Prudential Retirement Services launched a new asset allocation tool for defined contribution plan participants. GoalMaker is based on a worksheet that determines a participants risk tolerance and calculates the individuals time until retirement. The system matches the results with one of 12 model portfolios developed with Ibbotson Associates using Prudential and other managers investment options. The service takes into account the participants personal savings goals, the types of funds available and the funds performance. The service is being provided at no additional cost to plan sponsors.