Terms & Conditions of Use

Terms of Use

PIOnline.com is a news and information service from Pensions & Investments and Crain Communications Inc ("Pensions & Investments"). By using PIOnline.com, you agree to be bound by all of the terms in this Terms and Conditions agreement. If you do not fully agree with this Terms and Conditions Agreement, do not use PIOnline.com. Your failure to follow this Terms and Conditions Agreement may result in termination of your access to PIOnline.com by Pensions & Investments, without notice and in addition to any other remedies available to Pensions & Investments.

Pensions & Investments may change the terms in this Agreement at any time. When the terms are changed, Pensions & Investments will notify you by posting a notice on PIOnline.com, and the changes will appear in this document. By using PIOnline.com after any change in the Agreement is posted, you agree to be bound by all of the changes as well.

COPYRIGHT AND LIMITATIONS ON USE

The information available through PIOnline.com is the property of Pensions & Investments and others and is protected by copyright and other intellectual property laws. Information received through PIOnline.com may be displayed, reformatted and printed for your personal, noncommercial use only.

Except as provided below without the prior written consent of Pensions & Investments, you agree not to:

  • Store, post or otherwise archive the articles or other materials from PIOnline.com on a personal computer, local or wide area networks, online services, electronic bulletin boards or forums, World Wide Web sites or any other server that is Internet-enabled;
  • Reproduce, retransmit, distribute, sell, publicly display, publish, post to newsgroups or electronic bulletin boards, or broadcast the information received through PIOnline.com to anyone, including to others in the same company or organization;
  • Create abstracts from, scrape or display headlines from PIOnline.com for use on another web site or service; or
  • Frame, or use other means of redirecting, PIOnline.com content.

You may, on an occasional basis, include insubstantial portions of information from PIOnline.com in memoranda, reports and presentations, but only if such memoranda, reports and presentations are distributed in paper form, for a noncommercial purpose, to a limited number of individuals. You must include in all such memoranda, reports and presentations the phrase "Reprinted with permission from Crain Communications Inc., Copyright [year of article]".

DISCLAIMER OF WARRANTIES AND LIABILITY

Due to the number of sources from which information on PIOnline.com is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such information and PIOnline.com. PIOnline.com may include facts, views, opinions and recommendations of individuals and organizations deemed of interest. Pensions & Investments does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations.

PENSIONS & INVESTMENTS AND ITS AGENTS AND LICENSORS DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION AVAILABLE THROUGH PIONLINE.COM. NEITHER PENSIONS & INVESTMENTS, NOR ANY OF ITS AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING PIONLINE.COM AND ANY NEWS AND INFORMATION THROUGH PIONLINE.COM. IN NO EVENT WILL PENSIONS & INVESTMENTS, ITS AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH INFORMATION OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF PENSIONS & INVESTMENTS, ITS AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH PIONLINE.COM OR THE INFORMATION IN PIONLINE.COM SHALL NOT EXCEED THE AMOUNT YOU PAID TO PENSIONS & INVESTMENTS FOR USE OF PIONLINE.COM.

USER-CREATED CONTENT

By posting or submitting comments on any message or chat area, you represent and warrant that you own or otherwise control all of the rights to the content that you provide, that the content is accurate, that it does not violate this Terms and Conditions Agreement or any laws, and that it will not violate the rights of any person or entity. Pensions & Investments reserves the right to delete or edit any communications at any time, for any reason, but has no obligation to review or remove any such content.

MISCELLANEOUS

Through your use of PIOnline.com, you may be provided with hyperlinks to other Internet sites or resources, including hyperlinks provided by third-party advertisers to PIOnline.com. Pensions & Investments has no control over those sites and resources, or over the advertising material presented by third-party advertisers through PIOnline.com. You agree that Pensions & Investments will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such information, goods or services available on or through any such site or resource.

Pensions & Investments may discontinue or change PIOnline.com, or its availability to you, at any time without notice. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect. The Privacy Policy and this Terms and Conditions Agreement are, together, the complete and entire agreement between you and Pensions & Investments and supercede any prior agreement, whether oral or written.

This Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Illinois governing contracts wholly entered into and wholly performed within Illinois and any action to enforce this Terms and Conditions agreement or in any manner related to PIonline.com shall be brought exclusively in the federal or state courts located in Chicago, Illinois, and you agree to submit to the jurisdiction of such courts.

If you believe that your work has been copied and is accessible through PIonline.com in a way that constitutes copyright infringement, or that PIonline.com contains a link or other reference to another online location that contains materials or activity that infringes on your copyright rights, you may notify Crain Communications Inc. by providing the information required by the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. 512 to the following address:

Crain Communications Inc.
Attn: Legal Counsel
1155 Gratiot Avenue
Detroit, Michigan 48207-2913

Phone: 313-446-6000