<!-- Swiftype Variables -->

White Papers

Defined Contribution Balances: Finding the Right Solution for Participant Management

As responsibility for retirement readiness has shifted from employer to employee, the average worker is expected to understand what to do with his or her retirement assets and what to avoid.

Tools such as auto-enrollment and automatic escalation have been developed to aid employees, but ultimately, investment discretion is left firmly in the participant’s hands. The industry is rife with stories of participants making poor investment decisions such as withdrawing from equity after a market drop and returning after the market has recovered. To help participants avoid these issues, target date funds (TDFs) offer a set mix of asset classes with a predetermined maturity date. How effective are TDFs, and what challenges do they present?

  view more white papers

By downloading a white paper, you are agreeing to have your contact information shared with the content sponsor, who may then contact you.

All white papers posted were created by the listed authors who are solely responsible for the research, finding and all materials contained therein. Pensions & Investments has not verified or edited the materials (other than for length and style) and does not necessarily agree or disagree with the analysis and positions expressed by the authors. Reference to any company, product or service does not imply recommendation or sponsorship by Pensions & Investments.

For more information on submitting a white paper, please contact Richard Scanlon at rscanlon@pionline.com or 212-210-0157.