr	1.61	1.34

Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond	1 year gross return	1 year net return
Invesco Core Plus Fixed Income Trust	3.74	3.37
Wellington CIF II Core Bond Plus	2.30	2.41
Macquarie Diversified Income (CIT 40)	2.65	2.26
Macquarie Diversified Income (CIT 45)	2.70	2.26
PIMCO Core Plus Bond	2.52	2.13
Wellington CIF II Core Bond Plus S1	0.00	2.12
FIAM Core Plus Class F	2.37	2.11
Invesco Intermediate Bond Trust	2.39	2.09
FIAM Core Plus Pool	2.32	2.02
FIAM Core Plus Class E	2.32	2.02

Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond	5 year gross return	5 year net return
Invesco Core Plus Fixed Income Trust	3.89	3.53
FIAM Core Plus Class F	3.47	3.21
Voya Core Plus Trust	3.52	3.21
FIAM Core Plus Class E	3.47	3.16
FIAM Core Plus Pool	3.45	3.14
FIAM Core Plus Class K	3.45	3.14
Wellington CIF II Core Bond Plus	3.03	2.88
Wellington CIF II Core Bond S1	3.12	2.84
PGI CIT Core Plus Bond Fund	2.85	2.49
PIMCO Total Return Collective Trust	2.94	2.48

Source: Morningstar Separate Account/CIT Fund Database

Short Government	1 year gross return	1 year net return
Smith Breeden High Credit Qual Short Dur	1.16	0.80
Blackrock 1-3 Yr Govt Bond Idx CF	0.48	0.48

Source: Morningstar Separate Account/CIT Fund Database

Short Government	5 year gross return	5 year net return
Blackrock 1-3 Yr Govt Bond Idx CF	0.80	0.80
Smith Breeden High Credit Qual Short Dur	1.19	0.79

Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond	1 year gross return	1 year net return
Fisher Investments U.S. Fixed Income 3	2.63	2.63
Voya Short Duration High Quality Trust	1.51	1.26
FIAM Short Duration Pool	1.28	1.08
BNY Mellon 1-3 Yr Govt/Credit Id Fd UC1	0.58	0.49

Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond	5 year gross return	5 year net return
Voya Short Duration High Quality Trust	1.40	1.68
FIAM Short Duration Pool	1.41	1.18
BNY Mellon 1-3 Yr Govt/Credit Id Fd UC1	0.82	0.74
Fisher Investments U.S. Fixed Income 3	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond	1 year gross return	1 year net return
FIAM Leveraged Loan Pool	5.66	5.13

Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond	5 year gross return	5 year net return
FIAM Leveraged Loan Pool	5.07	4.55

Source: Morningstar Separate Account/CIT Fund Database

Long Government	1 year gross return	1 year net return
Blackrock Long Govt Bond Idx Fund CF	-5.88	-5.88
State St US Lg Gov Bnd Indx SL Cl I	-6.43	-6.11
BNY Mellon EB LT Govt Bond Index	-6.10	-6.15
Blackrock 20+ Treas Bond Idx CF	-6.44	-6.44
FIAM Long U.S. Treasury STRIPS - Pool	-11.13	-11.27

Source: Morningstar Separate Account/CIT Fund Database

Long Government	5 year gross return	5 year net return
Blackrock 20+ Treas Bond Idx CF	3.00	3.00
State St US Lg Gov Bnd Indx SL Cl I	0.00	2.86
BNY Mellon EB LT Govt Bond Index	2.88	2.83
Blackrock Long Govt Bond Idx Fund CF	1.98	1.98
FIAM Long U.S. Treasury STRIPS - Pool	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond	1 year gross return	1 year net return
Loomis Sayles CPFD CIT	4.54	4.07
FIAM Long Corporate Pool	3.26	3.01
Blackrock Long Corp Bond Idx CF	2.97	2.97
BNY Mellon EB LT Credit Bond Index	2.98	2.92
FIAM Long Duration CIT	-0.09	-0.34

Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond	5 year gross return	5 year net return
BNY Mellon EB LT Credit Bond Index	4.81	4.75
FIAM Long Corporate Pool	4.95	4.69
FIAM Long Duration CIT	4.35	4.09
Loomis Sayles CPFD CIT	4.39	3.91
Blackrock Long Corp Bond Idx CF	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond	1 year gross return	1 year net return
Loomis Sayles MSFD CIT	6.79	6.19
Pioneer Multi-Sector F/I - T3	4.29	4.10
Pioneer Multi-Sector F/I - T2	4.28	3.81
FIAM Broad Market Duration Pool	1.01	0.78
BlackRock CorePlus Bond	0.77	0.77
Blackrock CoreActive Bond Fund	0.51	0.51
FIAM U.S. Aggregate Bond Index - Pool	-0.11	-0.21

Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond	5 year gross return	5 year net return
FIAM Broad Market Duration Pool	2.86	2.61
BlackRock CorePlus Bond	2.61	2.61
Blackrock CoreActive Bond Fund	2.48	2.48
FIAM U.S. Aggregate Bond Index - Pool	2.06	1.94
Loomis Sayles MSFD CIT	0.00	0.00
Pioneer Multi-Sector F/I - T3	0.00	0.00
Pioneer Multi-Sector F/I - T2	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Inflation-Protected Bond	1 year gross return	1 year net return
Wellington CIF II TIPS S1	0.78	0.39
PIMCO Real Return Strategy Fund	0.88	0.37
PIMCO Real Return Collective Trust II	0.21	-0.23
FIAM U.S. TIPS Index - Pool	-0.29	-0.38
U.S. Treasury Inflation Prot Sec Fund F	-0.50	-0.50
State St US Infl Protct Bnd Indx NL Cl A	0.00	-0.74
BNY Mellon TIPS Index Fund UC1	-0.67	-0.75

Source: Morningstar Separate Account/CIT Fund Database

Inflation-Protected Bond	5 year gross return	5 year net return
U.S. Treasury Inflation Prot Sec Fund F	0.13	0.13
Wellington CIF II TIPS S1	0.25	0.04
State St US Infl Protct Bnd Indx NL Cl A	0.00	-0.01
FIAM U.S. TIPS Index - Pool	0.05	-0.05
BNY Mellon TIPS Index Fund UC1	-0.02	-0.09
PIMCO Real Return Strategy Fund	0.37	-0.14
PIMCO Real Return Collective Trust II	-0.01	-0.45

Source: Morningstar Separate Account/CIT Fund Database

Stable Value	1 year gross return	1 year net return
Putnam Stable Value Fund: Gross	2.13	2.09
IBEW NECA Stable Value Tr Bas Category	2.08	2.00
Putnam Stable Value Fund: 15bps	2.13	1.98
Putnam Stable Value Fund: 20bps	2.13	1.95
Galliard Managed Income Fund	2.24	1.93
Putnam Stable Value Fund: 25bps	2.13	1.89
Putnam Stable Value Fund: 30bps	2.13	1.83
Invesco Stable Value Retirement Fund CL1	1.92	1.80
Invesco Stable Value Retirement Fund CL2	1.91	1.78
Putnam Stable Value Fund: 35bps	2.13	1.77

Source: Morningstar Separate Account/CIT Fund Database

Stable Value	5 year gross return	5 year net return
Galliard Managed Income Fund	2.37	2.05
Putnam Stable Value Fund: Gross	2.01	2.00
IBEW NECA Stable Value Tr Bas Category	2.03	1.93
Putnam Stable Value Fund: 15bps	2.01	1.86
Putnam Stable Value Fund: 20bps	2.01	1.81
Putnam Stable Value Fund: 25bps	2.01	1.76
Putnam Stable Value Fund: 30bps	2.01	1.70
IBEW NECA Stable Value Trust Premier Cl	2.02	1.67
Putnam Stable Value Fund: 35bps	2.01	1.65
Invesco Stable Value Retirement Fund CL1	1.66	1.57

Source: Morningstar Separate Account/CIT Fund Database

Convertibles	1 year gross return	1 year net return
Shenkman Capital Mgt Gamma Convert Fund	7.59	6.73

Source: Morningstar Separate Account/CIT Fund Database

Convertibles	5 year gross return	5 year net return
Shenkman Capital Mgt Gamma Convert Fund	6.28	5.42

Source: Morningstar Separate Account/CIT Fund Database

Emerging Markets Bond	1 year gross return	1 year net return
Capital Group EM Debt (Broad) DB Fund	9.42	8.77
Capital Group EM Debt (Broad) DC Unit T	9.30	8.65
TCW Emerging Markets Fixed Income Cl D	9.38	8.52
FIAM Emerging Market Debt Pool	8.04	7.34

Source: Morningstar Separate Account/CIT Fund Database

Emerging Markets Bond	5 year gross return	5 year net return
FIAM Emerging Market Debt Pool	6.07	5.38
TCW Emerging Markets Fixed Income Cl D	5.41	4.58
Capital Group EM Debt (Broad) DB Fund	2.85	2.24
Capital Group EM Debt (Broad) DC Unit T	2.73	2.13

Source: Morningstar Separate Account/CIT Fund Database

World Allocation	1 year gross return	1 year net return
Wellington Opportunistic Investment	14.92	13.74
Capital EM Total Opportunities DB Fund	13.14	12.02
Capital Group Absolute Income Grower DB	9.36	8.60
State St Real Asset NL Cl A	0.00	5.28
State St Real Asset NL Cl C	11.74	5.10
Wellington CIF II Divers Inflation Hg S1	5.82	4.86
PIMCO Diversified Real Asset CIT	0.97	0.44

Source: Morningstar Separate Account/CIT Fund Database

World Allocation	5 year gross return	5 year net return
Capital Group Absolute Income Grower DB	7.98	7.23
Wellington Opportunistic Investment	7.89	6.76
Capital EM Total Opportunities DB Fund	2.83	1.81
PIMCO Diversified Real Asset CIT	-0.06	-0.58
State St Real Asset NL Cl A	0.00	-0.59
State St Real Asset NL Cl C	0.00	-0.76
Wellington CIF II Divers Inflation Hg S1	-3.38	-4.26

Source: Morningstar Separate Account/CIT Fund Database

Conservative Allocation	1 year gross return	1 year net return
Manning & Napier Pro-Mix Modrte Term S	7.35	6.38
Manning & Napier Pro-Mix Consrv Term S	6.34	5.44
Invesco Balanced Risk Allocation Trust	4.68	4.21
Invesco Balanced Risk Allocation Trust I	4.72	4.11
Wellington CIF II Balanced Real Asset S1	4.48	3.90

Source: Morningstar Separate Account/CIT Fund Database

Conservative Allocation	5 year gross return	5 year net return
Manning & Napier Pro-Mix Modrte Term S	6.19	5.24
Invesco Balanced Risk Allocation Trust	4.82	4.35
Manning & Napier Pro-Mix Consrv Term S	4.95	4.06
Wellington CIF II Balanced Real Asset S1	-2.05	-2.66
Invesco Balanced Risk Allocation Trust I	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

Moderate Allocation	1 year gross return	1 year net return
Manning & Napier Pro-Mix Extend Term S	9.43	8.45

Source: Morningstar Separate Account/CIT Fund Database

Moderate Allocation	5 year gross return	5 year net return
Manning & Napier Pro-Mix Extend Term S	7.56	6.60

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2000-2010	1 year gross return	1 year net return
FIAM Target Date 2010 Composite	9.03	9.03
FIAM Target Date 2010 S	9.00	8.71
FIAM Target Date 2010 R	9.04	8.71
FIAM Target Date 2010 Q	9.02	8.64
FIAM Target Date 2010 Y	9.01	8.64
FIAM Target Date 2010 X	9.00	8.61
FIAM Target Date 2010 P	9.01	8.58
FIAM Target Date 2010 V	9.01	8.52
FIAM Target Date 2010 U	9.02	8.48
FIAM Target Date 2010 W	8.74	8.31

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2000-2010	5 year gross return	5 year net return
FIAM Target Date 2010 S	7.06	6.78
FIAM Target Date 2010 R	7.06	6.74
FIAM Target Date 2010 Y	7.05	6.69
FIAM Target Date 2010 Q	7.04	6.67
FIAM Target Date 2010 X	7.03	6.64
FIAM Target Date 2010 Composite	7.05	6.62
FIAM Target Date 2010 P	7.05	6.62
FIAM Target Date 2010 W	6.99	6.57
FIAM Target Date 2010 V	7.03	6.54
FIAM Target Date 2010 U	7.05	6.51

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2011-2015	1 year gross return	1 year net return
FIAM Target Date 2015 Composite	10.63	10.63
FIAM Target Date 2015 S	10.60	10.32
FIAM Target Date 2015 Y	10.63	10.26
FIAM Target Date 2015 Q	10.64	10.26
FIAM Target Date 2015 X	10.66	10.26
FIAM Target Date 2015 R	10.58	10.25
FIAM Target Date 2015 P	10.63	10.19
FIAM Target Date 2015 V	10.63	10.13
FIAM Target Date 2015 U	10.65	10.10
FIAM Target Date 2015 W	10.26	9.83

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2011-2015	5 year gross return	5 year net return
FIAM Target Date 2015 S	7.72	7.44
FIAM Target Date 2015 R	7.64	7.32
FIAM Target Date 2015 Y	7.65	7.29
FIAM Target Date 2015 Q	7.64	7.26
FIAM Target Date 2015 X	7.63	7.24
FIAM Target Date 2015 Composite	7.65	7.22
FIAM Target Date 2015 P	7.65	7.22
FIAM Target Date 2015 V	7.66	7.16
FIAM Target Date 2015 W	7.58	7.15
FIAM Target Date 2015 U	7.66	7.11

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2016-2020	1 year gross return	1 year net return
FIAM Target Date 2020 Composite	11.68	11.68
FIAM Target Date 2020 S	11.67	11.38
FIAM Target Date 2020 R	11.71	11.38
FIAM Target Date 2020 Q	11.70	11.31
FIAM Target Date 2020 Y	11.69	11.31
FIAM Target Date 2020 X	11.70	11.30
FIAM Target Date 2020 P	11.70	11.25
FIAM Target Date 2020 V	11.69	11.19
FIAM Target Date 2020 U	11.64	11.09
FIAM Target Date 2020 W	11.31	10.87

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2016-2020	5 year gross return	5 year net return
FIAM Target Date 2020 S	8.23	7.94
FIAM Target Date 2020 R	8.21	7.88
FIAM Target Date 2020 Q	8.21	7.83
FIAM Target Date 2020 Y	8.20	7.83
FIAM Target Date 2020 X	8.20	7.80
FIAM Target Date 2020 Composite	8.20	7.76
FIAM Target Date 2020 P	8.21	7.76
FIAM Target Date 2020 W	8.14	7.71
FIAM Target Date 2020 V	8.19	7.69
FIAM Target Date 2020 U	8.19	7.63

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2021-2025	1 year gross return	1 year net return
FIAM Target Date 2025 Composite	12.76	12.76
FIAM Target Date 2025 S	12.71	12.42
FIAM Target Date 2025 R	12.76	12.42
FIAM Target Date 2025 Y	12.73	12.35
FIAM Target Date 2025 Q	12.75	12.35
FIAM Target Date 2025 X	12.73	12.32
FIAM Target Date 2025 P	12.73	12.28
FIAM Target Date 2025 V	12.74	12.23
FIAM Target Date 2025 U	12.77	12.21
FIAM Target Date 2025 W	12.27	11.83

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2021-2025	5 year gross return	5 year net return
FIAM Target Date 2025 S	9.14	8.86
FIAM Target Date 2025 R	9.11	8.79
FIAM Target Date 2025 Y	9.10	8.73
FIAM Target Date 2025 Q	9.09	8.71
FIAM Target Date 2025 X	9.11	8.71
FIAM Target Date 2025 Composite	9.11	8.67
FIAM Target Date 2025 P	9.10	8.66
FIAM Target Date 2025 V	9.10	8.60
FIAM Target Date 2025 W	9.01	8.58
FIAM Target Date 2025 U	9.11	8.55

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2026-2030	1 year gross return	1 year net return
FIAM Target Date 2030 Composite	15.33	15.33
FIAM Target Date 2030 R	15.32	14.98
FIAM Target Date 2030 S	15.28	14.98
FIAM Target Date 2030 X	15.33	14.92
FIAM Target Date 2030 Y	15.30	14.91
FIAM Target Date 2030 Q	15.31	14.91
FIAM Target Date 2030 U	15.35	14.78
FIAM Target Date 2030 P	15.22	14.76
FIAM Target Date 2030 V	15.24	14.72
FIAM Index Target Date 2030 Composite	14.45	14.45

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2026-2030	5 year gross return	5 year net return
FIAM Target Date 2030 S	9.97	9.69
FIAM Target Date 2030 R	9.97	9.65
FIAM Target Date 2030 Y	9.97	9.59
FIAM Target Date 2030 Q	9.97	9.58
FIAM Target Date 2030 X	9.96	9.56
FIAM Target Date 2030 Composite	9.97	9.53
FIAM Target Date 2030 P	9.96	9.52
FIAM Target Date 2030 V	9.97	9.47
FIAM Target Date 2030 U	9.98	9.42
FIAM Target Date 2030 W	9.85	9.41

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2031-2035	1 year gross return	1 year net return
FIAM Target Date 2035 Composite	17.18	17.18
FIAM Target Date 2035 S	17.19	16.89
FIAM Target Date 2035 X	17.25	16.83
FIAM Target Date 2035 R	17.17	16.82
FIAM Target Date 2035 Y	17.22	16.82
FIAM Target Date 2035 P	17.23	16.76
FIAM Target Date 2035 Q	17.16	16.75
FIAM Target Date 2035 V	17.16	16.63
FIAM Target Date 2035 U	17.19	16.61
FIAM Index Target Date 2035 Composite	16.52	16.52

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2031-2035	5 year gross return	5 year net return
FIAM Target Date 2035 S	10.88	10.59
FIAM Target Date 2035 R	10.87	10.54
FIAM Target Date 2035 Y	10.89	10.51
FIAM Target Date 2035 Q	10.88	10.50
FIAM Target Date 2035 X	10.86	10.45
FIAM Target Date 2035 P	10.89	10.45
FIAM Target Date 2035 Composite	10.88	10.44
FIAM Target Date 2035 V	10.85	10.34
FIAM Target Date 2035 W	10.76	10.32
FIAM Target Date 2035 U	10.87	10.30

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2036-2040	1 year gross return	1 year net return
FIAM Target Date 2040 Composite	17.33	17.33
Wellington Trust Target 2040	17.81	17.22
FIAM Target Date 2040 R	17.32	16.97
FIAM Target Date 2040 S	17.28	16.97
FIAM Target Date 2040 Q	17.32	16.92
FIAM Target Date 2040 Y	17.31	16.92
FIAM Target Date 2040 X	17.30	16.88
FIAM Target Date 2040 V	17.32	16.80
FIAM Target Date 2040 P	17.24	16.77
FIAM Index Target Date 2040 Composite	16.76	16.76

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2036-2040	5 year gross return	5 year net return
FIAM Target Date 2040 S	10.97	10.68
FIAM Target Date 2040 R	10.98	10.64
FIAM Target Date 2040 Y	10.97	10.59
FIAM Target Date 2040 Q	10.97	10.58
FIAM Target Date 2040 X	10.95	10.55
FIAM Target Date 2040 Composite	10.97	10.52
FIAM Target Date 2040 P	10.97	10.52
FIAM Target Date 2040 V	10.97	10.46
FIAM Target Date 2040 U	10.96	10.39
FIAM Target Date 2040 W	10.82	10.38

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2041-2045	1 year gross return	1 year net return
FIAM Target Date 2045 Composite	17.33	17.33
FIAM Target Date 2045 S	17.34	17.03
FIAM Target Date 2045 R	17.31	16.96
FIAM Target Date 2045 Q	17.30	16.89
FIAM Target Date 2045 X	17.31	16.89
FIAM Target Date 2045 Y	17.29	16.89
FIAM Target Date 2045 P	17.30	16.83
FIAM Target Date 2045 V	17.31	16.78
FIAM Index Target Date 2045 Composite	16.71	16.71
FIAM Target Date 2045 U	17.27	16.69

Source: Morningstar Separate Account/CIT Fund Database

Target Date 2041-2045	5 year gross return	5 year net return
FIAM Target Date 2045 S	11.10	10.81
FIAM Target Date 2045 R	11.11	10.78
FIAM Target Date 2045 X	11.12	10.72
FIAM Target Date 2045 Y	11.10	10.72
FIAM Target Date 2045 Q	11.10	10.71
FIAM Target Date 2045 Composite	11.10	10.66
FIAM Target Date 2045 P	11.10	10.65
FIAM Target Date 2045 V	11.07	10.57
Voya Target Solution 2045 Trust	11.10	10.56
FIAM Target Date 2045 W	10.98	10.54

Source: Morningstar Separate Account/CIT Fund Database

Retirement Income	1 year gross return	1 year net return
Voya Target Solution Income Trust	6.61	6.09
BNY Mellon SmartPath Retirement Income	5.88	5.74
State St Target Ret Income SL Cl I	0.00	5.70
State St Target Ret Income NL Cl A	0.00	5.69
Manning & Napier RT Income CIT Class I	6.30	5.57
Wellington Trust Target Retire Income	5.77	5.37
Manning & Napier RT Income CIT Class S	6.30	5.26
Manning & Napier GOAL Income CIT Class U	4.98	4.63
State St DJ Target Today Indx SM SL Cl C	3.37	1.54
State St DJ Target Today IndxSM SL Cl A	2.25	1.19

Source: Morningstar Separate Account/CIT Fund Database

Retirement Income	5 year gross return	5 year net return
Voya Target Solution Income Trust	5.73	5.22
BNY Mellon SmartPath Retirement Income	4.97	4.81
Manning & Napier RT Income CIT Class I	4.94	4.22
State St Target Ret Income SL Cl I	0.00	4.15
State St Target Ret Income NL Cl A	0.00	4.14
Manning & Napier RT Income CIT Class S	4.94	3.92
Wellington Trust Target Retire Income	4.00	3.54
State St DJ Target Today Indx SM SL Cl C	4.21	2.01
State St DJ Target Today IndxSM SL Cl A	6.12	1.65
Manning & Napier GOAL Income CIT Class U	0.00	0.00

Source: Morningstar Separate Account/CIT Fund Database

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