Top performing managers by category: commingled accounts, 1st Quarter 2015


Large Blend1 year gross return1 year net return
SSgA NASDAQ 100 Index Fund - Class A27.4821.98
SSgA NASDAQ 100 Index Fund - Class C27.4621.88
Pyramis Large Cap Core Pool17.3216.51
Pyramis U.S. Total Market Equity CF16.9816.41
BlackRock Active Stock F0.0016.38
Pyramis Quantitative Large Cap Core Pool16.5815.78
JPMCB U.S. Active Core Equity Inv0.0015.25
JPMCB Intrepid America Fund Inv0.0014.78
First Midwest Trust Co. EB Eq CF14.5114.51
Amalgamated Bank LongView Quant. LC CF14.6214.28
Source: Morningstar Separate Account/CIT Fund Database

Large Blend5 year gross return5 year net return
SSgA NASDAQ 100 Index Fund - Class A20.0118.57
SSgA NASDAQ 100 Index Fund - Class C19.9718.50
QMA US All Cap Core Equity Fund16.4616.06
BlackRock Active Stock F0.0015.79
JPMCB Intrepid America Fund Inv0.0015.74
JPMCB U.S. Active Core Equity Inv0.0015.55
JPMCB U.S. Analyst Inv0.0015.35
Pyramis U.S. Total Market Equity CF15.9015.33
Amalgamated Bank LongView Quant. LC CF15.6015.26
JPMCB U.S. SmartIndex Fund Inv0.0015.25
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend1 year gross return1 year net return
BNY Mellon EB DL Mid Cap Stk Index16.8316.75
BNY Mellon EB DL Mid Cap Stk Index UC216.8316.67
FMT Mid Cap Value R10.0016.14
BNY Mellon EB DO Mid Cap Core16.5515.86
JPMCB Mid Cap Core Inv0.0015.44
Amalgamated Bank Longview Qnt Mid Cap CF16.0415.41
Transamerica Partners Mid Value - CTF0.0015.39
QMA US Mid Cap Core Equity Fund15.6415.01
FMT/Vanguard Midcap Index R10.0014.47
First Citizens Mid Cap Fund13.9513.95
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend5 year gross return5 year net return
BNY Mellon EB DO Mid Cap Core19.0618.32
Amalgamated Bank Longview Qnt Mid Cap CF18.4717.83
QMA US Mid Cap Core Equity Fund18.1417.50
Burgundy US Small/Mid Cap Fund17.0416.83
BNY Mellon EB DL Mid Cap Stk Index16.7016.65
BNY Mellon EB DL Mid Cap Stk Index UC216.7016.63
BlackRock Extended Equity Market F0.0016.04
FMT/Longleaf Small Cap R10.0016.03
LMCG MidCap Core Collective Fund0.0015.98
Comerica MidCap 400 Inst15.9415.94
Source: Morningstar Separate Account/CIT Fund Database

Small Blend1 year gross return1 year net return
WTFSC Small Comp Diversified Value Cl 014.5714.42
Kennedy Cap Small Cap Core CIF Cl A0.0013.76
Wellington CIF II Small Cap Opps14.7113.75
Rothschild U.S. Small/Mid-Cap Core Cl 20.0013.71
JPMCB U.S. Small Company Equity Inv0.0013.67
WTFSC Small Comp Diversified Value Cl 4514.8713.55
WTFSC Small Comp Diversified Value Cl 6014.9813.47
SSgA Enhanced U.S. Sm Cap Blend SL Cl I0.0012.82
JPMCB U.S. QDV Small Cap Core Equity Inv0.0012.34
Pyramis Small Cap Core Pool11.5710.69
Source: Morningstar Separate Account/CIT Fund Database

Small Blend5 year gross return5 year net return
Blackrock Russell 2000 Alpha Tilts Fd A18.5618.56
SSgA Enhanced U.S. Sm Cap Blend SL Cl I0.0018.03
JPMCB U.S. Small Company Equity Inv0.0017.61
Pyramis Small Cap Core Pool18.2917.36
Wellington CIF II Small Cap Opps18.0117.07
BNY Mellon EB DL Small Cap Core17.8717.06
JPMCB U.S. QDV Small Cap Core Equity Inv0.0016.96
Invesco US Quantitative Small Core Trust17.6016.72
JPMCB U.S. Small Cap Equity Blend Inv0.0016.70
RAM Small-Cap Trust18.6116.61
Source: Morningstar Separate Account/CIT Fund Database

Large Growth1 year gross return1 year net return
Voya Large Cap Growth Trust19.4418.80
JPMCB Large Cap Growth Inv0.0018.41
FMT/Alger Spectra Fund R10.0017.89
JPMCB Large Cap Growth Fund-CF0.0017.79
Waddell & Reed Large Cap Growth, Class 10.0017.65
JPMCB U.S. All Cap Growth Inv0.0017.48
Schwab Instl Lrg Cap Growth Tr Fd-Instl17.7417.10
Rainier Large Cap Growth Cl F0.0017.06
Wellington CIF II Growth S117.5816.88
Columbia Trust Focused Large Cap Gr Fd0.0016.67
Source: Morningstar Separate Account/CIT Fund Database

Large Growth5 year gross return5 year net return
JPMCB U.S. All Cap Growth Inv0.0018.57
FMT Large Cap Focus Growth R10.0016.85
Wellington CIF US Research Equity16.7316.04
FMT Large Cap Opportunities R10.0016.02
Wellington CIF II Large Cap Research S116.6015.95
Comerica LargeCap Growth15.7715.75
FMT/Alger Spectra Fund R10.0015.73
BlackRock Equity Growth Non-Lendable F0.0015.72
BlackRock Russell 1000ˆ® Growth F0.0015.71
Wells Fargo/BlackRock Lrg Cap Gr Idx N3.3915.65
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth1 year gross return1 year net return
PGI CIT Mid-Cap Equity Fund19.3618.66
PGI CIT Mid-Cap Equity Fund A18.9018.43
FMT/T. Rowe Price Mid-Cap Growth R10.0016.78
WTFSC Mid-Cap Growth Portfolio Cl 015.9615.87
William Blair Small-Mid Cap Growth0.0015.45
WTFSC Mid-Cap Growth Portfolio Cl R16.1915.41
WTFSC Mid-Cap Growth Portfolio Cl 4516.3715.08
Transamerica Partners Mid Growth - CTF0.0015.06
WTFSC Mid-Cap Growth Portfolio Cl 6016.4414.97
FMT Mid Cap Growth R10.0014.49
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth5 year gross return5 year net return
FMT Mid Cap Growth R10.0016.91
MIZAN All Equity Moderate Alloc Fd R10.0016.73
FMT/T. Rowe Price Mid-Cap Growth R10.0016.67
WTFSC Mid-Cap Growth Portfolio Cl 015.5915.50
Wellington CIF II Mid Cap Opportunity S216.0315.47
Champlain Mid Cap Fund, LLC16.3715.39
Wellington CIF II Mid Cap Opportunity S116.0315.30
FMT/iShares Russell MidCap Growth Idx R10.0014.93
FMT/Meridian Growth R10.0014.71
Horizon Core Value Fund Class A0.0014.68
Source: Morningstar Separate Account/CIT Fund Database

Small Growth1 year gross return1 year net return
BlackRock Russell 2000ˆ® Growth F0.0012.11
SSgA Russell Small Cap Growth Idx Cl A3.7711.99
SSgA Russell Small Cap Gr Idx - Class C-1.4511.94
Frontier Small Cap Growth Tier 10.0011.87
BlackRock Russell 2000 Growth Index Fd 811.9311.78
BlackRock Russell 2000 Growth Index Fd 60.0011.78
BlackRock Russell 2000 Growth Idx Fd 3112.1111.70
BlackRock Russell 2000 Growth Idx Fd 4612.1611.58
BlackRock Russell 2000 Growth Idx Fd 5112.1511.52
FMT/iShares Russell 2000 Growth Index R10.0011.47
Source: Morningstar Separate Account/CIT Fund Database

Small Growth5 year gross return5 year net return
WTFSC Small Company Growth Port Cl 018.0117.92
FMT Small Cap Diversified Equity R10.0017.36
BlackRock Russell 2000ˆ® Growth F0.0016.86
BlackRock Russell 2000 Growth Index Fd 816.7116.58
BlackRock Russell 2000 Growth Idx Fd 3116.9516.56
BlackRock Russell 2000 Growth Index Fd 60.0016.55
SSgA Russell Small Cap Growth Idx Cl A0.0016.50
SSgA Russell Small Cap Gr Idx - Class C0.0016.45
BlackRock Russell 2000 Growth Idx Fd 4616.9716.40
BlackRock Russell 2000 Growth Idx Fd 9617.3816.24
Source: Morningstar Separate Account/CIT Fund Database

Large Value1 year gross return1 year net return
Transamerica Partners Large Core - CTF0.0017.69
First Citizens Large Cap Equity Fund14.2714.27
JPMCB US Research Enh Idx (REI) 150 Inv0.0013.76
Delaware Large Cap Value Trust 550.0013.09
SSgA Active U.S. Large Cap Blend NL Cl A23.2213.06
JPMCB U.S. Active Value Fund Inv0.0012.69
JPMCB U.S. All Cap Value Inv0.0012.34
Beutel Goodman American Equity Fund12.9112.24
Wellington CIF II Research Value12.6412.05
Benefit Meritage Value Eq Fund Cl H12.5111.46
Source: Morningstar Separate Account/CIT Fund Database

Large Value5 year gross return5 year net return
JPMCB U.S. All Cap Value Inv0.0016.51
First Citizens Large Cap Equity Fund15.4915.49
JPMCB US Research Enh Idx (REI) 150 Inv0.0015.43
SSgA Active U.S. Large Cap Blend NL Cl A15.8015.40
Wellington CIF II Research Value15.7915.24
FMT/T. Rowe Price Value R10.0014.63
FMT/DFA U.S. Large Cap Value R10.0014.42
FMT/DFA U.S. Large Cap Value III R10.0014.17
Christian Bros Inv Svcs Val Eq Fund Cl B14.7514.08
Invesco US Quantitative Core Trust14.6714.05
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value1 year gross return1 year net return
WEDGE Mid Cap Value CIT INSTL CL0.0018.07
TS&W Mid Cap Value Trust0.0014.94
American Century US Mid Cap Value Eq Tr0.0014.05
Victory Mid Cap Value Collective Fd 80-F0.0013.74
FMT/American Century Mid Cap Value R10.0013.21
FMT/iShares Russell Mid-Cap Value Idx R10.0013.01
WTFSC Mid Cap Fundamental Val Port Cl 012.4112.32
WTFSC Mid Cap Fundamental Val Port Cl R12.5711.88
WTFSC Mid Cap Fundamental Val Port Cl 6012.7511.36
Comerica Dividend Income Strategy CIF10.1010.10
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value5 year gross return5 year net return
TS&W Mid Cap Value Trust0.0017.08
American Century US Mid Cap Value Eq Tr0.0015.28
WTFSC Mid Cap Fundamental Val Port Cl 015.3515.26
FMT/iShares Russell Mid-Cap Value Idx R10.0015.17
VT Vantagepoint Select Value R50.0014.55
VT Vantagepoint Select Value R30.0014.22
FMT/Vanguard Selected Value R10.0014.12
FMT/DFA U.S. Vector Equity R10.0014.06
VT Vantagepoint Select Value R10.0013.92
Brandywine Mid Cap Value Equity BIT13.4712.52
Source: Morningstar Separate Account/CIT Fund Database

Small Value1 year gross return1 year net return
Wellington CIF II Small Cap Value S111.3710.46
Edge SMID Cap Value Equity Fund9.308.39
Brandywine Diversified Sm Cap Select BIT8.577.71
Brandywine Diversified Small Cap BIT7.606.75
Brandywine Diversified Small Cap GT7.536.68
American Century US Small Cap Val Eq Tr0.006.54
Invesco US Quantitative Sm Value Trust7.196.39
Victory Small Cap Value Collective 850.006.38
Victory Small Cap Value Collective Fund7.296.17
WTFSC Small Company Value Portfolio Cl 06.226.11
Source: Morningstar Separate Account/CIT Fund Database

Small Value5 year gross return5 year net return
Invesco US Quantitative Sm Value Trust16.4815.61
Brandywine Diversified Small Cap GT15.5114.61
Brandywine Diversified Small Cap BIT15.4714.57
FMT/DFA U.S. Small Cap Value R10.0014.35
FMT/DFA U.S. Targeted Value R10.0014.17
WTFSC Small Company Value Portfolio Cl 013.8213.72
FMT/American Beacon Small Cap Value R10.0013.59
Victory Small Cap Value Collective Fund14.4713.31
SSgA Russell Small Capˆ® Value Idx NL A0.0012.57
BlackRock Russell 2000 Value Index Fd 60.0012.56
Source: Morningstar Separate Account/CIT Fund Database

Financial1 year gross return1 year net return
FMT/T. Rowe Price Financial Services R10.009.11
Associated Banc Corp Stock Fund2.932.93
Source: Morningstar Separate Account/CIT Fund Database

Financial5 year gross return5 year net return
Associated Banc Corp Stock Fund6.666.66
FMT/T. Rowe Price Financial Services R10.000.00
Source: Morningstar Separate Account/CIT Fund Database

Health1 year gross return1 year net return
FMT/T. Rowe Price Health Sciences R10.0041.42
FMT/SPDR Health Care Sector R10.0024.28
Source: Morningstar Separate Account/CIT Fund Database

Health5 year gross return5 year net return
FMT/SPDR Health Care Sector R10.0018.58
FMT/T. Rowe Price Health Sciences R10.000.00
Source: Morningstar Separate Account/CIT Fund Database

Natural Resources1 year gross return1 year net return
FMT/Ivy Global Natural Resources R10.00-15.47
Source: Morningstar Separate Account/CIT Fund Database

Natural Resources5 year gross return5 year net return
FMT/Ivy Global Natural Resources R10.00-2.68
Source: Morningstar Separate Account/CIT Fund Database

Equity Precious Metals1 year gross return1 year net return
FMT/First Eagle Gold Fund R10.00-15.67
Source: Morningstar Separate Account/CIT Fund Database

Equity Precious Metals5 year gross return5 year net return
FMT/First Eagle Gold Fund R10.00-10.24
Source: Morningstar Separate Account/CIT Fund Database

Real Estate1 year gross return1 year net return
JPMCB U.S. Real Estate Securities Inv0.0026.38
WTFSC Total Return REIT Portfolio Cl 025.9325.80
American Century U.S. Real Estate Sec Tr0.0025.46
WTFSC Total Return REIT Portfolio Cl 4526.5225.19
SSgA REIT Index NL Series Fund Cl A0.0025.15
WTFSC Total Return REIT Portfolio Cl 6026.6025.07
SSgA/Tuckerman REIT Index NL Ser C0.0025.05
AEW Real Estate Securities Divers Trust0.0024.86
FMT/DFA Real Estate Securities R10.0024.15
Diversified Real Estate Fund U0.0023.38
Source: Morningstar Separate Account/CIT Fund Database

Real Estate5 year gross return5 year net return
JPMCB U.S. Real Estate Securities Inv0.0017.05
WTFSC Total Return REIT Portfolio Cl 017.0416.91
AEW Real Estate Securities Divers Trust0.0016.14
SSgA REIT Index NL Series Fund Cl A0.0015.78
SSgA/Tuckerman REIT Index NL Ser C0.0015.69
FMT/Nuveen Real Estate Securities R10.0015.45
FMT/DFA Real Estate Securities R10.0015.39
Diversified Real Estate Fund U0.0015.37
Diversified Real Estate Fund B0.0014.70
Invesco US REITs Trust15.4714.61
Source: Morningstar Separate Account/CIT Fund Database

Technology1 year gross return1 year net return
FMT/SPDR Technology Sector R10.0015.14
Source: Morningstar Separate Account/CIT Fund Database

Technology5 year gross return5 year net return
FMT/SPDR Technology Sector R10.0013.40
Source: Morningstar Separate Account/CIT Fund Database

Equity Energy1 year gross return1 year net return
FMT/SPDR Energy Sector R10.00-11.14
Source: Morningstar Separate Account/CIT Fund Database

Equity Energy5 year gross return5 year net return
FMT/SPDR Energy Sector R10.007.57
Source: Morningstar Separate Account/CIT Fund Database

Aggressive Allocation1 year gross return1 year net return
WTFSC Strategic Balanced Portfolio Cl 011.0910.98
WTFSC Strategic Balanced Portfolio Cl 4511.2910.03
FACETS Lifestyle Aggressive Fund R60.009.72
FACETS Lifestyle Aggressive Fund R40.009.72
FACETS Lifestyle Aggressive Fund R50.009.51
SSgA Aggr Strat Bal Sec Lending0.009.38
Transamerica Long Horizon - CTF0.008.85
Sage Growth R10.008.75
Alerus Aggressive Growth Direct8.118.11
Alerus Moderate Growth Direct8.038.03
Source: Morningstar Separate Account/CIT Fund Database

Aggressive Allocation5 year gross return5 year net return
MAP Aggressive Growth Fund0.0010.73
Starcore III Fundˆ®0.0010.34
Associated Conservative Growth LifeStage10.2110.21
Associated ASAP2 Conserv Growth Strat10.2010.20
WTFSC Strategic Balanced Portfolio Cl 010.2810.18
Associated ASAP Conservative Gr Strat10.1710.17
MAP Growth Fund0.0010.07
VT Vantagepoint MP Lng-Trm Gr R50.009.70
VT Vantagepoint MP Lng-Trm Gr R30.009.37
Manning & Napier Pro-Mix Max Term S10.349.35
Source: Morningstar Separate Account/CIT Fund Database

Bank Loan1 year gross return1 year net return
Credit Suisse Floating Rate Trust 0IM3.893.70
Credit Suisse Floating Rate Trust 153.853.51
Voya Senior Loan Trust3.753.45
Credit Suisse Floating Rate Trust 453.873.22
JPMCB Floating Rate Income Inv0.001.66
Prudential Bank Loan Institutional 1-0.98-1.47
Source: Morningstar Separate Account/CIT Fund Database

Bank Loan5 year gross return5 year net return
Voya Senior Loan Trust6.005.11
Prudential Bank Loan Institutional 15.094.51
Credit Suisse Floating Rate Trust 0IM0.000.00
Credit Suisse Floating Rate Trust 150.000.00
Credit Suisse Floating Rate Trust 450.000.00
JPMCB Floating Rate Income Inv0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Small Value1 year gross return1 year net return
Wellington CIF II Small Cap Value S111.3710.46
Edge SMID Cap Value Equity Fund9.308.39
Brandywine Diversified Sm Cap Select BIT8.577.71
Brandywine Diversified Small Cap BIT7.606.75
Brandywine Diversified Small Cap GT7.536.68
American Century US Small Cap Val Eq Tr0.006.54
Invesco US Quantitative Sm Value Trust7.196.39
Victory Small Cap Value Collective 850.006.38
Victory Small Cap Value Collective Fund7.296.17
WTFSC Small Company Value Portfolio Cl 06.226.11
Source: Morningstar Separate Account/CIT Fund Database

Small Value5 year gross return5 year net return
Invesco US Quantitative Sm Value Trust16.4815.61
Brandywine Diversified Small Cap GT15.5114.61
Brandywine Diversified Small Cap BIT15.4714.57
FMT/DFA U.S. Small Cap Value R10.0014.35
FMT/DFA U.S. Targeted Value R10.0014.17
WTFSC Small Company Value Portfolio Cl 013.8213.72
FMT/American Beacon Small Cap Value R10.0013.59
Victory Small Cap Value Collective Fund14.4713.31
SSgA Russell Small Capˆ® Value Idx NL A0.0012.57
BlackRock Russell 2000 Value Index Fd 60.0012.56
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value1 year gross return1 year net return
WEDGE Mid Cap Value CIT INSTL CL0.0018.07
TS&W Mid Cap Value Trust0.0014.94
American Century US Mid Cap Value Eq Tr0.0014.05
Victory Mid Cap Value Collective Fd 80-F0.0013.74
FMT/American Century Mid Cap Value R10.0013.21
FMT/iShares Russell Mid-Cap Value Idx R10.0013.01
WTFSC Mid Cap Fundamental Val Port Cl 012.4112.32
WTFSC Mid Cap Fundamental Val Port Cl R12.5711.88
WTFSC Mid Cap Fundamental Val Port Cl 6012.7511.36
Comerica Dividend Income Strategy CIF10.1010.10
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Value5 year gross return5 year net return
TS&W Mid Cap Value Trust0.0017.08
American Century US Mid Cap Value Eq Tr0.0015.28
WTFSC Mid Cap Fundamental Val Port Cl 015.3515.26
FMT/iShares Russell Mid-Cap Value Idx R10.0015.17
VT Vantagepoint Select Value R50.0014.55
VT Vantagepoint Select Value R30.0014.22
FMT/Vanguard Selected Value R10.0014.12
FMT/DFA U.S. Vector Equity R10.0014.06
VT Vantagepoint Select Value R10.0013.92
Brandywine Mid Cap Value Equity BIT13.4712.52
Source: Morningstar Separate Account/CIT Fund Database

Large Value1 year gross return1 year net return
Transamerica Partners Large Core - CTF0.0017.69
First Citizens Large Cap Equity Fund14.2714.27
JPMCB US Research Enh Idx (REI) 150 Inv0.0013.76
Delaware Large Cap Value Trust 550.0013.09
SSgA Active U.S. Large Cap Blend NL Cl A23.2213.06
JPMCB U.S. Active Value Fund Inv0.0012.69
JPMCB U.S. All Cap Value Inv0.0012.34
Beutel Goodman American Equity Fund12.9112.24
Wellington CIF II Research Value12.6412.05
Benefit Meritage Value Eq Fund Cl H12.5111.46
Source: Morningstar Separate Account/CIT Fund Database

Large Value5 year gross return5 year net return
JPMCB U.S. All Cap Value Inv0.0016.51
First Citizens Large Cap Equity Fund15.4915.49
JPMCB US Research Enh Idx (REI) 150 Inv0.0015.43
SSgA Active U.S. Large Cap Blend NL Cl A15.8015.40
Wellington CIF II Research Value15.7915.24
FMT/T. Rowe Price Value R10.0014.63
FMT/DFA U.S. Large Cap Value R10.0014.42
FMT/DFA U.S. Large Cap Value III R10.0014.17
Christian Bros Inv Svcs Val Eq Fund Cl B14.7514.08
Invesco US Quantitative Core Trust14.6714.05
Source: Morningstar Separate Account/CIT Fund Database

Small Growth1 year gross return1 year net return
BlackRock Russell 2000ˆ® Growth F0.0012.11
SSgA Russell Small Cap Growth Idx Cl A3.7711.99
SSgA Russell Small Cap Gr Idx - Class C-1.4511.94
Frontier Small Cap Growth Tier 10.0011.87
BlackRock Russell 2000 Growth Index Fd 811.9311.78
BlackRock Russell 2000 Growth Index Fd 60.0011.78
BlackRock Russell 2000 Growth Idx Fd 3112.1111.70
BlackRock Russell 2000 Growth Idx Fd 4612.1611.58
BlackRock Russell 2000 Growth Idx Fd 5112.1511.52
FMT/iShares Russell 2000 Growth Index R10.0011.47
Source: Morningstar Separate Account/CIT Fund Database

Small Growth5 year gross return5 year net return
WTFSC Small Company Growth Port Cl 018.0117.92
FMT Small Cap Diversified Equity R10.0017.36
BlackRock Russell 2000ˆ® Growth F0.0016.86
BlackRock Russell 2000 Growth Index Fd 816.7116.58
BlackRock Russell 2000 Growth Idx Fd 3116.9516.56
BlackRock Russell 2000 Growth Index Fd 60.0016.55
SSgA Russell Small Cap Growth Idx Cl A0.0016.50
SSgA Russell Small Cap Gr Idx - Class C0.0016.45
BlackRock Russell 2000 Growth Idx Fd 4616.9716.40
BlackRock Russell 2000 Growth Idx Fd 9617.3816.24
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth1 year gross return1 year net return
PGI CIT Mid-Cap Equity Fund19.3618.66
PGI CIT Mid-Cap Equity Fund A18.9018.43
FMT/T. Rowe Price Mid-Cap Growth R10.0016.78
WTFSC Mid-Cap Growth Portfolio Cl 015.9615.87
William Blair Small-Mid Cap Growth0.0015.45
WTFSC Mid-Cap Growth Portfolio Cl R16.1915.41
WTFSC Mid-Cap Growth Portfolio Cl 4516.3715.08
Transamerica Partners Mid Growth - CTF0.0015.06
WTFSC Mid-Cap Growth Portfolio Cl 6016.4414.97
FMT Mid Cap Growth R10.0014.49
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Growth5 year gross return5 year net return
FMT Mid Cap Growth R10.0016.91
MIZAN All Equity Moderate Alloc Fd R10.0016.73
FMT/T. Rowe Price Mid-Cap Growth R10.0016.67
WTFSC Mid-Cap Growth Portfolio Cl 015.5915.50
Wellington CIF II Mid Cap Opportunity S216.0315.47
Champlain Mid Cap Fund, LLC16.3715.39
Wellington CIF II Mid Cap Opportunity S116.0315.30
FMT/iShares Russell MidCap Growth Idx R10.0014.93
FMT/Meridian Growth R10.0014.71
Horizon Core Value Fund Class A0.0014.68
Source: Morningstar Separate Account/CIT Fund Database

Large Growth1 year gross return1 year net return
Voya Large Cap Growth Trust19.4418.80
JPMCB Large Cap Growth Inv0.0018.41
FMT/Alger Spectra Fund R10.0017.89
JPMCB Large Cap Growth Fund-CF0.0017.79
Waddell & Reed Large Cap Growth, Class 10.0017.65
JPMCB U.S. All Cap Growth Inv0.0017.48
Schwab Instl Lrg Cap Growth Tr Fd-Instl17.7417.10
Rainier Large Cap Growth Cl F0.0017.06
Wellington CIF II Growth S117.5816.88
Columbia Trust Focused Large Cap Gr Fd0.0016.67
Source: Morningstar Separate Account/CIT Fund Database

Large Growth5 year gross return5 year net return
JPMCB U.S. All Cap Growth Inv0.0018.57
FMT Large Cap Focus Growth R10.0016.85
Wellington CIF US Research Equity16.7316.04
FMT Large Cap Opportunities R10.0016.02
Wellington CIF II Large Cap Research S116.6015.95
Comerica LargeCap Growth15.7715.75
FMT/Alger Spectra Fund R10.0015.73
BlackRock Equity Growth Non-Lendable F0.0015.72
BlackRock Russell 1000ˆ® Growth F0.0015.71
Wells Fargo/BlackRock Lrg Cap Gr Idx N3.3915.65
Source: Morningstar Separate Account/CIT Fund Database

Small Blend1 year gross return1 year net return
WTFSC Small Comp Diversified Value Cl 014.5714.42
Kennedy Cap Small Cap Core CIF Cl A0.0013.76
Wellington CIF II Small Cap Opps14.7113.75
Rothschild U.S. Small/Mid-Cap Core Cl 20.0013.71
JPMCB U.S. Small Company Equity Inv0.0013.67
WTFSC Small Comp Diversified Value Cl 4514.8713.55
WTFSC Small Comp Diversified Value Cl 6014.9813.47
SSgA Enhanced U.S. Sm Cap Blend SL Cl I0.0012.82
JPMCB U.S. QDV Small Cap Core Equity Inv0.0012.34
Pyramis Small Cap Core Pool11.5710.69
Source: Morningstar Separate Account/CIT Fund Database

Small Blend5 year gross return5 year net return
Blackrock Russell 2000 Alpha Tilts Fd A18.5618.56
SSgA Enhanced U.S. Sm Cap Blend SL Cl I0.0018.03
JPMCB U.S. Small Company Equity Inv0.0017.61
Pyramis Small Cap Core Pool18.2917.36
Wellington CIF II Small Cap Opps18.0117.07
BNY Mellon EB DL Small Cap Core17.8717.06
JPMCB U.S. QDV Small Cap Core Equity Inv0.0016.96
Invesco US Quantitative Small Core Trust17.6016.72
JPMCB U.S. Small Cap Equity Blend Inv0.0016.70
RAM Small-Cap Trust18.6116.61
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend1 year gross return1 year net return
BNY Mellon EB DL Mid Cap Stk Index16.8316.75
BNY Mellon EB DL Mid Cap Stk Index UC216.8316.67
FMT Mid Cap Value R10.0016.14
BNY Mellon EB DO Mid Cap Core16.5515.86
JPMCB Mid Cap Core Inv0.0015.44
Amalgamated Bank Longview Qnt Mid Cap CF16.0415.41
Transamerica Partners Mid Value - CTF0.0015.39
QMA US Mid Cap Core Equity Fund15.6415.01
FMT/Vanguard Midcap Index R10.0014.47
First Citizens Mid Cap Fund13.9513.95
Source: Morningstar Separate Account/CIT Fund Database

Mid-Cap Blend5 year gross return5 year net return
BNY Mellon EB DO Mid Cap Core19.0618.32
Amalgamated Bank Longview Qnt Mid Cap CF18.4717.83
QMA US Mid Cap Core Equity Fund18.1417.50
Burgundy US Small/Mid Cap Fund17.0416.83
BNY Mellon EB DL Mid Cap Stk Index16.7016.65
BNY Mellon EB DL Mid Cap Stk Index UC216.7016.63
BlackRock Extended Equity Market F0.0016.04
FMT/Longleaf Small Cap R10.0016.03
LMCG MidCap Core Collective Fund0.0015.98
Comerica MidCap 400 Inst15.9415.94
Source: Morningstar Separate Account/CIT Fund Database

Large Blend1 year gross return1 year net return
SSgA NASDAQ 100 Index Fund - Class A27.4821.98
SSgA NASDAQ 100 Index Fund - Class C27.4621.88
Pyramis Large Cap Core Pool17.3216.51
Pyramis U.S. Total Market Equity CF16.9816.41
BlackRock Active Stock F0.0016.38
Pyramis Quantitative Large Cap Core Pool16.5815.78
JPMCB U.S. Active Core Equity Inv0.0015.25
JPMCB Intrepid America Fund Inv0.0014.78
First Midwest Trust Co. EB Eq CF14.5114.51
Amalgamated Bank LongView Quant. LC CF14.6214.28
Source: Morningstar Separate Account/CIT Fund Database

Large Blend5 year gross return5 year net return
SSgA NASDAQ 100 Index Fund - Class A20.0118.57
SSgA NASDAQ 100 Index Fund - Class C19.9718.50
QMA US All Cap Core Equity Fund16.4616.06
BlackRock Active Stock F0.0015.79
JPMCB Intrepid America Fund Inv0.0015.74
JPMCB U.S. Active Core Equity Inv0.0015.55
JPMCB U.S. Analyst Inv0.0015.35
Pyramis U.S. Total Market Equity CF15.9015.33
Amalgamated Bank LongView Quant. LC CF15.6015.26
JPMCB U.S. SmartIndex Fund Inv0.0015.25
Source: Morningstar Separate Account/CIT Fund Database

Long/Short Equity1 year gross return1 year net return
BNY Mellon EB Equity Mkt Neutral-1.95-2.71
Blackrock Alpha Advantage 5000.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long/Short Equity5 year gross return5 year net return
BNY Mellon EB Equity Mkt Neutral1.880.99
Blackrock Alpha Advantage 5000.000.00
Source: Morningstar Separate Account/CIT Fund Database

Leveraged Net Long1 year gross return1 year net return
JPMCB U.S. Active Core Plus Equity Inv0.0016.01
JPMCB U.S. Research Plus Fund Inv0.0015.00
Analytic Core Eq Plus (SP500)14.0813.54
Source: Morningstar Separate Account/CIT Fund Database

Leveraged Net Long5 year gross return5 year net return
JPMCB U.S. Active Core Plus Equity Inv0.0015.71
Analytic Core Eq Plus (SP500)15.6215.08
JPMCB U.S. Research Plus Fund Inv0.0015.03
Source: Morningstar Separate Account/CIT Fund Database

Market Neutral1 year gross return1 year net return
Credit Suisse Lqd Alt Beta Idx Trst 0IM6.306.20
Source: Morningstar Separate Account/CIT Fund Database

Market Neutral5 year gross return5 year net return
Credit Suisse Lqd Alt Beta Idx Trst 0IM0.000.00
Source: Morningstar Separate Account/CIT Fund Database

World Stock1 year gross return1 year net return
Thornburg Global Equity Fund0.0023.19
Lazard/Wilmington Global Mgd Volatil 111.6211.21
Burgundy Global Focused Opportunities11.4410.62
JPMCB Diversified Equity Fund0.009.61
Artisan Global Opportunity Trust, Tier 20.009.40
Wellington CIF Global Research Equity9.959.14
JPMCB Global Focus Fund Inv0.008.65
Nuveen Global Infrastructure Class I0.008.59
Artisan Global Opportunity Trust, Tier 30.008.30
Artisan Global Opportunity Trust, Tier 10.008.16
Source: Morningstar Separate Account/CIT Fund Database

World Stock5 year gross return5 year net return
Thornburg Global Equity Fund0.0015.51
Wellington CIF II Global Perspectives15.4915.19
Burgundy Global Focused Opportunities12.3311.70
Marathon Asset Mgt Active Global Eq12.1811.62
Wellington CIF Global Research Equity12.1911.61
FMT/American Funds Small Cap World R10.0011.17
FMT/American Funds New Perspective R10.0010.96
FMT/DFA Global Equity R10.0010.90
Pyramis Select Global CIT11.2010.50
KBI Water Strategy11.2110.27
Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Value1 year gross return1 year net return
The Boston International CF9.398.53
The Boston Non-US Value CF6.915.97
The Boston TBC ACWI ex-US CF3.772.85
Invesco International Equity Trust3.362.54
Brandes International Equity Fund 10.830.29
KBI Dividend Plus EAFE Developed Eq-0.09-0.74
WTFSC Intl Fundamental Value Port Cl 0-0.66-0.82
Herndon International Equity Inst Shares0.00-1.38
Delaware Intl Val Strat (CIT)0.00-2.30
LSV Asset Mgt Intl Lg Cap Val Eq Trust-2.04-2.76
Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Value5 year gross return5 year net return
The Boston International CF12.0311.14
KBI Dividend Plus EAFE Developed Eq7.346.65
WTFSC Intl Fundamental Value Port Cl 06.406.23
LSV Asset Mgt Intl Lg Cap Val Eq Trust6.956.20
Brandes International Equity Fund 16.726.17
Sprucegrove U.S. International Pool6.956.00
Pictet International Equity Fund LLC6.585.77
Templeton Intl Foreign CF5.995.30
The Boston Non-US Value CF5.885.03
FMT/DFA International Value R10.004.29
Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Blend1 year gross return1 year net return
MFSˆ® International Value CIT Cl 10.008.06
MFSˆ® International Value CIT Cl 20.007.34
Waddell & Reed Intl Core Eq CIT 20.005.36
Waddell & Reed Intl Core Eq CIT 10.005.21
JPMCB All Country International Equity0.002.84
Vontobel International Equity0.001.28
JPMCB International Equity Inv0.001.20
FMT/Dodge & Cox International R10.001.11
Harris Assoc Oakmark Intl Collective 10.000.98
Sanderson Asset Mgt Intl Val Eq1.780.75
Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Blend5 year gross return5 year net return
Sanderson Asset Mgt Intl Val Eq10.999.88
PGI Diversified International Equity Fd9.048.23
FMT/Dodge & Cox International R10.007.73
JPMCB Intrepid International Fund Inv0.007.71
JPMCB Intl Research Enhanced Index Inv0.007.18
QMA International Core Equity Fund7.707.12
Wellington CIF II Intl Research Eq S17.757.03
BNY Mellon EB DL NSL Intl Stk Index7.116.96
BNY Mellon EB DL Intl Stk Index6.956.82
JPMCB International Equity Inv0.006.81
Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Growth1 year gross return1 year net return
Artisan International Growth Trust - T20.006.56
Thornburg Intl Eq Fd (CIT) Tier 20.006.32
Thornburg Intl Equity Fd (CIT) Tier 10.006.19
FMT/Thornburg International Equity R10.005.94
Artisan International Growth Trust - T10.005.29
FMT/Artisan International R10.004.78
FMT Aggressive International Growth R10.004.19
Invesco International Growth Cl I0.003.68
Fisher Investments All Foreign Equity0.003.44
Invesco International Growth Eq Trust4.193.37
Source: Morningstar Separate Account/CIT Fund Database

Foreign Large Growth5 year gross return5 year net return
Artisan International Growth Trust - T10.0010.55
FMT/Artisan International R10.0010.12
William Blair International Growth CIT9.488.65
Invesco International Growth Eq Trust9.268.40
MFSˆ® International Growth Equity CIT0.007.67
Capital Group Int’l Equity DC Unit S16.746.96
MFSˆ® International Growth Eq CIT-Cl 20.006.87
FMT/American Funds Europacific R10.006.76
Capital Group Int'l Equity DB Fund7.626.66
Capital Group Int’l Equity DC Unit T7.546.57
Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Value1 year gross return1 year net return
LMCG Intl Small Cap Collective Fund0.001.97
Templeton International Smaller Co CF0.970.27
Pyramis Select Intl Small Cap Rep-0.36-1.16
Pyramis Select Intl Small Cap CIT-1.10-1.89
BlackRock MSCI EAFEˆ® Sm Cp Equity Idx F0.00-2.35
FMT/DFA Intl Small Cap Value R10.00-6.59
Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Value5 year gross return5 year net return
Templeton International Smaller Co CF10.8210.20
Pyramis Select Intl Small Cap CIT11.0110.13
Pyramis Select Intl Small Cap Rep10.669.78
FMT/DFA Intl Small Cap Value R10.008.00
LMCG Intl Small Cap Collective Fund0.000.00
BlackRock MSCI EAFEˆ® Sm Cp Equity Idx F0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Growth1 year gross return1 year net return
Rainier Small Cap International Equity L0.006.83
MFSˆ® International Small Cap CIT-Class 10.000.60
MFSˆ® International Small Cap CIT-Class 40.00-0.16
Source: Morningstar Separate Account/CIT Fund Database

Foreign Small/Mid Growth5 year gross return5 year net return
Rainier Small Cap International Equity L0.000.00
MFSˆ® International Small Cap CIT-Class 10.000.00
MFSˆ® International Small Cap CIT-Class 40.000.00
Source: Morningstar Separate Account/CIT Fund Database

Europe Stock1 year gross return1 year net return
Pyramis Europe Growth Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Europe Stock5 year gross return5 year net return
Pyramis Europe Growth Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Japan Stock1 year gross return1 year net return
JPMCB Nippon Neutral Fund Inv0.00-2.13
Source: Morningstar Separate Account/CIT Fund Database

Japan Stock5 year gross return5 year net return
JPMCB Nippon Neutral Fund Inv0.00-0.90
Source: Morningstar Separate Account/CIT Fund Database

Pacific/Asia ex-Japan Stk1 year gross return1 year net return
NT MSCI AC Asia ex Japan-ND10.7110.55
Edgbaston Asian Equity Trust3.992.70
Source: Morningstar Separate Account/CIT Fund Database

Pacific/Asia ex-Japan Stk5 year gross return5 year net return
Edgbaston Asian Equity Trust9.608.25
NT MSCI AC Asia ex Japan-ND0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Diversified Emerging Mkts1 year gross return1 year net return
Fisher Investments Emerging Markets Eq 20.006.69
Fisher Investments Emerging Markets Eq 10.006.59
William Emerging Markets Growth CIT6.685.63
The Boston Emerging Markets Equity CF6.385.30
City of London Global Emg Mkts Fund6.465.20
Wasatch Emerging Markets Small Cap A0.005.01
FMT/Virtus Emerging Markets Opp. R10.004.68
FMT/Vanguard Emerging Markets R10.002.75
FMT/DFA Emerging Markets Small-Cap R10.002.67
LMCG Emerging Markets Collective 10.002.20
Source: Morningstar Separate Account/CIT Fund Database

Diversified Emerging Mkts5 year gross return5 year net return
RTC Frontier Markets Equity Fund0.007.02
FMT/DFA Emerging Markets Small-Cap R10.004.09
LSV Asset Mgt Emg Mkts Val Eq Fund LP4.703.70
RTC Emerging Markets Fund0.003.59
JPMCB Emerging Markets - Equity Inv0.002.87
City of London Global Emg Mkts Fund3.532.27
QMA Emerging Markets Core Equity Fund2.922.23
JPMCB Emerg Markets Equity Focused Inv0.002.04
Parametric Emerging Markets Equity (CIT)2.752.02
FMT/DFA Emerging Markets R10.001.89
Source: Morningstar Separate Account/CIT Fund Database

Global Real Estate1 year gross return1 year net return
PGI Global Property Securities Fund18.3717.56
RREEF Global Real Estate Sec CF-A17.3017.30
RREEF Global Real Estate Sec Cmgld Fund17.3017.30
AEW Gl Property Secs Master Tr-DC Plan A0.0016.72
AEW Gl Property Securities Master Tr-Agg0.0016.58
BlackRock Developed Real Estate Idx F0.0016.02
Invesco Global REITs Trust16.7615.84
BlackRock Developed Real Estate Idx NL F0.0015.82
Voya Global Real Estate14.8514.85
Aon Hewitt Global Real Estate I0.0014.25
Source: Morningstar Separate Account/CIT Fund Database

Global Real Estate5 year gross return5 year net return
Invesco Global REITs Trust12.0711.18
FMT/DFA Int'l Real Estate Securities R10.0010.74
JPMCB Int'l Real Estate Securities Inv0.008.23
Invesco Global ex-US REITs Trust8.947.93
PGI Global Property Securities Fund0.000.00
RREEF Global Real Estate Sec CF-A0.000.00
RREEF Global Real Estate Sec Cmgld Fund0.000.00
AEW Gl Property Secs Master Tr-DC Plan A0.000.00
AEW Gl Property Securities Master Tr-Agg0.000.00
BlackRock Developed Real Estate Idx F0.000.00
Source: Morningstar Separate Account/CIT Fund Database

World Bond1 year gross return1 year net return
JPMCB International Rates Fund Inv0.008.42
Loomis Sayles MFD Class C0.005.66
FMT/DFA Five-Year Global F/I R10.003.09
Flint Hills Diversified Fixed Inc Allc 10.002.80
Brandywine Global Fixed Income BIT2.161.60
Brandywine Global Fixed Income BGIMT2.051.59
Brandywine Global Opportun Fxd BGIMT2.051.49
Brandywine Global Fixed Income GT2.021.47
BW Global Investment Grade Fixed Inc R10.001.12
FMT/DFA Two Year Global F/I R10.000.22
Source: Morningstar Separate Account/CIT Fund Database

World Bond5 year gross return5 year net return
JPMCB International Rates Fund Inv0.008.69
Brandywine Global Opportun Fxd BGIMT7.496.91
Brandywine Global Fixed Income BIT6.776.19
Brandywine Global Fixed Income BGIMT6.516.03
Brandywine Global Fixed Income GT6.616.03
Brandywine Intl Opportunistic Fxd BIT5.875.29
Brandywine International Fixed Inc BIT4.914.33
FMT/DFA Five-Year Global F/I R10.002.90
PIMCO Global Advantage Strategy CIT II0.002.59
Capital Group Global Aggregate FI CIT2.552.17
Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond1 year gross return1 year net return
Columbia Trust U.S. High Yield Bond Fund0.004.50
FMT High Yield Bond R10.003.73
Loomis Sayles HYCSV CIT3.943.28
JPMCB Corporate High Yield Inv0.003.21
Transamerica High Yield Bond - CTF0.003.18
JPMCB Distressed Mort-Backed Secs Inv0.003.03
JPMCB High Yield Fund Inv0.002.91
FMT/Pimco High Yield R10.002.68
Fort Washington High Yield Fixed Inc CF2.462.46
JPMCB High Yield Fd CF0.002.41
Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond5 year gross return5 year net return
JPMCB Corporate High Yield Inv0.008.94
JPMCB High Yield Fund Inv0.008.52
JPMCB Corporate High Yield Opp Inv0.008.36
Fort Washington High Yield Fixed Inc CF8.498.10
FMT/Delaware High Yield Opportunity R10.007.62
FMT/Pimco High Yield R10.007.31
Capital Group Global High Yield FI DB Fd6.735.99
JPMCB Distressed Mort-Backed Secs Inv0.00-32.50
Columbia Trust U.S. High Yield Bond Fund0.000.00
FMT High Yield Bond R10.000.00
Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government1 year gross return1 year net return
AFL-CIO Housing Inv Trust AFL-CIO CF6.425.94
Pyramis Mortgage-Backed Securities5.885.60
FMT/Vanguard GNMA R10.005.09
RiverSource Trust Government Income0.005.01
FMT US Government Securities R10.003.74
Wells Fargo/BlackRock Int Gv/Cr Bd Idx N4.493.41
Wells Fargo/BlackRock Int Gv/Cr Bd Idx F0.003.38
Diversified Ret Interm Govt/Credit Tr0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government5 year gross return5 year net return
AFL-CIO Housing Inv Trust AFL-CIO CF4.704.24
Pyramis Mortgage-Backed Securities4.344.06
FMT/Vanguard GNMA R10.003.61
RiverSource Trust Government Income0.003.56
Wells Fargo/BlackRock Int Gv/Cr Bd Idx N5.783.52
FMT US Government Securities R10.002.55
Wells Fargo/BlackRock Int Gv/Cr Bd Idx F0.000.00
Diversified Ret Interm Govt/Credit Tr0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond1 year gross return1 year net return
JPMCB Public Bond Fund Inv0.008.12
Western Asset Core Plus Bond R10.006.88
Prudential Core Plus Bond DC A7.106.78
Columbia Trust Bond Index Fund0.006.76
RTC Multi-Manager Bond0.006.66
BlackRock CoreAlpha Bond F0.006.50
Columbia Trust Bond Index Fund C0.006.39
Wells Fargo Core Bond F0.006.18
PIMCO Total Return Collective Trust0.006.16
Invesco Core Plus Fixed Income Trust0.006.14
Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond5 year gross return5 year net return
JPMCB Mortgage Credit Opportunity Inv0.009.09
Prudential Core Plus Bond DC A6.816.49
Brandes Core Plus Fixed Income Fund 16.736.41
WTFSC Strategic Bond Portfolio Cl 06.416.32
Western Asset Core Plus Bond R10.006.29
JPMCB Public Bond Fund Inv0.006.22
Invesco Core Plus Fixed Income Trust0.006.12
RTC Multi-Manager Bond0.005.84
Pyramis Core Plus Pool5.885.55
Wellington CIF II Core Bond S15.755.47
Source: Morningstar Separate Account/CIT Fund Database

Short Government1 year gross return1 year net return
BlackRock Interm Govt Bond Index F0.003.33
Columbia Trust Short Dur U.S. Gvmt Fd II0.002.80
Columbia Trust Short Dur U.S. Gvmt Fd0.002.36
BlackRock 1-3 Year Govt Bond Index F0.001.17
Blackrock 1-3 Yr Govt Bond Idx CF1.191.16
BlackRock 1-3 Year Gov Bd Idx Fd 61.181.07
BlackRock 1-3 Year Gov Bd Idx Fd 81.181.06
Smith Breeden High Credit Qual Short Dur1.330.96
BlackRock 1-3 Year Gov Bd Idx Fd 311.200.85
BlackRock 1-3 Year Gov Bd Idx Fd 461.220.71
Source: Morningstar Separate Account/CIT Fund Database

Short Government5 year gross return5 year net return
BlackRock Interm Govt Bond Index F0.002.93
Columbia Trust Short Dur U.S. Gvmt Fd II0.002.41
Columbia Trust Short Dur U.S. Gvmt Fd0.001.99
Smith Breeden High Credit Qual Short Dur1.701.30
BlackRock 1-3 Year Govt Bond Index F0.001.15
Blackrock 1-3 Yr Govt Bond Idx CF1.171.12
BlackRock 1-3 Year Gov Bd Idx Fd 61.000.90
BlackRock 1-3 Year Gov Bd Idx Fd 81.000.88
BlackRock 1-3 Year Gov Bd Idx Fd 311.000.65
BlackRock 1-3 Year Gov Bd Idx Fd 461.020.52
Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond1 year gross return1 year net return
Amalgamated Ultra Construction Loan10.229.13
JPMCB Market Plus Bond Inv0.006.09
Commercial Mortgage Backed Secs Fund6.415.93
Voya Core Short Duration Trust1.523.88
BlackRock Target Maturity 2018 F0.003.15
WTFSC Short Duration Portfolio Cl 02.972.86
BlackRock Target Maturity 2017 F0.002.10
EB Active 1-5 Government/Credit Fund0.002.03
WTFSC Short Duration Portfolio Cl 603.001.97
FMT/DFA Short-Term Extended Quality R10.001.75
Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond5 year gross return5 year net return
JPMCB Market Plus Bond Inv0.005.12
WTFSC Short Duration Portfolio Cl 02.522.43
FMT/DFA Short-Term Extended Quality R10.002.22
Christian Bros CUIT Short Bond Fund2.402.01
HB&T Fixed Income Fund0.001.91
VT Vantagepoint Low Dur Bond R50.001.87
Voya Core Short Duration Trust1.701.86
VT Vantagepoint Low Dur Bond R30.001.57
Associated Short Term Bond Fund1.411.41
Associated PT Short Term Bond Fund1.351.35
Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond1 year gross return1 year net return
FMT/DFA One-Year F/I R10.000.01
FMT/SSGA U.S. Treasury Money Market R10.00-0.39
FMT/SSGA Prime Money Market R10.00-0.43
Pyramis Leveraged Loan Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond5 year gross return5 year net return
FMT/DFA One-Year F/I R10.000.26
FMT/SSGA Prime Money Market R10.00-0.33
FMT/SSGA U.S. Treasury Money Market R10.00-0.37
Pyramis Leveraged Loan Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long Government1 year gross return1 year net return
Wells Fargo Liability Driven Sol III F0.0028.17
BlackRock 20+ Treasury Bond F0.0023.34
BlackRock Long Term Govt Bond Index NL F0.0021.04
SSgA Long US Gov Index Class A-6.4321.01
BNY Mellon EB LT Govt Bond Index21.0420.98
SSgA US Long Gov Bond Index NL Ser A0.0020.98
Blackrock 20+ Treas Bond Idx CF0.000.00
Blackrock Long Govt Bond Idx Fund CF0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long Government5 year gross return5 year net return
BlackRock 20+ Treasury Bond F0.0011.64
SSgA Long US Gov Index Class A0.0010.51
SSgA US Long Gov Bond Index NL Ser A0.0010.47
BNY Mellon EB LT Govt Bond Index10.5010.45
Wells Fargo Liability Driven Sol III F0.000.00
BlackRock Long Term Govt Bond Index NL F0.000.00
Blackrock 20+ Treas Bond Idx CF0.000.00
Blackrock Long Govt Bond Idx Fund CF0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond1 year gross return1 year net return
Diversified Long Bond Fund U0.0016.50
Ryan Labs Long Government/Credit16.6016.25
Wells Fargo Liability Driven Sol II F16.1116.11
JPMCB Extended Duration Fund Inv0.0015.61
JPMCB Long Duration Inv Grade Inv0.0015.15
JPMCB Extended Duration Sector Inv0.0014.83
JPMCB High Quality Long Credit Inv0.0014.20
Western Asset Long Duration Credit R0.0013.95
JPMCB Long Duration Credit Inv0.0013.03
JPMCB Long Credit Fund Inv0.0012.84
Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond5 year gross return5 year net return
Western Asset Long Duration Credit R0.0010.97
Wells Fargo Liability Driven Sol II F10.6010.60
JPMCB Long Duration Inv Grade Inv0.0010.45
JPMCB Long Credit Fund Inv0.0010.35
JPMCB Extended Duration Sector Inv0.0010.34
JPMCB Extended Duration Fund Inv0.0010.33
Diversified Long Bond Fund U0.0010.31
JPMCB High Quality Long Credit Inv0.0010.31
JPMCB Mortgage Private Placement Inv0.008.31
Ryan Labs Long Government/Credit0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond1 year gross return1 year net return
Loomis Sayles MSFD CIT6.125.53
Pyramis Investment Grade Credit Rep0.000.00
Western Asset Global Strategic Income R30.000.00
SEI Core Plus Fixed Income Fund CT-20.000.00
Blackrock CoreActive Bond Fund0.000.00
BlackRock CorePlus Bond Fund0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond5 year gross return5 year net return
Loomis Sayles MSFD CIT0.000.00
Pyramis Investment Grade Credit Rep0.000.00
Western Asset Global Strategic Income R30.000.00
SEI Core Plus Fixed Income Fund CT-20.000.00
Blackrock CoreActive Bond Fund0.000.00
BlackRock CorePlus Bond Fund0.000.00
Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond1 year gross return1 year net return
Columbia Trust U.S. High Yield Bond Fund0.004.50
FMT High Yield Bond R10.003.73
Loomis Sayles HYCSV CIT3.943.28
JPMCB Corporate High Yield Inv0.003.21
Transamerica High Yield Bond - CTF0.003.18
JPMCB Distressed Mort-Backed Secs Inv0.003.03
JPMCB High Yield Fund Inv0.002.91
FMT/Pimco High Yield R10.002.68
Fort Washington High Yield Fixed Inc CF2.462.46
JPMCB High Yield Fd CF0.002.41
Source: Morningstar Separate Account/CIT Fund Database

High Yield Bond5 year gross return5 year net return
JPMCB Corporate High Yield Inv0.008.94
JPMCB High Yield Fund Inv0.008.52
JPMCB Corporate High Yield Opp Inv0.008.36
Fort Washington High Yield Fixed Inc CF8.498.10
FMT/Delaware High Yield Opportunity R10.007.62
FMT/Pimco High Yield R10.007.31
Capital Group Global High Yield FI DB Fd6.735.99
JPMCB Distressed Mort-Backed Secs Inv0.00-32.50
Columbia Trust U.S. High Yield Bond Fund0.000.00
FMT High Yield Bond R10.000.00
Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government1 year gross return1 year net return
AFL-CIO Housing Inv Trust AFL-CIO CF6.425.94
Pyramis Mortgage-Backed Securities5.885.60
FMT/Vanguard GNMA R10.005.09
RiverSource Trust Government Income0.005.01
FMT US Government Securities R10.003.74
Wells Fargo/BlackRock Int Gv/Cr Bd Idx N4.493.41
Wells Fargo/BlackRock Int Gv/Cr Bd Idx F0.003.38
Diversified Ret Interm Govt/Credit Tr0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Intermediate Government5 year gross return5 year net return
AFL-CIO Housing Inv Trust AFL-CIO CF4.704.24
Pyramis Mortgage-Backed Securities4.344.06
FMT/Vanguard GNMA R10.003.61
RiverSource Trust Government Income0.003.56
Wells Fargo/BlackRock Int Gv/Cr Bd Idx N5.783.52
FMT US Government Securities R10.002.55
Wells Fargo/BlackRock Int Gv/Cr Bd Idx F0.000.00
Diversified Ret Interm Govt/Credit Tr0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond1 year gross return1 year net return
JPMCB Public Bond Fund Inv0.008.12
Western Asset Core Plus Bond R10.006.88
Prudential Core Plus Bond DC A7.106.78
Columbia Trust Bond Index Fund0.006.76
RTC Multi-Manager Bond0.006.66
BlackRock CoreAlpha Bond F0.006.50
Columbia Trust Bond Index Fund C0.006.39
Wells Fargo Core Bond F0.006.18
PIMCO Total Return Collective Trust0.006.16
Invesco Core Plus Fixed Income Trust0.006.14
Source: Morningstar Separate Account/CIT Fund Database

Intermediate-Term Bond5 year gross return5 year net return
JPMCB Mortgage Credit Opportunity Inv0.009.09
Prudential Core Plus Bond DC A6.816.49
Brandes Core Plus Fixed Income Fund 16.736.41
WTFSC Strategic Bond Portfolio Cl 06.416.32
Western Asset Core Plus Bond R10.006.29
JPMCB Public Bond Fund Inv0.006.22
Invesco Core Plus Fixed Income Trust0.006.12
RTC Multi-Manager Bond0.005.84
Pyramis Core Plus Pool5.885.55
Wellington CIF II Core Bond S15.755.47
Source: Morningstar Separate Account/CIT Fund Database

Short Government1 year gross return1 year net return
BlackRock Interm Govt Bond Index F0.003.33
Columbia Trust Short Dur U.S. Gvmt Fd II0.002.80
Columbia Trust Short Dur U.S. Gvmt Fd0.002.36
BlackRock 1-3 Year Govt Bond Index F0.001.17
Blackrock 1-3 Yr Govt Bond Idx CF1.191.16
BlackRock 1-3 Year Gov Bd Idx Fd 61.181.07
BlackRock 1-3 Year Gov Bd Idx Fd 81.181.06
Smith Breeden High Credit Qual Short Dur1.330.96
BlackRock 1-3 Year Gov Bd Idx Fd 311.200.85
BlackRock 1-3 Year Gov Bd Idx Fd 461.220.71
Source: Morningstar Separate Account/CIT Fund Database

Short Government5 year gross return5 year net return
BlackRock Interm Govt Bond Index F0.002.93
Columbia Trust Short Dur U.S. Gvmt Fd II0.002.41
Columbia Trust Short Dur U.S. Gvmt Fd0.001.99
Smith Breeden High Credit Qual Short Dur1.701.30
BlackRock 1-3 Year Govt Bond Index F0.001.15
Blackrock 1-3 Yr Govt Bond Idx CF1.171.12
BlackRock 1-3 Year Gov Bd Idx Fd 61.000.90
BlackRock 1-3 Year Gov Bd Idx Fd 81.000.88
BlackRock 1-3 Year Gov Bd Idx Fd 311.000.65
BlackRock 1-3 Year Gov Bd Idx Fd 461.020.52
Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond1 year gross return1 year net return
Amalgamated Ultra Construction Loan10.229.13
JPMCB Market Plus Bond Inv0.006.09
Commercial Mortgage Backed Secs Fund6.415.93
Voya Core Short Duration Trust1.523.88
BlackRock Target Maturity 2018 F0.003.15
WTFSC Short Duration Portfolio Cl 02.972.86
BlackRock Target Maturity 2017 F0.002.10
EB Active 1-5 Government/Credit Fund0.002.03
WTFSC Short Duration Portfolio Cl 603.001.97
FMT/DFA Short-Term Extended Quality R10.001.75
Source: Morningstar Separate Account/CIT Fund Database

Short-Term Bond5 year gross return5 year net return
JPMCB Market Plus Bond Inv0.005.12
WTFSC Short Duration Portfolio Cl 02.522.43
FMT/DFA Short-Term Extended Quality R10.002.22
Christian Bros CUIT Short Bond Fund2.402.01
HB&T Fixed Income Fund0.001.91
VT Vantagepoint Low Dur Bond R50.001.87
Voya Core Short Duration Trust1.701.86
VT Vantagepoint Low Dur Bond R30.001.57
Associated Short Term Bond Fund1.411.41
Associated PT Short Term Bond Fund1.351.35
Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond1 year gross return1 year net return
FMT/DFA One-Year F/I R10.000.01
FMT/SSGA U.S. Treasury Money Market R10.00-0.39
FMT/SSGA Prime Money Market R10.00-0.43
Pyramis Leveraged Loan Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Ultrashort Bond5 year gross return5 year net return
FMT/DFA One-Year F/I R10.000.26
FMT/SSGA Prime Money Market R10.00-0.33
FMT/SSGA U.S. Treasury Money Market R10.00-0.37
Pyramis Leveraged Loan Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long Government1 year gross return1 year net return
Wells Fargo Liability Driven Sol III F0.0028.17
BlackRock 20+ Treasury Bond F0.0023.34
BlackRock Long Term Govt Bond Index NL F0.0021.04
SSgA Long US Gov Index Class A-6.4321.01
BNY Mellon EB LT Govt Bond Index21.0420.98
SSgA US Long Gov Bond Index NL Ser A0.0020.98
Blackrock 20+ Treas Bond Idx CF0.000.00
Blackrock Long Govt Bond Idx Fund CF0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long Government5 year gross return5 year net return
BlackRock 20+ Treasury Bond F0.0011.64
SSgA Long US Gov Index Class A0.0010.51
SSgA US Long Gov Bond Index NL Ser A0.0010.47
BNY Mellon EB LT Govt Bond Index10.5010.45
Wells Fargo Liability Driven Sol III F0.000.00
BlackRock Long Term Govt Bond Index NL F0.000.00
Blackrock 20+ Treas Bond Idx CF0.000.00
Blackrock Long Govt Bond Idx Fund CF0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond1 year gross return1 year net return
Diversified Long Bond Fund U0.0016.50
Ryan Labs Long Government/Credit16.6016.25
Wells Fargo Liability Driven Sol II F16.1116.11
JPMCB Extended Duration Fund Inv0.0015.61
JPMCB Long Duration Inv Grade Inv0.0015.15
JPMCB Extended Duration Sector Inv0.0014.83
JPMCB High Quality Long Credit Inv0.0014.20
Western Asset Long Duration Credit R0.0013.95
JPMCB Long Duration Credit Inv0.0013.03
JPMCB Long Credit Fund Inv0.0012.84
Source: Morningstar Separate Account/CIT Fund Database

Long-Term Bond5 year gross return5 year net return
Western Asset Long Duration Credit R0.0010.97
Wells Fargo Liability Driven Sol II F10.6010.60
JPMCB Long Duration Inv Grade Inv0.0010.45
JPMCB Long Credit Fund Inv0.0010.35
JPMCB Extended Duration Sector Inv0.0010.34
JPMCB Extended Duration Fund Inv0.0010.33
Diversified Long Bond Fund U0.0010.31
JPMCB High Quality Long Credit Inv0.0010.31
JPMCB Mortgage Private Placement Inv0.008.31
Ryan Labs Long Government/Credit0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond1 year gross return1 year net return
Loomis Sayles MSFD CIT6.125.53
Pyramis Investment Grade Credit Rep0.000.00
Western Asset Global Strategic Income R30.000.00
SEI Core Plus Fixed Income Fund CT-20.000.00
Blackrock CoreActive Bond Fund0.000.00
BlackRock CorePlus Bond Fund0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Multisector Bond5 year gross return5 year net return
Loomis Sayles MSFD CIT0.000.00
Pyramis Investment Grade Credit Rep0.000.00
Western Asset Global Strategic Income R30.000.00
SEI Core Plus Fixed Income Fund CT-20.000.00
Blackrock CoreActive Bond Fund0.000.00
BlackRock CorePlus Bond Fund0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Inflation-Protected Bond1 year gross return1 year net return
BlackRock U.S. Trs Infl-Prot Secs F0.003.19
BlackRock U.S. Trs Infl-Prot Secs NL F0.003.13
SSgA U.S. Inflation Protect Bond Idx A1.573.11
SSgA US Inflation Protected Bd Idx NL C0.003.05
FMT/FFTW US TIPS R10.002.97
FMT/Vanguard Inflation Protected Bond R10.002.72
JPMCB Real Return Fund Inv0.002.40
PIMCO Real Return Collective Trust0.002.35
VT Vantagepoint Infl Focused R90.002.18
VT Vantagepoint Infl Focused R70.002.09
Source: Morningstar Separate Account/CIT Fund Database

Inflation-Protected Bond5 year gross return5 year net return
PIMCO Diversified Real Asset CIT0.004.71
BlackRock U.S. Trs Infl-Prot Secs F0.004.36
JPMCB Real Return Fund Inv0.004.28
BlackRock U.S. Trs Infl-Prot Secs NL F0.004.26
SSgA U.S. Inflation Protect Bond Idx A4.434.25
SSgA US Inflation Protected Bd Idx NL C0.004.19
FMT/Vanguard Inflation Protected Bond R10.003.79
VT Vantagepoint Infl Focused R50.003.48
VT Vantagepoint Infl Focused R30.003.18
VT Vantagepoint Infl Focused R10.002.92
Source: Morningstar Separate Account/CIT Fund Database

Stable Value1 year gross return1 year net return
Reliance MetLife Series 25157 Cl 00.002.58
JPMCB Stable Income Bond Fund Inv0.002.54
Reliance MetLife Series 25053 Cl 03.072.44
Reliance MetLife Series 25053 Cl 100.002.33
Reliance MetLife GAC Series 25157 Cl 250.002.32
Reliance MetLife Series 25053 Cl 150.002.29
WTRISC CIT III for Metlife GAC 25554 I2.332.28
Reliance MetLife Series 25053 Cl 200.002.24
Reliance MetLife Series 25157 Cl 350.002.22
WTRISC CIT III for Metlife GAC 25554 F02.352.20
Source: Morningstar Separate Account/CIT Fund Database

Stable Value5 year gross return5 year net return
Reliance MetLife Series 25157 Cl 00.003.15
Reliance MetLife Series 25053 Cl 03.743.10
IBEW NECA Stable Value Trust Premier Cl0.003.04
Reliance MetLife Series 25053 Cl 100.003.00
Reliance MetLife Series 25053 Cl 150.002.95
Reliance MetLife Series 25053 Cl 250.002.85
Reliance MetLife Series 25157 Cl 350.002.80
Reliance MetLife Series 25053 Cl 200.002.78
Putnam Stable Value Fund: Gross2.782.78
Reliance MetLife Series 25053 Cl 350.002.75
Source: Morningstar Separate Account/CIT Fund Database

Emerging Markets Bond1 year gross return1 year net return
MFSˆ® Emerging Markets Debt CIT0.006.22
JPMCB Emerg Markets - Fixed Income Inv0.002.96
TCW Emerging Mkts Fxd Inc Collective Tr0.00-0.25
TCW Emerging Markets Fixed Income Cl D0.00-0.51
UBS: Emerging Markets Debt CF-0.91-1.49
Capital Group EM Debt (Broad) DB Fund-2.58-3.16
Capital Group EM Debt (Broad) DC Unit T-2.60-3.18
PIMCO Emerging Markets Currency CIT0.00-8.77
Pyramis Emerging Market Debt Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

Emerging Markets Bond5 year gross return5 year net return
JPMCB Emerg Markets - Fixed Income Inv0.007.22
MFSˆ® Emerging Markets Debt CIT0.007.21
Capital Group EM Debt (Broad) DB Fund4.183.56
TCW Emerging Mkts Fxd Inc Collective Tr0.000.00
TCW Emerging Markets Fixed Income Cl D0.000.00
UBS: Emerging Markets Debt CF0.000.00
Capital Group EM Debt (Broad) DC Unit T0.000.00
PIMCO Emerging Markets Currency CIT0.000.00
Pyramis Emerging Market Debt Pool0.000.00
Source: Morningstar Separate Account/CIT Fund Database

World Allocation1 year gross return1 year net return
JPMCB LDI Diversified Inv0.0014.58
JPMCB Diversified Global Inv0.009.88
JAForlines Global Tactical Alloc CIT0.008.70
WTFSC Multi-Asset Portfolio Cl 08.328.26
WTFSC Multi-Asset Portfolio Cl 458.477.32
Growth ETF Fund 357.036.64
Growth ETF Fund 607.056.40
Growth ETF Fund 757.166.35
Growth ETF Fund 957.126.11
Sage Conservative R10.005.53
Source: Morningstar Separate Account/CIT Fund Database

World Allocation5 year gross return5 year net return
JPMCB Diversified Global Inv0.0011.55
FMT/American Funds Capital Income Bu. R10.008.76
WTFSC Multi-Asset Portfolio Cl 08.438.39
Growth ETF Fund 358.588.18
Growth ETF Fund 608.637.96
Growth ETF Fund 758.707.86
WTFSC Global Securities Portfolio Cl 07.016.87
Income & Growth ETF Fund 357.046.64
PMC Pathway Moderate Bal II0.006.58
Income & Growth ETF Fund 607.056.39
Source: Morningstar Separate Account/CIT Fund Database

Conservative Allocation1 year gross return1 year net return
LMK Life Cycle 10/900.0023.08
WTFSC US Allocation Portfolio Cl 010.4210.34
WTFSC US Allocation Portfolio Cl 4510.639.45
Retirement Advocate Mod Aggressive0.007.39
Transamerica Intermediate Horizon - CTF0.007.12
SSgA Conservative Strat Bal Sec0.006.82
Sage Moderate R10.006.74
Alerus Conservative Income Direct6.596.59
Alerus Conservative Income Institutional6.706.52
Vanguard 40/60 - Moderate Mgd Tr R-INST0.006.45
Source: Morningstar Separate Account/CIT Fund Database

Conservative Allocation5 year gross return5 year net return
WTFSC US Allocation Portfolio Cl 011.3311.26
Invesco Balanced Risk Allocation Trust9.979.00
FMT/Vanguard Wellesley Income R10.008.78
CUNA Mutual Retirement Pension Fund0.007.98
Associated ASAP2 Balanced Strategy7.607.60
Associated ASAP Balanced Strategy7.587.58
Manning & Napier Pro-Mix Modrte Term S8.397.42
MAP Balanced Fund0.007.34
Starcore I Fundˆ®0.006.66
CUNA Mutual Lifestyle Conservative Fund0.006.61
Source: Morningstar Separate Account/CIT Fund Database

Moderate Allocation1 year gross return1 year net return
Columbia Trust Balanced Fund0.0011.05
Columbia Trust Balanced I0.0010.59
Pioneer U.S. Balanced Trust - T20.0010.56
Columbia Trust Balanced Fund II0.0010.47
FMT/Vanguard Balanced Index R10.009.33
JPMCB Diversified Plus Inv0.009.20
WTFSC Balanced Portfolio Cl 09.058.92
FACETS Lifestyle Moderate Fund R40.008.83
FACETS Lifestyle Moderate Fund R60.008.82
Retirement Advocate Aggressive0.008.71
Source: Morningstar Separate Account/CIT Fund Database

Moderate Allocation5 year gross return5 year net return
Columbia Trust Balanced Fund II0.0011.67
JPMCB Diversified Plus Inv0.0011.21
WTFSC Balanced Portfolio Cl 011.2711.17
FMT/Dodge & Cox Balanced R10.0011.16
JPMCB Diversified Fund Inv0.0011.00
FMT/Vanguard Balanced Index R10.0010.36
Christian Bros CUIT Balanced Fund11.1010.13
FMT Balanced Opportunities R10.0010.10
Benefit FCI Life Strategy Growth Fd Cl A9.069.06
Associated Growth Balanced LifeStage9.039.03
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2000-20101 year gross return1 year net return
Callan Glidepath 2010 Fund 07.207.15
Callan Glidepath 2010 Fund 207.216.96
Callan Glidepath 2010 Fund 257.256.94
Callan Glidepath 2005 Fund 256.736.41
Callan Glidepath 2010 Fund 707.166.38
Callan Glidepath 2005 Fund 206.646.37
Callan Glidepath 2010 Fund 857.296.34
Schwab Indexed Retirement Tr Fd 2010 I6.396.25
Vanguard Target Retire Trust Plus 20100.006.20
The Vanguard Target Retire 2010 Trust II0.006.18
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2000-20105 year gross return5 year net return
Callan Glidepath 2010 Fund 209.839.55
Callan Glidepath 2010 Fund 259.859.52
Callan Glidepath 2005 Fund 208.828.43
Callan Glidepath 2005 Fund 258.848.40
Principal Trust Target 2010 Z0.008.21
Principal Trust Target 2010 I0.008.16
Principal Trust Target 2010 I100.008.06
Principal Trust Target 2010 I250.007.90
Principal Trust Target 2010 Fund R60.007.74
The Vanguard Target Retire 2010 Trust I0.007.71
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2011-20151 year gross return1 year net return
Callan Glidepath 2015 Fund 07.527.47
Callan Glidepath 2015 Fund 207.487.22
Callan Glidepath 2015 Fund 257.537.22
Voya Target Solution 2015 Trust7.567.04
Callan Glidepath 2015 Fund 507.506.97
Vanguard Target Retire Trust Plus 20150.006.96
The Vanguard Target Retire 2015 Trust I0.006.94
The Vanguard Target Retire 2015 Trust II0.006.90
Callan Glidepath 2015 Fund 857.656.70
JPMCB SmartRetirement 2015 Fund CF-B0.006.70
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2011-20155 year gross return5 year net return
Callan Glidepath 2015 Fund 2010.4510.19
Callan Glidepath 2015 Fund 2510.4910.18
SSgA Target Retirement 2015 Fund Class I10.019.31
SSgA Target Retirement 2015 NL Ser A0.009.29
SSgA Target Retirement 2015 SL Fd Cl II0.009.17
SSgA Target Retirement 2015 NL Ser C0.009.13
Principal Trust Target 2015 Z0.008.97
Principal Trust Target 2015 I0.008.89
SSgA Target Retirement 2015 SL Fd Cl III0.008.89
SSgA Target Retirement 2015 NL Ser D0.008.86
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2016-20201 year gross return1 year net return
First Trust-Target Date Fund 2020, R113.748.52
Putnam Retirement Advantage 2020: I0.008.33
Putnam Retirement Advantage 2020: II0.008.26
JPMCB SmartRetirement 2020 Fund CF-B0.008.02
Putnam Retirement Advantage 2020:III0.008.01
First Trust-Target Date Fund 2020, R213.177.99
JPMCB SmartRetirement 2020 Fund Inst0.007.98
JPMCB SmartRetirement 2020 Fund-C0.007.88
Putnam Retirement Advantage 2020: IV0.007.84
JPMCB SmartRetirement 2020 Fund-C100.007.77
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2016-20205 year gross return5 year net return
Callan Glidepath 2020 Fund 2011.0610.80
Callan Glidepath 2020 Fund 2511.1010.79
SSgA Target Retirement 2020 Fund Class I11.1110.43
SSgA Target Retirement 2020 NL Ser A0.0010.39
SSgA Target Retirement 2020 SL Fd Cl II0.0010.28
SSgA Target Retirement 2020 NL Ser C0.0010.24
SSgA Target Retirement 2020 SL Fd Cl III0.009.99
SSgA Target Retirement 2020 NL Ser D0.009.96
SSgA Target Retirement 2020 SL Ser VI0.009.96
Principal Trust Target 2020 Z0.009.72
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2021-20251 year gross return1 year net return
Putnam Retirement Advantage 2025: I0.009.79
Putnam Retirement Advantage 2025: II0.009.71
Putnam Retirement Advantage 2025:III0.009.49
Putnam Retirement Advantage 2025: IV0.009.32
JPMCB SmartRetirement 2025 Fund CF-B0.008.56
JPMCB SmartRetirement 2025 Fund Inst0.008.51
JPMCB SmartRetirement 2025 Fund-C0.008.47
JPMCB SmartRetirement 2025 Fund-C100.008.34
JPMCB SmartRetirement 2025 Fund-C200.008.22
JPMCB SmartRetirement 2025 Fund C350.008.07
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2021-20255 year gross return5 year net return
Callan Glidepath 2025 Fund 2011.4411.19
Callan Glidepath 2025 Fund 2511.4311.12
SSgA Target Retirement 2025 Fund Class I11.7511.05
SSgA Target Retirement 2025 NL Ser A0.0011.01
SSgA Target Retirement 2025 SL Fd Cl II0.0010.90
SSgA Target Retirement 2025 NL Ser C0.0010.85
SSgA Target Retirement 2025 SL Fd Cl III0.0010.62
SSgA Target Retirement 2025 NL Ser D0.0010.57
SSgA Target Retirement 2025 SL Ser VI0.0010.57
JPMCB SmartRetirement 2025 Fund-C0.0010.33
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2026-20301 year gross return1 year net return
Putnam Retirement Advantage 2030: I0.0010.22
Putnam Retirement Advantage 2030: II0.0010.15
Putnam Retirement Advantage 2030:III0.009.95
Putnam Retirement Advantage 2030: IV0.009.78
JPMCB SmartRetirement 2030 Fund CF-B0.009.23
JPMCB SmartRetirement 2030 Fund Inst0.009.23
First Trust-Target Date Fund 2030, R115.419.15
JPMCB SmartRetirement 2030 Fund-C0.009.13
JPMCB SmartRetirement 2030 Fund-C100.009.08
JPMCB SmartRetirement 2030 Fund-C200.008.93
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2026-20305 year gross return5 year net return
Callan Glidepath 2030 Fund 2011.8211.56
Callan Glidepath 2030 Fund 2511.8511.54
SSgA Target Retirement 2030 Fund Class I12.1911.38
SSgA Target Retirement 2030 NL Ser A0.0011.34
SSgA Target Retirement 2030 SL Fd Cl II0.0011.22
SSgA Target Retirement 2030 NL Ser C0.0011.19
SSgA Target Retirement 2030 SL Fd Cl III0.0010.95
Putnam Retirement Advantage 2030: I0.0010.92
SSgA Target Retirement 2030 NL Ser D0.0010.91
SSgA Target Retirement 2030 SL Ser VI0.0010.91
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2031-20351 year gross return1 year net return
Putnam Retirement Advantage 2035: I0.0010.67
Putnam Retirement Advantage 2035: II11.2310.58
Putnam Retirement Advantage 2035:III0.0010.40
Putnam Retirement Advantage 2035: IV0.0010.24
JPMCB SmartRetirement 2035 Fund CF-B0.009.35
JPMCB SmartRetirement 2035 Fund Inst0.009.25
JPMCB SmartRetirement 2035 Fund-C0.009.14
JPMCB SmartRetirement 2035 Fund-C100.009.07
JPMCB SmartRetirement 2035 Fund-C200.008.94
JPMCB SmartRetirement 2035 Fund C350.008.79
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2031-20355 year gross return5 year net return
Callan Glidepath 2035 Fund 2011.9411.68
Callan Glidepath 2035 Fund 2511.9411.62
Putnam Retirement Advantage 2035: I0.0011.52
SSgA Target Retirement 2035 Fund Class I12.3011.38
SSgA Target Retirement 2035 NL Ser A0.0011.32
SSgA Target Retirement 2035 SL Fd Cl II0.0011.20
SSgA Target Retirement 2035 NL Ser C0.0011.16
Putnam Retirement Advantage 2035: IV0.0011.08
JPMCB SmartRetirement 2035 Fund-C0.0011.05
Principal Trust Target 2035 Z0.0011.05
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2036-20401 year gross return1 year net return
Putnam Retirement Advantage 2040: I0.0011.13
Putnam Retirement Advantage 2040: II11.6310.94
Putnam Retirement Advantage 2040:III0.0010.78
Putnam Retirement Advantage 2040: IV0.0010.70
JPMCB SmartRetirement 2040 Fund-Invstmt0.0010.15
JPMCB SmartRetirement 2040 Fund CF-B0.009.46
JPMCB SmartRetirement 2040 Fund Inst0.009.39
JPMCB SmartRetirement 2040 Fund-C0.009.36
JPMCB SmartRetirement 2040 Fund-C100.009.20
First Trust-Target Date Fund 2040, R116.909.10
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2036-20405 year gross return5 year net return
JPMCB SmartRetirement 2040 Fund-Invstmt0.0012.14
Putnam Retirement Advantage 2040: I0.0012.02
Callan Glidepath 2040 Fund 2011.9511.68
Callan Glidepath 2040 Fund 2511.9711.64
Putnam Retirement Advantage 2040: IV0.0011.57
SSgA Target Retirement 2040 Fund Class I16.3711.45
SSgA Target Retirement 2040 NL Ser A0.0011.39
Principal Trust Target 2040 Z0.0011.38
JPMCB SmartRetirement 2040 Fund-C0.0011.31
Principal Trust Target 2040 I0.0011.31
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2041-20451 year gross return1 year net return
Putnam Retirement Advantage 2045: I0.0011.43
Putnam Retirement Advantage 2045: II0.0011.35
Putnam Retirement Advantage 2045:III0.0011.09
Putnam Retirement Advantage 2045: IV0.0011.01
American Century Retirement Date 2045 L0.009.51
JPMCB SmartRetirement 2045 Fund CF-B0.009.40
JPMCB SmartRetirement 2045 Fund Inst0.009.36
JPMCB SmartRetirement 2045 Fund-C0.009.33
JPMCB SmartRetirement 2045 Fund-C100.009.16
Voya Target Solution 2045 Trust9.679.14
Source: Morningstar Separate Account/CIT Fund Database

Target Date 2041-20455 year gross return5 year net return
Putnam Retirement Advantage 2045: I0.0012.46
Putnam Retirement Advantage 2045: IV0.0012.02
Callan Glidepath 2045 Fund 2011.9611.69
Callan Glidepath 2045 Fund 2511.9711.65
Principal Trust Target 2045 Z0.0011.63
Principal Trust Target 2045 I0.0011.59
Principal Trust Target 2045 I100.0011.49
SSgA Target Retirement 2045 Fund Class I12.4111.46
SSgA Target Retirement 2045 NL Ser A0.0011.41
Comerica Destination Fund 2045 Instl Cl11.3711.37
Source: Morningstar Separate Account/CIT Fund Database

Retirement Income1 year gross return1 year net return
Voya Target Solution Income Trust7.276.75
Putnam Retirement Maturity Fund: I0.006.50
Putnam Retirement Maturity Fund: II6.996.32
Putnam Retirement Maturity Fund: III0.006.21
Putnam Retirement Maturity Fund: IV0.006.13
Sage Target Date Retirement Income R10.006.05
Vanguard Target Retire Trust Plus Income0.005.88
The Vanguard Target Retire Inc Trust I0.005.86
The Vanguard Target Retire Incm Trust II0.005.80
JPMCB SmartRetirement Income Fund Inst0.005.76
Source: Morningstar Separate Account/CIT Fund Database

Retirement Income5 year gross return5 year net return
Putnam Retirement Maturity Fund: I0.007.90
JPMCB SmartRetirement Income-C0.007.50
Putnam Retirement Maturity Fund: IV0.007.46
JPMCB SmartRetirement Income-C100.007.39
JPMCB SmartRetirement Income-C200.007.29
401(k) Roadmap R50.007.12
BlackRock LifePathˆ® Index Retire F0.006.89
JPMCB SmartRetirement Pasv Blnd Inc-C200.006.83
The Vanguard Target Retire Inc Trust I0.006.80
Russell Retirement0.006.79
Source: Morningstar Separate Account/CIT Fund Database
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