Credit Suisse Asset Management and 401k Forum formed an alliance offering plan sponsors high-level education online without offering investment advice. 401k Guidance Online was designed by 401k Forum specifically for Credit Suisse to provide independent analysis of plan investment options, said David Peckman, vice president of marketing for 401k Forum. The Internet-based service recommends asset allocations to plan participants and identifies the funds that would be appropriate given those recommendations, said Robert Birnbaum, managing director of Credit Suisse Asset Managements defined contribution plan business. But the service will not instruct participants as to where they should invest their money, he added. "The service is an education and guidance solution within the guidelines of the interpretive bulletin, Mr. Peckman said. The guidelines, released last year by the Department of Labor, gave some guidance as to the difference between education and investment advice, which could under some circumstances require prohibited transaction exemptions from the DOL. Credit Suisse is not planning to add investment advice in the near future, Mr. Birnbaum said. Plan sponsors are cautious about including investment advice due to potential fiduciary liability issues, he said.